Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15250 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
XRP & Doge ETFs Ignite a Frenzy; Why This Best AI Token Might Be Your Next Moonshot Crypto

XRP & Doge ETFs Ignite a Frenzy; Why This Best AI Token Might Be Your Next Moonshot Crypto

The crypto world is on fire as XRP and Doge ETFs steal headlines, but the true spotlight is on IPO Genie ($IPO), one of 2025’s most anticipated upcoming crypto tokens. Blending cutting-edge AI tools with tokenized private market access, IPO Genie is set to redefine how investors tap into early-stage opportunities, offering a chance to […] The post XRP & Doge ETFs Ignite a Frenzy; Why This Best AI Token Might Be Your Next Moonshot Crypto appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
7 Viral Cryptos to Watch — BullZilla Leads the Top Coins to Buy and Hold for Long Term in October 2025

7 Viral Cryptos to Watch — BullZilla Leads the Top Coins to Buy and Hold for Long Term in October 2025

BullZilla, SUI, MoonBull, La Culex, AVAX, ADA, and LINK are emerging as the top coins to buy and hold for long term in October 2025. Each project combines innovation, community strength, and utility that could define the next crypto cycle. BullZilla’s ROI-driven presale model, SUI’s expanding developer network, MoonBull’s high-yield tokenomics, La Culex’s sustainable design, […] The post 7 Viral Cryptos to Watch — BullZilla Leads the Top Coins to Buy and Hold for Long Term in October 2025 appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
ViaBTC Collateral-pledged Loan: A Preferred Strategy for Miners’ Cash Flow

ViaBTC Collateral-pledged Loan: A Preferred Strategy for Miners’ Cash Flow

The post ViaBTC Collateral-pledged Loan: A Preferred Strategy for Miners’ Cash Flow appeared on BitcoinEthereumNews.com. Rising hardware, electricity, and O&M costs—together with greater price volatility—have increased profit uncertainty for miners. Under balance-sheet pressure, some sell part of their holdings to pay electricity or expand capacity. When prices later rebound, buying back the same amount often costs more, turning “sell then rebuy” into recurring opportunity loss. A practical alternative is a collateralized loan: pledge BTC/LTC/DOGE/BCH and borrow USDT to cover electricity, repairs, or expansion, while aiming to preserve coin exposure and improve cash flow. This article, drawing on common miner treasury practices and a numerical example, discusses when borrowing can outperform selling and how to use ViaBTC’s Collateral-pledged Loan prudently to enhance capital efficiency. Why miners consider collateralized loans Across recent cycles, asset prices have been volatile and electricity costs have trended upward. Hosting and equipment prices often move with the market, showing phases of increase, so spending schedules rarely align with price peaks. At market lows, ASIC miner quotes are more likely to be discounted; when prices rise, equipment prices usually climb. If coins are sold at lows to meet hard expenses, replacing the original position after a rebound can be costly. By contrast, collateralized borrowing can satisfy near-term cash needs and long-term holding goals at the same time, giving miners more flexibility on timing. Because ViaBTC’s loan uses daily interest and flexible repayment, interest outlay is controllable; in subsequent upswings, interest is often lower than the opportunity cost of selling. Example: selling coins vs. collateralized borrowing Assume you hold 1 BTC at $100,000 and plan to invest $10,000 in a new miner over 30 days. Selling to raise funds You sell 0.1 BTC at the current price. If BTC = $120,000 after 30 days, buying back 0.1 BTC costs $12,000. Opportunity cost: $2,000. Borrowing against BTC You borrow $10,000 USDT at 9.9% APR, daily…

Author: BitcoinEthereumNews
Solana (SOL) vs Mutuum Finance (MUTM): Which is the Best Crypto to Buy Now as Market Eyes Recovery

Solana (SOL) vs Mutuum Finance (MUTM): Which is the Best Crypto to Buy Now as Market Eyes Recovery

With the crypto market set to see a recovery in 2025 that’s long overdue, investors are setting their sights on high-potential assets that can offer both innovation and durability. Solana (SOL) has long remained one of the most developer-friendly and efficient blockchains, which has seen it draw waves of activity across the board in DeFi […]

Author: Cryptopolitan
MUTM Team Statement & Tokenomics

MUTM Team Statement & Tokenomics

Mutuum Finance (MUTM) is a DeFi lending protocol still in its presale stage. It offers both a lower entry price and utility-based growth mechanics. MUTM remains at the very beginning of its lifecycle — a stage that historically offers room for percentage upside.

Author: Hackernoon
Erebor bank charter advances as OCC gives preliminary approval

Erebor bank charter advances as OCC gives preliminary approval

The Erebor bank will be a national bank aimed at tech, AI, defense and crypto firms while compliance and digital-asset rules are finalised.

Author: The Cryptonomist
Early Buyers Rejoice — BullZilla Leads 6 Coins as the Next Best 1000x Crypto Presale of 2025

Early Buyers Rejoice — BullZilla Leads 6 Coins as the Next Best 1000x Crypto Presale of 2025

BullZilla ($BZIL) sells 31B tokens and raises $900K, making it the next 1000x crypto presale of 2025 with massive ROI potential for early buyers.

Author: Blockchainreporter
USDT0 and XAUT0 Launch on Solana, Expanding Omnichain Access

USDT0 and XAUT0 Launch on Solana, Expanding Omnichain Access

The post USDT0 and XAUT0 Launch on Solana, Expanding Omnichain Access appeared on BitcoinEthereumNews.com. Omnichain versions of Tether’s stablecoin USDt (USDT) and Tether Gold (XAUT) are now available on Solana through Legacy Mesh, an interoperability network built on LayerZero that connects native stablecoin liquidity across multiple blockchains; this could position Solana as a competitive settlement layer for onchain finance and real-world assets (RWAs). The deployment of USDT0 and XAUT0 effectively brings Tether’s digital dollar and tokenized gold to Solana, potentially merging stablecoin liquidity with real-world asset use cases. Unlike Tether’s USDT stablecoin, USDT0 is not issued by Tether. Instead, it is part of a third-party omnichain liquidity network designed to unify existing native USDT liquidity across multiple blockchains. As such, Solana integration potentially strengthens Tether’s omnichain footprint, following earlier USDT0 deployments on Ethereum, OP Superchain, Polygon, TON and Arbitrum. Legacy Mesh enables interoperability by linking native USDT liquidity pools, allowing stablecoins to move between networks without relying on wrapped tokens or third-party bridges. However, bridging risks and liquidity fragmentation remain ongoing challenges across multichain systems, making it difficult to forecast how much of USDT liquidity will actually migrate to Solana. According to the companies, the expansion increases access to Tether’s USDt, the largest stablecoin by market capitalization, with a total circulating supply of about $180 billion. Since launch, USDT0 products have processed more than $25 billion in bridge volume across over 32,000 transfers, the companies said. USDT’s circulating supply. Source: DefiLlama Tamar Menteshashvili, head of stablecoins at the Solana Foundation, said the integration will support growth in decentralized finance, payments and institutional-grade financial products on Solana. In practical terms, this could include treasury management, remittances and collateralized lending. While XAUT0 is lesser known, it represents an omnichain version of Tether Gold, which has gained attention amid the yearlong surge in gold prices. XAUT brings the yellow metal onto the blockchain, giving it programmable features…

Author: BitcoinEthereumNews
Markets await comments from central bankers, Gold renews record-high

Markets await comments from central bankers, Gold renews record-high

The post Markets await comments from central bankers, Gold renews record-high appeared on BitcoinEthereumNews.com. Here is what you need to know on Thursday, October 16: Gold extended its record run to a new all-time high above $4,240 early Thursday after gaining more than 1.5% on Wednesday. As markets stabilize in the European session, XAU/USD corrects lower but holds above $4,200. With the US government shutdown causing postponement of US data releases, investors will pay close attention to comments from central bankers in the second half of the day. US Dollar Price This week The table below shows the percentage change of US Dollar (USD) against listed major currencies this week. US Dollar was the weakest against the Swiss Franc. USD EUR GBP JPY CAD AUD NZD CHF USD -0.28% -0.48% -0.56% 0.30% 0.10% 0.05% -0.62% EUR 0.28% -0.20% -0.23% 0.57% 0.48% 0.33% -0.36% GBP 0.48% 0.20% 0.00% 0.77% 0.66% 0.52% -0.18% JPY 0.56% 0.23% 0.00% 0.80% 0.62% 0.65% -0.11% CAD -0.30% -0.57% -0.77% -0.80% -0.22% -0.22% -0.94% AUD -0.10% -0.48% -0.66% -0.62% 0.22% -0.13% -0.83% NZD -0.05% -0.33% -0.52% -0.65% 0.22% 0.13% -0.70% CHF 0.62% 0.36% 0.18% 0.11% 0.94% 0.83% 0.70% The heat map shows percentage changes of major currencies against each other. The base currency is picked from the left column, while the quote currency is picked from the top row. For example, if you pick the US Dollar from the left column and move along the horizontal line to the Japanese Yen, the percentage change displayed in the box will represent USD (base)/JPY (quote). The US Dollar (USD) continued to weaken against its major rivals midweek, pressured by the uncertainty surrounding the US-China trade relations. Although US Treasury Secretary Scott Bessent said that they don’t want to decouple from China, he noted that China was trying to erect new trade barriers. After losing about 0.4% on Wednesday, the USD Index holds steady…

Author: BitcoinEthereumNews
Tether Launches USDT0 and XAUT0 Gold Token on Solana

Tether Launches USDT0 and XAUT0 Gold Token on Solana

TLDR Tether’s omnichain versions USDT0 and XAUT0 are now live on Solana via Legacy Mesh, an interoperability network built on LayerZero USDT0 connects to over $175 billion in Tether liquidity across multiple blockchains including Ethereum, Tron, and TON Current circulating supply shows 7.5 billion USDT0 tokens and 7,355 XAUT0 tokens, small compared to standard USDT’s [...] The post Tether Launches USDT0 and XAUT0 Gold Token on Solana appeared first on CoinCentral.

Author: Coincentral