Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14066 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Cronos unveils 2025-2026 roadmap targeting institutional adoption

Cronos unveils 2025-2026 roadmap targeting institutional adoption

The post Cronos unveils 2025-2026 roadmap targeting institutional adoption appeared on BitcoinEthereumNews.com. Cronos has announced its 2025-2026 roadmap outlining plans for institutional adoption through tokenization, AI integration, and expanded distribution channels, according to information provided to Finbold on August 26, 2025.  🚀 Our 2025 – 2026 Roadmap is now live: The Golden Age of On-Chain Dominance. 🔗 Full roadmap: https://t.co/RqO0WzRiWG 🌕 Our vision is clearer than ever: turn global finance into open, programmable rails that ANYONE can use – newbies, DeFi degens, creators, builders,… pic.twitter.com/HTa8BI7Chg — Cronos (@cronos_chain) August 26, 2025 The strategy centers on three main development areas intended to increase adoption and market presence. 3 growth engines  The first engine, infrastructure, will see Cronos launch a purpose-built tokenization platform for equities, funds, commodities, insurance, forex, and real estate. The platform aims to enable instant T+0 transfers, provide yield on tokenized stocks, and integrate with DeFi protocols. Tokenized assets will be made natively accessible to AI agents through the Cronos AI Agent SDK and its Proof of Identity standard. The second engine, distribution, leverages Cronos’ integration with Crypto.com to provide access for more than 150 million retail users to DeFi services such as lending and staking. Merchant adoption is expected to scale across 10 million eligible businesses, with Cronos products embedded within Crypto.com’s fiat rails and Project Cortex, its LLM-powered financial interface. The third engine, demand, will be anchored around CRO, the native token of Cronos. This includes support for CRO-powered ETFs in the U.S. and EU and partnerships with digital asset treasury companies to reinforce liquidity and CRO’s institutional utility. Tying tokenization, AI, and DeFi into one interoperable system Cronos reports recent network upgrades have reduced block times to 0.5 seconds and decreased gas fees, resulting in a reported 400% increase in daily transactions. The roadmap sets targets for 2026, including $20 billion in CRO through public markets, $10 billion…

Author: BitcoinEthereumNews
Top 10 Altcoins With Real Utility for Long-Term Growth

Top 10 Altcoins With Real Utility for Long-Term Growth

The post Top 10 Altcoins With Real Utility for Long-Term Growth appeared on BitcoinEthereumNews.com. Crypto News Explore the top 10 altcoins with real utility and strong ecosystems that investors are watching for long-term growth. After years of hype-driven cycles, the crypto market is maturing. Investors are shifting focus from speculative meme tokens to projects with genuine utility, platforms that solve real-world problems, build ecosystems, and attract developer adoption. In the long run, coins with strong utility tend to sustain growth even when market sentiment cools. With the next bull cycle approaching, analysts are spotlighting the top 10 altcoins that could lead the way in long-term utility-driven expansion. Alongside these established players, new entrants such as MAGACOIN FINANCE are also gaining attention as investors look for projects combining narrative strength with ecosystem growth. Ethereum (ETH) Ethereum remains the most widely used blockchain for decentralized applications. Its dominance in DeFi, NFTs, and tokenized assets highlights unmatched utility. With the transition to proof-of-stake and continued Layer 2 scaling through rollups like Arbitrum and Optimism, Ethereum’s ecosystem remains the heartbeat of Web3. By 2026, analysts expect Ethereum’s utility to expand further as institutional adoption accelerates through ETFs and enterprise integrations. Its combination of security, decentralization, and developer activity makes ETH a cornerstone for long-term investors. Solana (SOL) Solana is recognized for its unmatched speed and low fees. It has become the go-to chain for high-frequency applications like gaming, DeFi, and NFTs. After overcoming past reliability issues, Solana has stabilized with major upgrades that reinforce scalability. Developers are increasingly turning to Solana to build applications requiring high throughput, giving it a unique edge. Analysts project that SOL could maintain its momentum heading into 2026, driven by retail adoption and institutional curiosity. Its expanding ecosystem makes Solana one of the most utility-rich blockchains to watch for the long term. Cardano (ADA) Cardano’s academic and research-first model sets it apart from…

Author: BitcoinEthereumNews
World Liberty Financial Token Unlock: What to Expect Ahead of September 1 Release

World Liberty Financial Token Unlock: What to Expect Ahead of September 1 Release

The post World Liberty Financial Token Unlock: What to Expect Ahead of September 1 Release appeared on BitcoinEthereumNews.com. World Liberty Financial, a decentralized finance (DeFi) platform backed by US President Donald Trump, has activated the token unlocking function for its native cryptocurrency, WLFI. According to the project’s website, other utilities, including trading, lending, and app functionality, are expected to launch soon, expanding the ecosystem. First WLFI Unlock Brings The Token Closer to Full Launch The project announced the development in an official X (formerly Twitter) post, marking a significant step in the token’s distribution. Users can initiate the process through the project’s Lockbox system.  The unlocking process requires users to connect their wallets and sign a Token Unlock Agreement through the official website. The project revealed that 20% of the initial token allocation will be available for claiming at 8:00 AM ET on September 1.  “When you sign, your tokens move into the vesting contract. Your wallet’s WLFI balance will show 0 (that’s expected). On Sept 1 @ 8:00 AM, you can claim 20% of your allocation — after claiming, your wallet will then show that 20%,” the post read. Furthermore, subsequent claims will depend on governance votes. In its guidance, World Liberty Financial stressed that participants should only interact with the official WLFI token contract throughout the process. The official contract address is: 0xdA5e1988097297dCdc1f90D4dFE7909e847CBeF6 The team emphasized that no other smart contracts are required during unlocking. This is a precaution to prevent phishing or scam attempts. However, the process has not been without technical hiccups.  Some Coinbase wallet users reported issues accessing the Lockbox. Nonetheless, the team resolved the problem swiftly and confirmed functionality restoration. “Thanks for your patience, Coinbase Wallet users — the connection issue with the WLFI Lockbox has been resolved. You should be able to connect normally now. If you still see an error, refresh and try reconnecting. As always, only use links from…

Author: BitcoinEthereumNews
MoreMarkets Taps Flare to Power New “XRP Earn Account” for On-Chain Yield

MoreMarkets Taps Flare to Power New “XRP Earn Account” for On-Chain Yield

MoreMarkets partners with Flare to launch the XRP Earn Account, a non-custodial, on-chain solution that mints FXRP and uses liquid staking to deliver XRP yield.

Author: Blockchainreporter
Top 10 Altcoins With Real Utility to Watch for Long-Term Growth

Top 10 Altcoins With Real Utility to Watch for Long-Term Growth

After years of hype-driven cycles, the crypto market is maturing. Investors are shifting focus from speculative meme tokens to projects […] The post Top 10 Altcoins With Real Utility to Watch for Long-Term Growth appeared first on Coindoo.

Author: Coindoo
XRP Holders Get New Yield Opportunity as MoreMarkets Partners With Flare

XRP Holders Get New Yield Opportunity as MoreMarkets Partners With Flare

Moremarkets will manage Flare-native decentralized finance (DeFi) strategies, such as lending or liquid staking, to generate yield for users.

Author: CryptoPotato
Best Meme Coins to Buy in 2025: Build a 6-Figure Portfolio With Just $1,500 in These 3 Tokens

Best Meme Coins to Buy in 2025: Build a 6-Figure Portfolio With Just $1,500 in These 3 Tokens

The crypto market is entering a new phase where meme coins are no longer seen as just speculative plays but as cultural assets with powerful communities driving exponential growth.

Author: Cryptodaily
New Token iBTC Pops Up on IOTA — Could Wrapped Assets Be Coming?

New Token iBTC Pops Up on IOTA — Could Wrapped Assets Be Coming?

The IOTA community is speculating after Salima hinted that the mere appearance of iBTC may be the first domino to fall in IOTA’s next chapter. For now, the origins and purpose of iBTC remain unclear; if anything, this may be IOTA’s long-awaited leap into the heart of decentralized finance. Salima, a well-known IOTA enthusiast and [...]]]>

Author: Crypto News Flash
Bitcoin programmable layer project Hemi completes $15 million in financing, led by YZi Labs and others

Bitcoin programmable layer project Hemi completes $15 million in financing, led by YZi Labs and others

PANews reported on August 26th that Hemi, the Bitcoin programmable layer project, has secured $15 million in a new funding round led by YZi Labs, Republic Digital, and HyperChain Capital, with participation from Breyer Capital, Big Brain Holdings, Crypto.com, DNA Fund, Selini Capital, Protein Capital, Quantstamp, and Web3.com Ventures. This brings the total raised to $30 million, which will be used to advance the development of a network that combines Bitcoin's security with Ethereum's smart contract capabilities. This round of funding will support ecosystem expansion and subsequent token generation activities. The core of the Hemi stack is the Hemi Virtual Machine (hVM), designed to embed a full Bitcoin node within the EVM. Through cross-chain "tunneling" and a proof-of-stake consensus mechanism, it enables operations such as lending and asset portfolios on the Bitcoin network. Co-founder Jeff Garzik (an early Bitcoin core developer) stated that Bitcoin doesn't need a refactor, but rather supporting tools to unlock its potential. The project claims to have over 100,000 verified users and 400,000 community members, and has integrated or collaborated with over 70 projects, including Sushi, LayerZero, and MetaMask.

Author: PANews
Is The Best Crypto Presale Of 2025 About To Witness A Price Jump From $0.021?

Is The Best Crypto Presale Of 2025 About To Witness A Price Jump From $0.021?

The post Is The Best Crypto Presale Of 2025 About To Witness A Price Jump From $0.021? appeared on BitcoinEthereumNews.com. Crypto News The cryptocurrency presale market continues to grow at a rapid pace, with projects such as Remittix and Nexchain drawing attention from early investors looking for high-upside tokens. Yet amid the noise, BlockchainFX ($BFX) has quickly separated itself from the pack. Having already passed the $6 million milestone in its presale, the project is gaining recognition as one of the best cryptos to buy for 2025, combining strong utility, investor-friendly tokenomics, and a roadmap that extends well beyond typical presale promises. Presale Pricing Advantage: Why BlockchainFX Offers Early Buyers High ROI One of the most compelling aspects of BlockchainFX is its pricing structure. Currently available for $0.021, $BFX tokens are already seen as significantly undervalued compared to their planned market launch at $0.05. This offers investors a direct opportunity to double their position upon listing, more than before any broader market momentum comes into play. To add to this incentive, buyers using the AUG35 code can access a 35% token bonus, further cementing BlockchainFX as one of the best presales to buy now for those seeking cryptos with high ROI. Staking Rewards Backed by Trading Fees BlockchainFX also stands out with its high-yield staking model, which is structured to generate sustainable returns rather than relying on inflationary token printing. The platform collects trading fees from its multi-asset ecosystem and redistributes them back into the BFX community. This ensures that staking participants earn in both USDT and BFX tokens, combining the security of a stablecoin yield with the upside potential of the native token. It is this dual reward mechanism that has many analysts regarding BlockchainFX as a crypto with 1000x potential, particularly as adoption scales. A Multi-Asset Platform Designed for Global Traders While many presales focus purely on token hype, BlockchainFX is building a trading platform capable of handling…

Author: BitcoinEthereumNews