Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16627 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Solana Lending Platform Jupiter Lend Clarifies Contagion Risk as Kamino Bans Migration Tool and Reveals Rehypothecated Assets

Solana Lending Platform Jupiter Lend Clarifies Contagion Risk as Kamino Bans Migration Tool and Reveals Rehypothecated Assets

The post Solana Lending Platform Jupiter Lend Clarifies Contagion Risk as Kamino Bans Migration Tool and Reveals Rehypothecated Assets appeared on BitcoinEthereumNews.com. COINOTAG News reports that Jupiter Lend COO Kash Dhanda addressed community questions, revising a prior social claim that the treasury carried zero contagion risk. While the system is built with an isolation framework to limit cross-contamination, Dhanda acknowledged the presence of rehypothecated assets within the lending treasury, adding nuance to the platform’s risk management profile. In a Platform X video, the executive outlined the architecture and its constraints, signaling a measured stance on liquidity risk. Separately, Kamino, a Solana-based lending platform, paused Jupiter Lend’s migration tool amid concerns the risk model could mislead users. Kamino’s co-founder publicly challenged Jupiter’s risk description, reinforcing calls for greater transparency and robust disclosures in DeFi lending. The episode underscores ongoing scrutiny of treasury structures and contagion risk across the Solana ecosystem, underscoring the need for credible risk controls by lenders and borrowers alike. Source: https://en.coinotag.com/breakingnews/solana-lending-platform-jupiter-lend-clarifies-contagion-risk-as-kamino-bans-migration-tool-and-reveals-rehypothecated-assets

Author: BitcoinEthereumNews
Western Union Explores Solana for Stable Token and Settlement Network

Western Union Explores Solana for Stable Token and Settlement Network

The post Western Union Explores Solana for Stable Token and Settlement Network appeared on BitcoinEthereumNews.com. Western Union is integrating Solana blockchain to develop its own token, wallet, and settlement network, aiming to launch a stablecoin-like “stable card” for inflation-hit regions by 2026. This move protects remittances from value erosion in volatile economies. Western Union shifts to blockchain for secure, efficient global transfers using Solana’s high-speed network. The initiative includes a US Dollar Payment Token (USDPT) co-developed with Anchorage Digital Bank for stable value storage. With operations in 200 countries, Western Union leverages its reach to distribute the token via retail counters, targeting 40% of GDP in some remittance-dependent nations. Discover how Western Union Solana integration revolutionizes remittances with a new token and wallet system. Protect funds from inflation—explore the future of digital payments today. What is Western Union Doing with Solana for Its Token and Settlement Network? Western Union Solana integration marks a pivotal shift for the legacy financial services provider into blockchain technology. The company is building a comprehensive ecosystem featuring its own stable token, digital wallet, and a settlement network powered by Solana’s efficient blockchain. This strategy addresses longstanding challenges in cross-border payments, particularly in high-inflation environments, by offering a “stable card” that preserves the value of incoming funds. How Does Western Union’s Stable Card Protect Against Inflation? Western Union’s stable card represents an evolution of its traditional prepaid offerings, now enhanced with blockchain stability. In countries like Argentina, where inflation rates exceeded 200% annually according to recent economic reports from the International Monetary Fund, traditional remittances lose significant purchasing power within weeks. The card, pegged to a dollar-based asset, shields recipients from such devaluation, allowing funds to retain value until spent. Executives, including CFO Matthew Cagwin, highlighted this need during discussions at global technology forums. Cagwin noted that a $500 remittance could effectively diminish to $300 in real terms due to spiraling…

Author: BitcoinEthereumNews
Peter Schiff Challenges Trump to U.S. Economy Debate After Bitcoin-Gold Clash with CZ

Peter Schiff Challenges Trump to U.S. Economy Debate After Bitcoin-Gold Clash with CZ

The post Peter Schiff Challenges Trump to U.S. Economy Debate After Bitcoin-Gold Clash with CZ appeared on BitcoinEthereumNews.com. Peter Schiff has challenged President Trump to a public debate on the U.S. economy following Trump’s criticism of his comments on the ongoing affordability crisis. This exchange highlights tensions over inflation, economic policies, and their impacts on everyday Americans amid claims of falling prices and recovery. Schiff’s Challenge: Gold advocate Peter Schiff proposes a debate to discuss Trump’s economic strategies and their role in rising costs. Trump’s Response: The president labels Schiff a detractor and insists prices are dropping, attributing issues to prior administration policies. Broader Context: Searches for affordability have surged 110% year-over-year, reflecting public concerns despite official dismissals, per Google data. Peter Schiff challenges Trump to debate U.S. economy amid affordability crisis and inflation debates. Explore Schiff’s views on Bitcoin vs. gold and policy impacts—stay informed on crypto’s role in financial stability today. What is Peter Schiff’s Challenge to President Trump About? Peter Schiff’s challenge to President Trump stems from a heated exchange over the U.S. economy’s health, particularly the affordability crisis affecting Americans. On December 6, 2025, during an appearance on Fox & Friends Weekend, Schiff highlighted how inflation is accelerating under current policies, exacerbating everyday cost pressures. Trump responded sharply on Truth Social, calling Schiff a “Trump hating loser” and claiming prices are falling dramatically, including gasoline at $1.99 per gallon in some states. Schiff then invited Trump or a representative to debate these economic realities publicly, emphasizing the need for truthful discourse on policy effectiveness. How Does Peter Schiff’s Debate with CZ Relate to Economic Concerns? Peter Schiff’s recent debate with Changpeng Zhao (CZ), founder of Binance, at Binance Blockchain Week in Dubai underscores his longstanding skepticism toward cryptocurrencies like Bitcoin, tying directly into broader economic discussions on inflation and asset value. Schiff argued that Bitcoin lacks inherent value, serving only as a speculative tool…

Author: BitcoinEthereumNews
Texas Monet Bank Plans Crypto Services as Bitcoin Hits $126K High

Texas Monet Bank Plans Crypto Services as Bitcoin Hits $126K High

The post Texas Monet Bank Plans Crypto Services as Bitcoin Hits $126K High appeared on BitcoinEthereumNews.com. Monet Bank, a Texas-based institution owned by billionaire Andy Beal, has rebranded to prioritize cryptocurrency services, offering secure digital asset banking solutions amid regulatory shifts. This move positions it as a premier provider for crypto custody, lending, and blockchain-integrated transactions, capitalizing on Bitcoin’s 2025 all-time high of $126,000. Rebranding Focus: Monet Bank’s transition from Beal Savings Bank to XD Bank and now Monet Bank emphasizes digital asset innovation for the modern economy. Regulatory Changes: Recent federal adjustments under the Trump administration have eased restrictions, enabling banks like Monet to engage with cryptocurrencies without prior cautions. Growth in Sector: With Bitcoin hitting $126,000 in 2025, institutions such as Monet are expanding services, including blockchain for faster payments, supported by FDIC regulation and over $1 billion in capital. Discover how Monet Bank’s pivot to cryptocurrency services is reshaping banking. Explore secure digital asset solutions and regulatory insights for crypto investors today. (148 characters) What is Monet Bank’s Strategy for Cryptocurrency Services? Monet Bank’s cryptocurrency services represent a strategic pivot to integrate digital assets into traditional banking, providing clients with custody, lending, and blockchain-based transactions. Founded in 1988 as Beal Savings Bank, the Texas institution has undergone two rebrands in 2025—first to XD Bank and now to Monet Bank—to align with the digital economy. This evolution allows FDIC-insured operations while offering innovative tools for cryptocurrency users, backed by less than $6 billion in assets and strong capital reserves. How Does Monet Bank’s Rebranding Impact Crypto Banking? Monet Bank’s rebranding to focus on cryptocurrency services stems from a clear vision to become a leading digital asset financial institution. According to the bank’s official statement, it aims to deliver “innovative and forward-facing solutions for the digital economy,” operating through six Texas offices under strict FDIC oversight. This small community bank, with assets under $6 billion…

Author: BitcoinEthereumNews
3 Best Cryptos Investors Are Targeting for the Best Returns in 2026

3 Best Cryptos Investors Are Targeting for the Best Returns in 2026

The post 3 Best Cryptos Investors Are Targeting for the Best Returns in 2026  appeared on BitcoinEthereumNews.com. As the market readies for the next big explosive cycle, investors are increasingly beginning to short-list the kinds of assets that are regarded as the best crypto to buy leading into 2026. Some of the names that are making the most noise in the new cycle are Cardano (ADA), Dogecoin (DOGE), and the new up-and-coming player, Mutuum Finance (MUTM), three very different players but sharing the same commonality, the potential for high returns.  ADA remains one of the assets that many people are banking on for the long term, as the growth of the ecosystem sends the message for potential re-pricing, and DOGE, as it always does, remains one of the most volatile assets that can easily spark off explosions and rallies based on the evergreen factor of the community. But the new kid on the block, MUTM, has already put itself into the frame as the best crypto to buy, based on the break-out presale and the quick-growing demand that’s available for the crypto, which is priced at $0.035. Investors are increasingly seeing MUTM as the next big crypto to watch. Cardano Rebounds Sharply as Buyers Support Crucial Demand Area Cardano (ADA) had finally exhibited some kind of reaction as it fell as low as $0.37, but ever since, the traders had initiated strong buy signals that raised the prices from $0.37 to $0.45, showing an improvement of over 20%, which again perceives the region of $0.32-$0.36 as an important area where the demand for ADA resides. On the basis of the performance above $0.42, the short-term trend for ADA looks more favorable, opening gates for potential targets such as $0.48, $0.52, and $0.57. As ADA tries to sustain this upsurge, the focus of investors is shifting towards the new DeFi platforms developing rapid network effects, which gives increasing…

Author: BitcoinEthereumNews
A certain whale restarted its revolving lending after the AAVE price crash and liquidation, and currently holds a total of 333,000 AAVE tokens.

A certain whale restarted its revolving lending after the AAVE price crash and liquidation, and currently holds a total of 333,000 AAVE tokens.

PANews reported on December 7th that, according to on-chain analyst Ember, a revolving lending whale that liquidated 32,000 AAVE at $101 during the October 11th crash resumed revolving lending to purchase AAVE on November 24th. In just half a month, it has spent 14 million USDC to buy 80,900 AAVE, at an average price of $173. This whale now holds a total of 333,000 AAVE ($62.59 million) through revolving lending, with a total cost of $167. The liquidation price was $117.7.

Author: PANews
Jupiter Exchange Amends Lending Risk Disclosure

Jupiter Exchange Amends Lending Risk Disclosure

The post Jupiter Exchange Amends Lending Risk Disclosure appeared on BitcoinEthereumNews.com. Key Points: Jupiter Exchange acknowledges claims of “zero contagion risk” were inaccurate. Claims of vault security were previously promoted but later retracted. Community and competitors question the risk model’s integrity. Jupiter Exchange’s COO Kash Dhanda addressed inaccuracies about the ‘zero contagion risk’ in Jupiter Lend, acknowledging asset recollateralization issues, following community concerns and Kamino Finance’s criticism. This admission impacts trust and risk management in DeFi markets, highlighting lender competition and potential vulnerabilities in Solana’s ecosystem due to asset rehypothecation. Community Backlash and Competitive Repercussions Community reaction intensified after Jupiter Exchange deleted a controversial claim about their lending model, which originally promoted a “zero contagion risk.” Dhanda later clarified in a platform video that Jupiter Lend uses recollateralized assets, contradicting its initial marketing. Due to the revised claims, Solana’s Kamino Finance reacted by blocking Jupiter Lend’s migration tool, citing misleading risk model assertions. This highlights potential systematic risks posed by recollateralized assets, which may affect user trust and lending practices within the Solana ecosystem. Kamino’s actions sparked further debate in the Solana community, questioning the integrity of Jupiter Lend’s risk models. Kash Dhanda stated in a video, “These vaults are indeed isolated,” but admitted recollateralization exists, prompting varied industry responses regarding transparency standards. Kash Dhanda, COO, Jupiter, acknowledging the “zero contagion risk” claim: “This claim [zero contagion risk] … was inaccurate and that the protocol does rely on rehypothecation to boost yields.” Jupiter Token Drop and Regulatory Concerns Rise Did you know? The issue with Jupiter Lend’s recollateralization recalls historical parallel events in DeFi, where under-disclosed rehypothecation led to market disruptions, mirroring the wildcat banking era’s risks. As of December 7, 2025, the Jupiter (JUP) token saw its price at $0.23 and faced a 33.06% decline over the past 30 days, according to CoinMarketCap. The token holds a market cap of…

Author: BitcoinEthereumNews
Jupiter Executive Admits Error in Lending Vault Contagion Claims

Jupiter Executive Admits Error in Lending Vault Contagion Claims

Jupiter's Kash Dhanda acknowledges error in 'zero contagion' claims for Lend vaults, sparking community backlash.

Author: bitcoininfonews
Jupiter's Chief Operating Officer admitted that its lending product, Jupiter Lend, falsely claimed to have "zero risk of infection."

Jupiter's Chief Operating Officer admitted that its lending product, Jupiter Lend, falsely claimed to have "zero risk of infection."

PANews reported on December 7 that, according to The Block, Jupiter Exchange COO Kash Dhanda recently responded to community concerns about its lending product, Jupiter Lend, acknowledging that claims in previously deleted social media posts regarding the "zero contagion risk" of Jupiter Lend vaults were inaccurate. Jupiter had previously promoted Jupiter Lend's vaults as having "isolation risks," with one post claiming that isolated vaults "mean that there is no cross-contamination between trading pairs, thus eliminating any risk of infection." After sparking controversy, the Jupiter team deleted the post containing the latter statement. Dhanda stated in a video posted on the X platform, "These vaults are indeed isolated." However, he also acknowledged that Jupiter Lend used recollateralized assets. Last week, Solana lending platform Kamino blocked Jupiter Lend's migration tool due to concerns that Jupiter was misleading users about its risk model. Kamino's co-founder also criticized Jupiter's claims of vault segregation in a post on the X platform.

Author: PANews
Jupiter exec acknowledges ‘zero contagion’ claim was ‘not 100% correct’ after backlash over vault design

Jupiter exec acknowledges ‘zero contagion’ claim was ‘not 100% correct’ after backlash over vault design

The co-founder of rival lending protocol Kamino has criticized Jupiter's messaging around their "isolated vaults," and blocked a migration tool.

Author: Coinstats