Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14123 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Shiba Inu (SHIB) Slips 7% in a Week as Attention Shifts to Mutuum Finance (MUTM) at $0.035

Shiba Inu (SHIB) Slips 7% in a Week as Attention Shifts to Mutuum Finance (MUTM) at $0.035

The post Shiba Inu (SHIB) Slips 7% in a Week as Attention Shifts to Mutuum Finance (MUTM) at $0.035 appeared on BitcoinEthereumNews.com. As Shiba Inu (SHIB) struggles with a 7% weekly decline, the crypto spotlight is subtly pivoting toward Mutuum Finance (MUTM), now at $0.035. While broader market sentiment remains mixed, Mutuum Finance is increasingly drawing investor attention with its expanding DeFi ecosystem and growing traction among early adopters.  Mutuum Finance is in stage 6 of presale at $0.035. It will be worth 14.29% more at $0.04 when in presale stage 7. Investors today will enjoy a minimum of 400% when the token enters the market. Mutuum Finance has already raised over $15 million and drawn over 15720 investors. This shift highlights a potential recalibration in market focus, as traders weigh short-term volatility in established meme coins against emerging opportunities in decentralized finance innovation. Shiba Inu Faces 7% Weekly Decline Shiba Inu (SHIB) is currently priced at $0.00001214, showing a 7% drop over the past week as market sentiment remains mixed. This pullback comes amid cautious trading activity, with some larger holders adding to their positions while overall momentum stays subdued. As SHIB consolidates near this level, investors are watching how the broader crypto market will influence its next move, while emerging projects like Mutuum Finance are also beginning to attract attention in the DeFi market. Mutuum Finance Presale Success Mutuum Finance is doing excellent in the DeFi sector. It now holds a 95.0/100 trust score, which has been audited and certified through Certik. The project is offering a secure platform to process DeFi transactions. Mutuum Finance (MUTM) is introducing proven lending functionalities with the security of a new ecosystem. Mutuum Finance (MUTM) also has an Ethereum, overcollateralized USD-pegged stablecoin in the works. It will offer long-term liquidity, trust, and stability to any client. Mutuum Finance Presale Enters Phase 6 Mutuum Finance is gaining momentum with presale rounds selling fast. The presale…

Author: BitcoinEthereumNews
What is BlockDAG? A Deep Dive Into 2025’s Best Crypto Presale

What is BlockDAG? A Deep Dive Into 2025’s Best Crypto Presale

BlockDAG is emerging as one of the biggest Layer 1 projects of 2025. With $386M raised, 25.8B coins sold, 200K holders, and 3M miners, is this the best crypto presale of the year?

Author: Blockchainreporter
JPMorgan Pours $500M Into AI Hedge Fund Powered by Crypto

JPMorgan Pours $500M Into AI Hedge Fund Powered by Crypto

The fund, backed by billionaire Paul Tudor Jones, blends crowdsourced AI models with crypto-based incentives to fuel its trading strategy. […] The post JPMorgan Pours $500M Into AI Hedge Fund Powered by Crypto appeared first on Coindoo.

Author: Coindoo
Lombard Finance launches yield-bearing Bitcoin token LBTC on Solana with $1.5b backing

Lombard Finance launches yield-bearing Bitcoin token LBTC on Solana with $1.5b backing

Lombard FInance

Author: Crypto.news
Top Cardano (ADA) Alternative With Explosive ROI: This Altcoin Could Turn $2,000 into $20,000 in the Next 90 Days

Top Cardano (ADA) Alternative With Explosive ROI: This Altcoin Could Turn $2,000 into $20,000 in the Next 90 Days

The crypto market is changing fast, and Cardano (ADA) is not far behind getting intense competition. One of the coins performing well currently is Mutuum Finance (MUTM), which is a new DeFi token attracting traders and analyst interest. Mutuum Finance (MUTM) is at $0.035 in presale phase 6. Project investors are set to get at […]

Author: Cryptopolitan
LBTC Token Expansion: Lombard Finance Unleashes New Possibilities on Solana

LBTC Token Expansion: Lombard Finance Unleashes New Possibilities on Solana

BitcoinWorld LBTC Token Expansion: Lombard Finance Unleashes New Possibilities on Solana Exciting news is brewing in the world of decentralized finance (DeFi)! Lombard Finance (BARD), a prominent Bitcoin DeFi firm, recently made a significant announcement: its innovative LBTC token expansion is coming to the Solana blockchain. This strategic move is set to create waves, offering new avenues for liquidity and utility for Bitcoin holders within the rapidly growing Solana ecosystem. According to The Block, this development marks a pivotal moment for cross-chain interoperability. Understanding LBTC: The Core of This Token Expansion Lombard Finance developed LBTC as a liquid staking Bitcoin token. But what exactly does that mean for you, the user? Essentially, LBTC allows Bitcoin holders to participate in DeFi activities while still retaining access to their BTC’s value. It’s like having your cake and eating it too – your Bitcoin remains liquid and usable, generating potential yield in the DeFi space. The upcoming LBTC token expansion to Solana is a game-changer because it extends this powerful utility to a new, high-performance blockchain. Solana is renowned for its speed, low transaction costs, and scalability, making it an attractive destination for DeFi projects looking to reach a wider audience and offer a smoother user experience. Liquidity: Keep your Bitcoin accessible while it’s earning potential rewards. Yield Generation: Participate in DeFi protocols to potentially earn rewards. Interoperability: Bridge Bitcoin’s established value to other blockchain ecosystems. Why Solana is Key for LBTC Token Expansion Lombard Finance’s decision to choose Solana for its LBTC token expansion is a highly strategic one. Solana boasts a robust infrastructure that supports high transaction throughput and near-instant finality. These features are crucial for the fast-paced world of DeFi, where efficiency directly impacts user experience and protocol performance. This move positions LBTC to tap into Solana’s vibrant developer community and its rapidly expanding user base. Consider the immense impact: bringing Bitcoin’s deep liquidity to Solana’s efficient network can unlock new financial primitives and opportunities. It’s a powerful synergy, combining the established trust and value of Bitcoin with the innovative, high-speed capabilities of Solana. This integration promises a more seamless and cost-effective DeFi experience for everyone involved. High Throughput: Solana handles thousands of transactions per second, ideal for DeFi. Low Fees: Significantly reduces the cost of DeFi interactions, benefiting users. Scalability: Built to support massive growth and adoption without congestion. Vibrant Ecosystem: Home to a diverse range of innovative DeFi applications and protocols. Where Will LBTC Token Expansion Integrate on Solana? The LBTC token expansion isn’t just about arriving on Solana; it’s about integrating into its core DeFi infrastructure. Lombard Finance plans to supply LBTC to several leading Solana-based platforms. This ensures immediate utility and broad accessibility. According to the announcement, these key integrations include: Jupiter: A prominent decentralized exchange (DEX) aggregator, enhancing liquidity for LBTC. Drift: A leading perpetuals DEX, offering new trading and leverage possibilities for LBTC holders. Kamino: A concentrated liquidity manager, optimizing yield strategies and capital efficiency for LBTC. Meteora: A dynamic liquidity protocol, further deepening market access and utility for LBTC. These integrations are vital. They ensure that LBTC will be immediately usable and accessible across a spectrum of DeFi services, from trading and lending to yield farming. This widespread availability will significantly boost LBTC’s utility and adoption within the Solana ecosystem, fostering a more robust and interconnected DeFi landscape. Benefits for Users: What the LBTC Token Expansion Means for You For users, the LBTC token expansion translates into more options and greater flexibility. If you’re a Bitcoin holder, you now have a new pathway to leverage your assets within a high-performance DeFi environment. This could mean: Accessing new yield opportunities that were previously unavailable on other chains. Participating in faster, cheaper transactions, making DeFi more accessible. Diversifying your DeFi portfolio across different blockchains, enhancing risk management. Engaging with innovative Solana protocols using your Bitcoin’s value. While exciting, users should always conduct their own research (DYOR) before engaging with any DeFi protocol. Understanding the risks associated with smart contracts, impermanent loss, and protocol security is crucial for navigating this innovative space safely and effectively. The Broader Impact of LBTC Token Expansion on DeFi The LBTC token expansion represents a significant step towards a more interconnected and liquid DeFi landscape. It highlights a growing trend where projects aim to bridge the vast liquidity of Bitcoin with the innovative capabilities of other high-throughput blockchains. This cross-chain collaboration is essential for the long-term growth and maturation of the entire crypto ecosystem. It pushes the boundaries of what’s possible, fostering greater efficiency and accessibility. Ultimately, Lombard Finance’s move is a testament to the ongoing evolution of DeFi, pushing boundaries and creating more efficient, accessible financial tools for everyone. It’s a compelling vision of a future where digital assets flow seamlessly across chains, unlocking unprecedented value and fostering a truly global decentralized financial system. Summary: Bridging Bitcoin to Solana’s Future Lombard Finance’s announcement to bring its LBTC liquid staking Bitcoin token to the Solana blockchain marks a pivotal moment for both ecosystems. This strategic LBTC token expansion promises to unlock new liquidity, enhance user experience through Solana’s speed and low costs, and integrate seamlessly with leading DeFi protocols like Jupiter, Drift, Kamino, and Meteora. As the DeFi space continues to mature, such cross-chain initiatives are vital for fostering innovation and providing users with more robust and versatile financial tools. The future of Bitcoin DeFi on Solana looks incredibly bright, offering a glimpse into a more interconnected and efficient decentralized world. Frequently Asked Questions (FAQs) What is LBTC? LBTC is a liquid staking Bitcoin token developed by Lombard Finance. It allows Bitcoin holders to utilize their BTC in DeFi protocols while maintaining liquidity and potential for yield generation. Why is Lombard Finance expanding LBTC to Solana? Lombard Finance is expanding LBTC to Solana to leverage Solana’s high speed, low transaction costs, and scalability. This move aims to enhance liquidity, improve user experience, and tap into Solana’s vibrant DeFi ecosystem. Which Solana protocols will integrate LBTC? Lombard Finance plans to supply LBTC to several leading Solana-based platforms, including Jupiter (DEX aggregator), Drift (perpetuals DEX), Kamino (liquidity manager), and Meteora (dynamic liquidity protocol). What are the main benefits of this LBTC token expansion for users? Users will benefit from new yield opportunities, faster and cheaper transactions, increased flexibility in managing their Bitcoin assets, and the ability to engage with a wider range of DeFi protocols on Solana. Is it safe to use LBTC on Solana DeFi protocols? While the LBTC token expansion opens exciting opportunities, users should always conduct thorough research (DYOR) on any DeFi protocol. Understand the inherent risks associated with smart contracts, impermanent loss, and platform security before committing funds. Did you find this article insightful? Share it with your network and help spread the word about the exciting developments in cross-chain DeFi! To learn more about the latest crypto market trends, explore our article on key developments shaping Bitcoin institutional adoption. This post LBTC Token Expansion: Lombard Finance Unleashes New Possibilities on Solana first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats
Ripple’s RLUSD Joins Aave Horizon, Powering Real-World Assets in DeFi Shift

Ripple’s RLUSD Joins Aave Horizon, Powering Real-World Assets in DeFi Shift

Ripple’s RLUSD stablecoin powers Aave Horizon’s tokenized lending market. Chainlink ensures accurate valuations for Horizon’s real-world asset collateral. Institutions earn yield using RLUSD while accessing compliant DeFi borrowing. Ripple has strengthened its DeFi presence with the integration of its RLUSD stablecoin into Aave Labs’ Horizon market. The development makes RLUSD an essential asset in a framework created to combine tokenized real-world assets with decentralized lending. Ripple reports that inclusion is a long-term goal of integrating institutional-grade products into open finance. Also Read: Ethereum Supply Shock: Institutions Quietly Amass 8% as Price Nears $4,600 Horizon’s Borrowing Framework Aave Labs recently launched Horizon, describing it as an institutional-grade platform operating on a permissioned version of Aave V3. It permits collateralized loan obligations and tokenized assets like US Treasuries to serve as collateral for borrowing stablecoins. The structure is compliance-enforceable at the token level, and the stablecoin markets are open and permissionless, but they prevent cross-application lock-in within DeFi. Powered by Aave and secured by @ethereum, Horizon provides RWA users with the liquidity they need for institutional DeFi. Learn more about Horizon and why RWAs are DeFi's trillion dollar unlock: https://t.co/ap2OdhT6i7 — Aave (@aave) August 27, 2025 Borrowing infrastructure available 24 hours in this model allows institutions to access the infrastructure and still meet regulatory standards. It establishes a first mover connection between old finance and blockchain-based lending models. RLUSD’s Expanding Role RLUSD is now positioned alongside USDC and Aave’s GHO within Horizon. Institutions that place RLUSD in liquidity pools realize yield and facilitate borrowing. The stablecoin is thus a working device that will connect tokenized securities with the decentralization of the credit markets. Ripple has noted that RLUSD is not just a tool of valuation debate. Instead, it is an essential element of Horizon business and a force of efficient capital flow in DeFi. Chainlink’s Infrastructure Support Chainlink provides essential support to Horizon with its SmartData infrastructure. Chainlink Onchain NAV offers tamper-resistant valuations of tokenized assets on-chain in the system. This ensures that overcollateralized loans are supported with real-time information. Further integration with the Chainlink Proof of Reserves and SmartAUM should also be anticipated. These will improve accountability and security for both the borrowers and the liquidity providers in Horizon. Ripple and Aave Target Tokenized Asset Growth Ripple’s collaboration with Aave signals a push into the trillion-dollar tokenized asset market. Horizon’s launch on Ethereum allows investors to earn yield from institutional borrowers while enabling tokenized assets to flow more efficiently across digital markets. The RLUSD is a compliant collateral solution, which strengthens its role in everyday transactions. This equation corresponds with the similar aim of both companies, which is to connect a bridge between banks, funds, and institutions with the possibilities of DeFi. By making RLUSD a part of Horizon, Ripple is both pursuing its global goals and increasing its position at the heart of tokenized finance. Ripple RLUSD has been a focal point of the Aave Horizon market, where assets can be lent out efficiently. Supported by Chainlink’s infrastructure, the platform delivers compliant access for institutions, showing how DeFi is transitioning into capital-ready systems. Also Read: Philippine Senator Pushes for Blockchain-Based National Budget System   The post Ripple’s RLUSD Joins Aave Horizon, Powering Real-World Assets in DeFi Shift appeared first on 36Crypto.

Author: Coinstats
Best Crypto to Invest In Current Week, Analysts Spotlight a Sub-$1 Altcoin Matching ETH and SOL Pace

Best Crypto to Invest In Current Week, Analysts Spotlight a Sub-$1 Altcoin Matching ETH and SOL Pace

Ethereum (ETH) and Solana (SOL) have long been recognized as the pillars of decentralized finance. ETH introduced the world to smart contracts, while SOL proved that scalability and high-speed performance could thrive in DeFi. Both tokens delivered life-changing returns for early investors who recognized their utility before the rest of the market caught on. Now [...] The post Best Crypto to Invest In Current Week, Analysts Spotlight a Sub-$1 Altcoin Matching ETH and SOL Pace appeared first on Blockonomi.

Author: Blockonomi
Top Social Media Star Camilla Araujo Says She Holds $1.3M in XRP

Top Social Media Star Camilla Araujo Says She Holds $1.3M in XRP

A casual podcast featuring two popular social influencers has gone viral in the XRP community after one of the hosts revealed she holds over $1 million worth of XRP. The revelation even sparked commentary about why BlackRock should have already filed for an XRP ETF. "I Have $1.3M in XRP" Notably, the podcast featured well-known social media influencers Julia Filippo and Camilla Araujo, blending humor with serious investment talk. Camilla Araújo is a Brazilian-American model and social media influencer who gained widespread attention after appearing in MrBeast’s 2021 "Squid Game in Real Life" video as contestant number 067. Since then, she’s built a robust online presence across platforms like Instagram, TikTok, and YouTube. Specifically, at some point, Filippo mentioned that she needs help with investing. Responding to this, Araujo replied that she would recommend crypto, revealing that she personally holds $1.3 million in XRP. Araujo went on to predict that the token could eventually surge to $10 per coin, providing her with life-changing wealth based on her XRP portfolio. This suggests she holds over 500,000 XRP tokens, as she valued her holdings at $1.3 million when the coin traded around $2. If XRP reaches $10, her holdings would multiply approximately fivefold. https://twitter.com/AltcoinDaily/status/1960858661754171791 Meanwhile, Araujo’s disclosure of her XRP position has sparked widespread attention within the XRP community. Interestingly, many are interpreting it as a "top signal" for the coin. It suggests that when major influencers, typically outside the crypto community, start calling for massive price movements, it may be a sign of an impending decline. As a result, some humorously suggest it’s time to short XRP. Rather than joining in on the laughter and frenzy surrounding Araujo’s XRP disclosure, Nate Geraci, President of ETFStore, steered the conversation in a different direction. He used the viral video to highlight the growing popularity of XRP in unexpected circles. Where Is BlackRock? He expressed wonder at why, despite XRP's widespread appeal, BlackRock—the world's largest asset manager—has not yet filed for an XRP ETF. His comments echo widespread expectations for BlackRock to enter the XRP space following its success with Bitcoin and Ethereum ETFs. Geraci has repeatedly stated that it would be “illogical” for BlackRock to ignore XRP given its rising demand and expanding market. However, the deadline for the SEC’s decision on pending XRP ETFs is approaching, and BlackRock has shown no interest in pursuing ETFs beyond Bitcoin and Ethereum. Institutional Appetite Already Building Geraci’s remarks come at a time when institutional products tied to XRP are gaining traction. CME Group’s XRP futures contracts recently surpassed $1 billion in open interest in just over three months. Meanwhile, futures-based XRP ETFs have attracted over $800 million in assets, with daily trading volumes climbing higher since their debut. For many market observers, BlackRock’s absence from the XRP ETF race is concerning. Other asset managers, including Grayscale, Franklin, and Bitwise, have already filed for XRP ETFs, while the SEC faces final deadlines in Q4 2025. Geraci has suggested that BlackRock may be waiting for clearer regulations before entering the market, but he believes the asset manager is running out of time. The resolution of the Ripple lawsuit has renewed expectations. Yet BlackRock has still shown no interest in an XRP ETF. Notably, XRP’s recent rally pushed its market cap to $185 billion, briefly overtaking BlackRock’s $177.8 billion and placing XRP among the top 100 global assets. This surge led crypto commentator Zach Rector to predict that BlackRock will eventually launch an XRP ETF.

Author: The Crypto Basic
DeFi Education Fund lobbies Congress to protect developers from regulatory crackdowns

DeFi Education Fund lobbies Congress to protect developers from regulatory crackdowns

The DeFi Education Fund sent another letter to the US Senate, aiming for protections and neutrality toward blockchain developers.

Author: Cryptopolitan