Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14068 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
4 Best Meme Coins In 2025 Geared Up To Shake Up The Market – Climb In Before They’re Gone

4 Best Meme Coins In 2025 Geared Up To Shake Up The Market – Climb In Before They’re Gone

MoonBull, Coq Inu, Cheems, and Sudeng headline the best meme coins of 2025, blending culture, staking perks, and presale access to fuel growth.

Author: Blockchainreporter
Solana (SOL) to Reach $300, But Traders Choose Mutuum Finance (MUTM) for Bigger Gains

Solana (SOL) to Reach $300, But Traders Choose Mutuum Finance (MUTM) for Bigger Gains

While hype gets louder for Solana’s chances of breaching the $300 barrier in 2025, market attention also stealthily shifts to a new DeFi entrant, Mutuum Finance (MUTM). Current investors are anticipating a minimum return of 300% on listing. Mutuum Finance (MUTM) has broken through $14.9 million and has over 15700 investors so far. While SOL […]

Author: Cryptopolitan
YZi Labs Backs USD.AI in Push to Finance AI Infrastructure with Stablecoins

YZi Labs Backs USD.AI in Push to Finance AI Infrastructure with Stablecoins

TLDR USD.AI bridges crypto & AI with hardware-backed stablecoin lending. YZi Labs invests in USD.AI to fuel AI infra via asset-backed DeFi. USD.AI speeds AI funding: stablecoin loans secured by real hardware. Bridging AI & DeFi, USD.AI unlocks $62M for builders with fast loans. USD.AI stablecoin powers AI growth with real-world asset financing. YZi Labs [...] The post YZi Labs Backs USD.AI in Push to Finance AI Infrastructure with Stablecoins appeared first on CoinCentral.

Author: Coincentral
Political Overreach Threatens American Prosperity

Political Overreach Threatens American Prosperity

The post Political Overreach Threatens American Prosperity appeared on BitcoinEthereumNews.com. WASHINGTON, DC – APRIL 02: U.S. President Donald Trump holds up a chart while speaking during a “Make America Wealthy Again” trade announcement event in the Rose Garden at the White House on April 2, 2025 in Washington, DC. Touting the event as “Liberation Day”, Trump is expected to announce additional tariffs targeting goods imported to the U.S. (Photo by Chip Somodevilla/Getty Images) Getty Images “Two ways. Gradually and then suddenly.” That’s the famous line from Ernest Hemingway’s The Sun Also Rises where the main character (Mike) describes how he went bankrupt. The rest of the passage, where Hemingway elaborates on Mike’s experience, may not be quite as famous, but it remains oddly topical. It also serves as a timeless reminder of why the founding principles of the American government are so important to the country’s standing in the world. Hemingway explains that Mike’s troubles were brought on by lots of false friends and creditors, likely “more creditors than anybody in England.” Hemingway knew the game. Everybody loves you when they’re confident you’ll repay them, so they keep lending you money. And they always love you. Until they don’t. For a very long time, pretty much everyone has loved the United States. By far, we’re the largest wealthy country, with the best opportunity for moving up the economic ladder. America Was Not In Decline Everyone wants access to America’s financial markets. We offer the safest place in the world to invest. Our markets are more diverse and liquid than anywhere else. They’re backed by the strongest and safest property rights, secured by a reliably stable government. Politically, socially, and economically, our combination of wealth and security is tops. Yet, for whatever reason, many Americans can’t stop flirting with pessimism. No matter how well things are going, everyone is easily convinced…

Author: BitcoinEthereumNews
Ripple’s (XRP) Price Swings Push Investors Toward Mutuum Finance (MUTM), Here’s Why

Ripple’s (XRP) Price Swings Push Investors Toward Mutuum Finance (MUTM), Here’s Why

As Ripple’s (XRP) price continues its unpredictable swings, a new coin,  Mutuum Finance (MUTM) is quietly capturing investor attention. Amid the broader crypto market’s turbulence, traders are increasingly exploring this emerging DeFi project for its innovative lending model, stable yield mechanisms, and potential to provide more consistent returns compared to the volatility-prone giants. Mutuum Finance […]

Author: Cryptopolitan
How BlackRock and Goldman Sachs are bringing Wall Street’s hottest asset class to 401(k)s

How BlackRock and Goldman Sachs are bringing Wall Street’s hottest asset class to 401(k)s

The post How BlackRock and Goldman Sachs are bringing Wall Street’s hottest asset class to 401(k)s appeared on BitcoinEthereumNews.com. Wall Street’s largest firms are championing a new cause. They are bringing alternative assets — once reserved for the ultra-wealthy — to the portfolios of individual investors. Chief among the proponents are BlackRock and Goldman Sachs. But, as is usually the case in investing, the potential of greater returns comes at a risk. “The alternative market is becoming less alternative,” said Jon Diorio, head of alternatives for wealth at asset management giant BlackRock. Alternatives are assets outside of stocks, bonds, and cash — including private equity, private credit, real estate, infrastructure, cryptocurrencies, and more. “It’s growing very rapidly as public markets are shrinking,” Diorio told CNBC in a recent interview. Interest has been fueled by shrinking public market opportunities and a softening regulatory environment. President Donald Trump signed an executive order earlier this month that paved the way for alternative assets in 401(k) retirement accounts — an idea vehemently opposed by the Biden administration. Diorio, who also leads product strategy for BlackRock’s U.S. wealth advisory business, said that giving more investors exposure to alternatives — which have traditionally been part of the portfolios of ultra high net-worth individuals, hedge funds, and pension funds — can improve returns over the long run. “In some cases, you can get enhanced diversification [and] amplify return streams,” he added. Giving individual investors the same access to different asset classes as the pros has been championed as further democratizing Wall Street. However, it also comes with its own risks. These assets are not publicly traded, which means they are more difficult to value and less liquid. BlackRock’s Diorio and peers at other major financial firms are acutely aware of this and strive to make sure investors are, too, as they challenge the decades-old focus on the traditional retail portfolio split of 60% stocks and 40%…

Author: BitcoinEthereumNews
Why Ethereum’s DeFi sector is struggling despite Ether reaching record highs

Why Ethereum’s DeFi sector is struggling despite Ether reaching record highs

The post Why Ethereum’s DeFi sector is struggling despite Ether reaching record highs appeared on BitcoinEthereumNews.com. ETH reached $4,700 in August 2025, yet DeFi adoption grows slowly. Regulatory rules, high fees, and complex processes hinder mass DeFi participation. Layer 2 solutions and better collaboration with regulators may drive future growth. Ethereum’s DeFi sector continue to run into issues, even though Ether (ETH) hit record highs in August 2025. ETH reached $4,700, the highest since 2021, and the number of daily active addresses went up to 9.1 million. DeFi hasn’t grown as much as Ether’s price has. Factors such as how many people are using it, how developed the market is, rules and regulations, and changes in investor interest are all playing a part. Ethereum is still widely used, but these challenges and the competition in the space are keeping DeFi from expanding faster. DeFi growth versus market challenges Ethereum is at the center of DeFi, with $312.6 billion locked in smart contracts in August 2025, the highest ever. But the sector is still growing slowly. Money in DeFi is divided among other blockchains like Solana, BNB Chain, and Arbitrum, where activity hasn’t grown much and in some cases has fallen slightly. Government rules and regulations are making things harder, especially around lending and stablecoins, which is slowing down interest from big investors. On top of that, high fees and complicated processes make it difficult for regular users to get involved. Some platforms, like Aave, have seen big growth, reaching $70 billion in deposits with a 40% increase in just a few weeks. But this growth stands out against the overall cautious mood in the sector. Centralized exchanges and CeFi lending platforms are also taking some money away from DeFi, even as lending on DeFi platforms hits record levels. The idea of decentralization is being tested as regulatory and technical challenges grow, which could slow the sector’s…

Author: BitcoinEthereumNews
Pepe Coin (PEPE) Made Millionaires in 2023, Here’s the Coin That Could Do It in 2025

Pepe Coin (PEPE) Made Millionaires in 2023, Here’s the Coin That Could Do It in 2025

In 2023, Pepe Coin (PEPE) stunned the crypto market by turning early believers into millionaires, riding the meme wave to unprecedented heights. But as the dust settles on the memecoin frenzy, attention is now shifting toward 2025’s potential breakout, Mutuum Finance (MUTM).   Mutuum Finance is currently at $0.035 in stage 6 presale after increasing 16.17% […]

Author: Cryptopolitan
6000 USDT in Sponsor Tag Prizes Up for Grabs in the Spacecoin Writing Contest

6000 USDT in Sponsor Tag Prizes Up for Grabs in the Spacecoin Writing Contest

The Spacecoin Writing Contest is back for its final round, offering 9,000 USDT in prizes across new sponsor categories: #spacecoin, #creditcoin, and #gluwa. Writers can enter by submitting original stories under the contest tags on HackerNoon before October 7, 2025. Winners will be selected based on readership and staff votes, with up to 15 writers awarded. Whether you’re passionate about decentralization, on-chain lending, or financial inclusion, this is your chance to publish, share, and win

Author: Hackernoon
TOKEN6900 Presale Ends in Less Than 48 Hours – Last Chance to Buy T6900

TOKEN6900 Presale Ends in Less Than 48 Hours – Last Chance to Buy T6900

As the crypto market heads toward the end of August, altcoins are deep in the red, and investor sentiment remains cautious. Yet TOKEN6900 is breaking through the gloom, emerging as one of the few tokens generating genuine buzz. TOKEN6900, with its bold marketing, viral memes, and engaged community, is attracting attention despite the current market […]

Author: The Cryptonomist