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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14144 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Crypto lending reach new all-time high with DeFi activity ahead of CeFi growth

Crypto lending reach new all-time high with DeFi activity ahead of CeFi growth

On-chain crypto collateralized loans grew 42% in the second quarter of 2025 to hit a new all-time high of $26.5 billion. Crypto investment firm Galaxy disclosed this in its latest report on the crypto lending sector. According to the report by Galaxy Research associate Zach Pokorny, the 42% increase means the dollar value of open […]

Author: Cryptopolitan

2025/08/29

Crypto loans skyrocket 42% as Tether dominates CeFi lending

Crypto loans skyrocket 42% as Tether dominates CeFi lending

The post Crypto loans skyrocket 42% as Tether dominates CeFi lending appeared on BitcoinEthereumNews.com. Borrowing activity in crypto markets accelerated sharply in the second quarter of 2025, according to new figures from Galaxy Research. The study found that loans backed by digital assets across DeFi protocols climbed to a record $26.47 billion, up 42.1% from the previous quarter. That surge lifted the overall balance of crypto-collateralized loans, including both DeFi and centralized finance (CeFi) platforms, to $44.25 billion at the end of June. Total Crypto Collateralized Loans (Source: Galaxy Research) The increase of $10.12 billion quarter-over-quarter represents one of the largest jumps since the bull market years of late 2021 and early 2022, when outstanding loans briefly topped $50 billion. The report linked the recovery to a combination of rising crypto prices and stronger demand for leverage. Traders often use crypto lending to secure cash without selling their holdings, and with Bitcoin and Ethereum recently breaking past previous all-time highs, more participants appear willing to lock up assets to capture liquidity. Tether dominates CeFi lending Galaxy Research reported that as of June 30, open CeFi loans stood at $17.78 billion, marking a 14.66% increase from the prior quarter. Compared with the bear-market low of $7.18 billion in Q4 2023, the sector has grown 147.5%. Stablecoin issuer Tether maintained its long-running dominance, controlling more than half of the CeFi lending market. The company closed the quarter with $10.14 billion in open loans, translating into a 57.02% share. Nexo followed with $1.96 billion, while Galaxy’s lending unit reported $1.11 billion. Together, the top three lenders accounted for 74.26% of the market. This marks Tether’s 12th consecutive quarter of sector leadership, a position it solidified after the collapse of Genesis, Celsius, Silvergate, BlockFi, and Voyager in 2022. Those failures, triggered by poor risk management and market turmoil, paved the way for Tether’s share to climb from under…

Author: BitcoinEthereumNews

2025/08/29

Top 8 Undervalued Crypto Presales to Buy in 2025 Backed by Analyst Breakout Predictions

Top 8 Undervalued Crypto Presales to Buy in 2025 Backed by Analyst Breakout Predictions

The post Top 8 Undervalued Crypto Presales to Buy in 2025 Backed by Analyst Breakout Predictions appeared on BitcoinEthereumNews.com. Crypto News How many times have you wished you’d bought into the right presale before it exploded 1000x? Ethereum at $0.75. Solana under $1. Cardano at $0.02. Those chances don’t come often, but the best token presale 2025 may already be live. BlockchainFX ($BFX) is positioning itself as the ultimate early access crypto presale, offering both real utility and immediate passive income. The twist? Until August ends, you can use bonus code AUG35 to secure 35% more tokens instantly. With only weeks left, this is a scarce opportunity to load up before the market takes off. Claim your second chance at presale gains: AUG35 gives you 35% extra tokens, but only until August ends. 1. BlockchainFX ($BFX): The Next 100x Crypto Presale Already Creating Millionaires BlockchainFX is the presale every serious investor is watching. Unlike speculative tokens, it is already a revenue-generating super app that combines crypto, stocks, forex, and commodities trading under one roof. More than 10,000 daily users and a CertiK audit prove this project is real, live, and growing. The $BFX token offers 90% APY potential through USDT rewards distributed daily. Investors are earning 4–7% per day while still in presale. That’s unheard of in early-stage crypto. With token prices climbing from $0.02 to $0.021 and a confirmed $0.05 launch price, this exclusive crypto presale has already raised over $6.1M from 6,300+ buyers. Post-launch forecasts project $0.10–$0.25 short term, with the long-term target above $1. Compare that to Solana’s early backers, who turned $1 into over $200. Missing this could be the regret investors talk about for years. Use code BLOCK30 for 30% more tokens—or unlock AUG35 for 35% extra before the month ends. Win your share of $500,000 in BFX tokens 🚀 as BlockchainFX launches its presale! Multiple winners, daily staking rewards, and the ultimate trading…

Author: BitcoinEthereumNews

2025/08/29

Atomic Finance Forms Lygos to Deliver Bitcoin‑Native Institutional Lending; Consumer App to Sunset

Atomic Finance Forms Lygos to Deliver Bitcoin‑Native Institutional Lending; Consumer App to Sunset

Atomic Finance founders Tony Cai and Matthew Black announced that their core DLC (discreet log contract) technology and intellectual property have been integrated into Lygos, a newly formed, institution-focused, non‑custodial bitcoin lending platform led by co‑founders Jay Patel and Francis Corvino. The move pivots Atomic’s infrastructure—whose options vaults processed roughly $140 million in volume and […]

Author: Bitcoin.com News

2025/08/29

What’s the Best Crypto to Buy Right Now? Mutuum Finance’s (MUTM) Growth Outshines Ripple’s (XRP) 2025 Forecasts

What’s the Best Crypto to Buy Right Now? Mutuum Finance’s (MUTM) Growth Outshines Ripple’s (XRP) 2025 Forecasts

As the crypto market starts a shape-defining trend in 2025, attention has turned to up-and-coming coins leading a decentralized finance (DeFi) revolution. Mutuum Finance (MUTM) has been showing strong growth in presale to become one of the most talked-about DeFi platforms.  Mutuum Finance (MUTM) is now standing at $0.035 in presale stage 6. Investors in […]

Author: Cryptopolitan

2025/08/29

Sony’s Soneium Score Turns Onchain Actions Into a Crypto Reputation Engine

Sony’s Soneium Score Turns Onchain Actions Into a Crypto Reputation Engine

TLDR: Sony-backed Soneium launches Soneium Score, rewarding every onchain action with points that build lasting user reputation. Users earn points by trading, providing liquidity, holding NFTs, and joining featured projects across the Soneium ecosystem. Each 28-day season offers new scoring opportunities and unique SBT badges for participants reaching at least 80 points. Season 1 integrates [...] The post Sony’s Soneium Score Turns Onchain Actions Into a Crypto Reputation Engine appeared first on Blockonomi.

Author: Blockonomi

2025/08/29

College Football Teams, Desperate For Cash To Pay Players, Rush To Add Premium Seats

College Football Teams, Desperate For Cash To Pay Players, Rush To Add Premium Seats

The post College Football Teams, Desperate For Cash To Pay Players, Rush To Add Premium Seats appeared on BitcoinEthereumNews.com. An NCAA settlement introducing revenue sharing is set to strain school budgets. The most obvious solution: pass the cost on to the most loyal and deep-pocketed fans. As the clock wound down on the 1949 Iron Bowl, with Auburn clinging to a 1-point lead over archrival Alabama at neutral-site Legion Field, the Tigers’ star quarterback Travis Tidwell lined up hoping to rattle the Crimson Tide’s kicker on an extra-point attempt. He couldn’t quite get a finger on the ball, but the kick went wide all the same, giving Auburn one of its most famous wins ever and setting off a rowdy celebration from fans who ripped up their seat cushions and, in one case, even attempted to place a collect call to the queen of England. Seventy-five years later, that Tigers team’s abandoned home locker room 100 miles across the state is hosting a new kind of party—as one of Auburn’s hottest tickets. Last fall, in an upgrade of the university’s 86-year-old Jordan-Hare Stadium, Auburn unveiled three new premium seating options for its football games, including the Locker Room Club, a space evoking the Tidwell era beneath the stadium bowl with a capacity of about 350 fans. Building out the club and five field-level suites cost $1.6 million, but the project immediately paid dividends, with tickets selling out in three days and $1.2 million in gross revenue. The suites, sold on a single-game basis, ranged in price from $16,000 to $65,000 last season, and the returns continue to roll in as Auburn heads into the 2025 season with 50 additional club passes available and the cost of a yearlong club membership rising to $1,575—not counting actual game tickets. As the college football season begins in earnest on Saturday, Auburn’s home field isn’t the only one sporting a new look. Arizona…

Author: BitcoinEthereumNews

2025/08/29

What’s Changed Since the Last Collapse?

What’s Changed Since the Last Collapse?

The post What’s Changed Since the Last Collapse? appeared on BitcoinEthereumNews.com. Bitcoin’s price has soared since many investors first entered the market, leaving holders with a tough question: Should you sell now, or keep holding for the future? For some, selling could mean finally realizing profits and turning digital wealth into real-world rewards. For others, it raises the fear of missing out on even greater gains if Bitcoin (BTC) climbs higher. That tension is driving renewed interest in an idea that was both popular and controversial in the last bull market: crypto lending. At its core, crypto lending offers a way to unlock cash without selling your Bitcoin, thereby holding onto the asset you believe in. The concept isn’t new, and neither are the risks. Several major lending platforms collapsed during the last downturn, wiping out billions of dollars in customer funds and leaving lasting scars on the industry. But in 2025, the topic is heating up again. New companies, fresh approaches and evolving regulations are reshaping the landscape. Decentralized finance (DeFi) protocols are gaining ground, centralized platforms are promising stronger safeguards and institutional interest is quietly building in the background. Still, the same question remains: Is it really safer this time around, or are investors walking into the same dangers all over again? Cointelegraph’s latest video takes a closer look at the comeback of crypto lending: what’s driving it, what’s changed since the 2022 collapse and what you need to know before considering this strategy for yourself. Watch the full video now on the Cointelegraph YouTube channel! Magazine: Bitcoin is ‘funny internet money’ during a crisis: Tezos co-founder Source: https://cointelegraph.com/news/bitcoin-lending-is-back-video?utm_source=rss_feed&utm_medium=feed&utm_campaign=rss_partner_inbound

Author: BitcoinEthereumNews

2025/08/29

XRP Ledger Hits $131.6M RWA Record as SEC Eyes XRP ETF

XRP Ledger Hits $131.6M RWA Record as SEC Eyes XRP ETF

The post XRP Ledger Hits $131.6M RWA Record as SEC Eyes XRP ETF appeared on BitcoinEthereumNews.com. XRP Ledger Hits Record $131.6M RWA Market Cap The XRP Ledger (XRPL) continues to demonstrate its growing influence in the world of tokenized assets.  According to Messari’s State of XRP Ledger Q2 2025 Report, the XRPL closed the second quarter with an all-time high Real-World Asset (RWA) market capitalization of $131.6 million. This milestone comes on the heels of a series of high-profile RWA issuances, which were first announced at the XRPL Apex event held in Singapore in June 2025. Source: Messari Per the report, “In March, real-world asset  analytics platform RWA.XYZ integrated the XRPL, allowing users to see key metrics regarding RWAs issued on the network. To date, 13 RWAs have been integrated onto RWA.XYZ on the XRPL, though more integrations are planned.” The latest wave of tokenized assets highlights the XRPL’s expanding use cases beyond traditional cryptocurrency trading. Among the notable issuances, Ondo’s OUSG tokenized treasury fund has emerged as a significant player, offering investors blockchain-based exposure to diversified treasury holdings.  The fund aims to combine the transparency and efficiency of the XRPL with the stability of U.S. government securities, catering to both institutional and retail investors. Global investment giant Guggenheim also made waves by issuing digital commercial paper on XRPL, tokenizing short-term debt to harness its speed, low fees, and instant settlement, signaling rising institutional confidence in XRPL for complex financial products. On the ither hand, Ctrl Alt expanded the XRPL’s RWA ecosystem by introducing tokenized real estate, allowing investors to gain fractional ownership in high-value properties.  This innovation brings liquidity, accessibility, and transparency to a traditionally illiquid market, bridging tangible assets with blockchain and broadening XRPL’s appeal to investors seeking security and growth. Therefore, the surge in RWA market cap highlights XRPL’s growing dominance in real-world asset tokenization. Analysts see the ledger emerging as a key…

Author: BitcoinEthereumNews

2025/08/29

Best Crypto Presales to Buy Now – Grok AI’s Top Recommendations

Best Crypto Presales to Buy Now – Grok AI’s Top Recommendations

As ridiculous as it may sound, the only way high-cap mainstream cryptos like Bitcoin and Ethereum could ever climb 1000x during an altcoin rally is if every physical money note in the world got infected with a virus. In simple terms, these giants are just too big to move that violently. And that’s exactly why […]

Author: Bitcoinist

2025/08/29

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