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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15263 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
With No Government Data, This Index Shows Housing Starts Are Rising

With No Government Data, This Index Shows Housing Starts Are Rising

The post With No Government Data, This Index Shows Housing Starts Are Rising appeared on BitcoinEthereumNews.com. The NAHB index is doing double duty this month, serving as a stand-in for missing housing starts data. (Photo by Justin Sullivan/Getty Images) Getty Images The National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index rose five points in October to 37, its highest level since April and the biggest month-over-month improvement since January 2024. The index, based on a monthly survey of single-family builders, measures confidence in current and expected sales conditions on a scale of 0 to 100. Readings above 50 indicate that more builders see conditions as good than poor, meaning that pessimism, while abating, is still widespread. The October data is particularly useful for analysts trying to gauge housing activity during the government shutdown. With the Census Bureau expected to delay its housing construction report, NAHB says its index can serve as a proxy for trends in single-family permits. Robert Dietz, chief economist at NAHB said modeling of historical data suggests the October increase in builder sentiment points to about a 3% rise in September permits. Created in 1985, the survey asks builders to rate current sales, expected sales over the next six months, and traffic of prospective buyers. The index hit a record high of 90 in late 2020 when mortgage rates hovered near historic lows, then plunged as rates climbed in 2022 from 83 in January of that year to 31 in December when the Federal Reserve raised interest rates by half a percentage point to the, then highest level in 15 years. More recently, sentiment fell to 32 in August and September of this year, its lowest level since December 2022. No surprise then that this month’s rebound comes as the central bank has reversed course. The Fed cut its benchmark interest rate last month for the first time since December 2024…

Author: BitcoinEthereumNews

2025/10/17

Visa: Stablecoins Could Redefine Global Lending

Visa: Stablecoins Could Redefine Global Lending

The post Visa: Stablecoins Could Redefine Global Lending appeared on BitcoinEthereumNews.com. In a recent report, Visa highlighted that the global on-chain lending market is rapidly expanding, having reached $51.7 billion in monthly volume with over 81,000 active borrowers. In a tweet, Visa Head of Crypto Cuy Sheffield echoes Visa Founder Dee Hock’s statement that the “real revolution is not in electronic money, it is in electronic trust,” while revealing Visa’s viewpoint that stablecoins and smart contracts could redefine the global lending ecosystem and enable new on-chain credit networks. 1/ “The real revolution is not in electronic money, it is in electronic trust” – Visa founder Dee Hock At Visa, we believe that stablecoins and smart contracts have the potential to revolutionize the global lending ecosystem and enable new onchain credit networks pic.twitter.com/7xdA0Ix6we — Cuy Sheffield (@cuysheffield) October 16, 2025 “At Visa, we believe that stablecoins and smart contracts have the potential to revolutionize the global lending ecosystem and enable new onchain credit networks,” Sheffield wrote. Stablecoins play a crucial role in on-chain lending: they provide a dependable backbone for on-chain lending, offering fiat currency-denominated stability that lenders and borrowers can both utilize, combined with the flexibility and efficiency of programmable money. On-chain lending helps ensure capital market efficiency, and it can create accessible credit markets available 24/7. $670 billion stablecoin loans powered by smart contracts Visa found that over the past five years, $670 billion of stablecoin-denominated loans have originated through smart contracts to over one million unique wallet addresses on protocols like Aave, Compound and Morpho. Visa carried out extensive research in collaboration with Allium on stablecoins USDC, USDT, PYUSD, FDUSD, USDP, USDG and Ripple USD (RLUSD) on EVM chains and Solana. Sheffield highlighted this report in his tweet. In August 2025, more than $51.7 billion in stablecoins were borrowed by users. This adds up to a total volume of…

Author: BitcoinEthereumNews

2025/10/17

Ripple Acquires GTreasury for $1B to Boost Corporate Payments Push

Ripple Acquires GTreasury for $1B to Boost Corporate Payments Push

TLDR Ripple has acquired treasury management firm GTreasury for $1 billion to strengthen its position in corporate finance. The acquisition is expected to give Ripple access to the multi-trillion-dollar global treasury and repo markets. GTreasury has over 40 years of experience and serves large multinational corporations with advanced treasury tools. Ripple plans to integrate GTreasury’s [...] The post Ripple Acquires GTreasury for $1B to Boost Corporate Payments Push appeared first on Blockonomi.

Author: Blockonomi

2025/10/17

Stablecoins to take on lending, Huma Finance leads

Stablecoins to take on lending, Huma Finance leads

The post Stablecoins to take on lending, Huma Finance leads appeared on BitcoinEthereumNews.com. A new report by Visa explains that stablecoins are no longer just for payments and are taking a growing share of the credit markets. Summary Stablecoins are playing a growing role in the $40 trillion global credit market, says Visa DeFi platforms have issued $670 billion worth of stablecoin loans since 2020 Currently, there’s $14.8 billion in outstanding loans, with 427,000 loans issued in August alone Visa report highlighted Huma finance as one of the standout performers Stablecoins are no longer just for cross-border payments or crypto trading. On Thursday, October 16, credit card giant Visa published a report detailing the growing role of stablecoins in the on-chain credit market. The report outlines their expanding role in the $40 trillion global credit market. According to the report, on-chain lending with stablecoins has risen to more than $670 billion in total loans since 2020. That amounts to $51.7 billion in monthly activity, with more than 81,000 active borrowers. Moreover, the stablecoin loan market continues to grow, with DeFi platforms issuing 427,000 loans in August alone. Additionally, total outstanding loans amount to $14.8 billion, with $17.5 billion in total liquidity. Visa report highlights Huma Finance growth One of the players that Visa highlighted in its report is Huma Finance, an on-chain lending protocol. It enables short-term, receivables-backed lending using stablecoins, primarily for cross-border payments and working capital. These short-term loans, with an average duration of 1 to 5 days, are playing an increasing role in cross-border payments. Notably, Huma Finance reached $500 million in transaction volume, which includes loan originations and repayments. The network also has $98 million in actively deployed loans. Stablecoin use cases are growing in general. After the GENIUS Act created a stable regulatory framework for stablecoins, more companies are joining the industry, which is projected to reach $1…

Author: BitcoinEthereumNews

2025/10/17

Eric Trump Estimates Family May Have Gained Over $1 Billion From Crypto, Including Bitcoin-Linked Ventures

Eric Trump Estimates Family May Have Gained Over $1 Billion From Crypto, Including Bitcoin-Linked Ventures

The post Eric Trump Estimates Family May Have Gained Over $1 Billion From Crypto, Including Bitcoin-Linked Ventures appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The Trump family crypto profits have topped $1 billion pre-tax, according to a Financial Times analysis; Eric Trump said the true figure is “probably more.” These gains come from World Liberty Financial token sales, NFT and meme-coin launches, and a Bitcoin mining treasury venture. Trump family crypto profits exceed $1 billion pre-tax (Financial Times) Major revenue sources: WLFI token sales, NFT trading cards, meme coins, and American Bitcoin mining. Data point: WLFI token sales estimated at more than $550 million; Forbes estimates Donald Trump’s net worth at $7.1 billion. Trump family crypto profits exceed $1 billion pre-tax — detailed COINOTAG report on WLFI token sales, NFTs, meme coins, and mining. Read for verified figures and context. What are the Trump family crypto profits? Trump family crypto profits refer to the combined pre-tax gains from the Trump family’s crypto-related ventures. A Financial Times analysis estimated these profits at over $1 billion, a figure Eric Trump acknowledged and said could be “probably more.” Core revenue sources include World Liberty Financial token sales, NFTs, meme coins, and a Bitcoin mining and treasury…

Author: BitcoinEthereumNews

2025/10/17

Dogecoin Adoption: Food Chain With Over 4,000 Locations Announces DOGE Payments

Dogecoin Adoption: Food Chain With Over 4,000 Locations Announces DOGE Payments

Dogecoin (DOGE) continues to expand its digital footprint in real-world transactions as the cryptocurrency prepares to enter the mainstream sectors of dining and hospitality. In a groundbreaking move, House of Doge, the corporate arm of the Dogecoin Foundation, has partnered with a leading hospitality payments platform to enable DOGE payments across thousands of restaurants. This […]

Author: Bitcoinist

2025/10/17

Visa Says It Wants to Build the Rails for Lending in ‘Onchain Finance,’ Its New Name for DeFi

Visa Says It Wants to Build the Rails for Lending in ‘Onchain Finance,’ Its New Name for DeFi

The post Visa Says It Wants to Build the Rails for Lending in ‘Onchain Finance,’ Its New Name for DeFi appeared on BitcoinEthereumNews.com. Visa built the world’s largest payment network that pushes nearly $16 trillion in payments through its virtual pipes. Now it wants to do the same for lending in the world of decentralized finance (DeFi). The report, titled Stablecoins Beyond Payments: The Onchain Lending Opportunity, reframes decentralized finance as “onchain finance” – a deliberate rebrand aimed at making decentralized credit sound compatible with institutions in the era of the GENIUS Act – and outlines how banks and private credit funds could plug into it. Visa envisions institutions acting as liquidity providers to programmable lending protocols, while it supplies the data, compliance, and infrastructure that make participation viable. The payment network believes that its familiar name and trusted rails would entice institutions – with their trillions in capital – to come onboard. Visa’s whitepaper marks a clear shift in tone from crypto experimentation to institutional infrastructure. The company says the emerging “onchain finance” market has already issued more than $670 billion in stablecoin loans since 2020, with lending activity reaching new highs in mid-2025. The state of the onchain credit market (Allium) That scale, Visa argues, shows stablecoins have evolved beyond trading tools to become the backbone of automated credit markets that run continuously and settle instantly. To illustrate the model, the report highlights three examples where stablecoin-based credit is already functioning at scale. Morpho, a liquidity “meta-layer,” connects institutional wallets and exchanges like Coinbase, Ledger, and Bitpanda, allowing borrowers to post tokenized bitcoin as collateral for USDC loans. Credit Coop, which Visa directly partners with, uses smart contracts to split and redirect merchant receivables. And lastly, Huma Finance which supports cross-border working-capital loans, automating supplier payments and recycling liquidity to generate double-digit annual yields. As the report outlines, Visa’s strategy looks a lot like it does for TradFi. It doesn’t plan…

Author: BitcoinEthereumNews

2025/10/17

Which Crypto To Buy Today For Long-Term As Cardano Bears Regain Control After Key Resistance

Which Crypto To Buy Today For Long-Term As Cardano Bears Regain Control After Key Resistance

Cardano has encountered fresh downward pressure after sellers rebuffed a pivotal barrier at $0.734. Investors now eye altcoins that promise stability amid volatility. Mutuum Finance Presale Accelerates at 70% capacity.

Author: Hackernoon

2025/10/17

Ripple CEO Brad Garlinghouse Calls Banks ‘Hypocritical’ For Blocking Crypto Access

Ripple CEO Brad Garlinghouse Calls Banks ‘Hypocritical’ For Blocking Crypto Access

The Dogecoin price slid 5% in the last 24 hours to trade at $0.1964 as of 3:50 a.m. EST on a 21% plunge in trading [...]

Author: Insidebitcoins

2025/10/16

Colossal $300 Trillion Paxos Minting Error Briefly Sends PYUSD Market Cap Past Global GDP

Colossal $300 Trillion Paxos Minting Error Briefly Sends PYUSD Market Cap Past Global GDP

The Dogecoin price slid 5% in the last 24 hours to trade at $0.1964 as of 3:50 a.m. EST on a 21% plunge in trading [...]

Author: Insidebitcoins

2025/10/16

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