Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16681 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Massive Move: KindlyMD Secures a Landmark $210 Million USDT Loan from Kraken Operator

Massive Move: KindlyMD Secures a Landmark $210 Million USDT Loan from Kraken Operator

BitcoinWorld Massive Move: KindlyMD Secures a Landmark $210 Million USDT Loan from Kraken Operator In a move that signals growing institutional confidence in crypto-based finance, Nasdaq-listed Bitcoin firm KindlyMD has secured a monumental $210 million loan. The capital, denominated in the USDT stablecoin, comes from Payward Interactive, the powerhouse behind the Kraken exchange. This landmark KindlyMD USDT loan deal represents a significant evolution in how major players in the […] This post Massive Move: KindlyMD Secures a Landmark $210 Million USDT Loan from Kraken Operator first appeared on BitcoinWorld.

Author: bitcoinworld
Aave V3 on MegaETH: The Bold Proposal Set to Supercharge DeFi Lending

Aave V3 on MegaETH: The Bold Proposal Set to Supercharge DeFi Lending

BitcoinWorld Aave V3 on MegaETH: The Bold Proposal Set to Supercharge DeFi Lending The DeFi landscape is buzzing with a potentially game-changing move. Aave Labs, the core development team behind the leading decentralized lending protocol, has just put forward a governance proposal that could redefine efficiency. The plan? To launch the sophisticated Aave V3 on the nascent MegaETH network. This isn’t just another deployment; it’s a strategic bet […] This post Aave V3 on MegaETH: The Bold Proposal Set to Supercharge DeFi Lending first appeared on BitcoinWorld.

Author: bitcoinworld
PBOC sets USD/CNY reference rate at 7.0753 vs. 7.0773 previous

PBOC sets USD/CNY reference rate at 7.0753 vs. 7.0773 previous

The post PBOC sets USD/CNY reference rate at 7.0753 vs. 7.0773 previous appeared on BitcoinEthereumNews.com. On Wednesday, the People’s Bank of China (PBOC) sets the USD/CNY central rate for the trading session ahead at 7.0753 compared to the previous day’s fix of 7.0773. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70753-vs-70773-previous-202512100115

Author: BitcoinEthereumNews
Mutuum Finance (MUTM) Nears 20% Pump as Presale Phase 7 Approaches

Mutuum Finance (MUTM) Nears 20% Pump as Presale Phase 7 Approaches

The post Mutuum Finance (MUTM) Nears 20% Pump as Presale Phase 7 Approaches appeared on BitcoinEthereumNews.com. Mutuum Finance (MUTM) is quickly gaining momentum as the top DeFi crypto for investors looking for the best cheap crypto to buy now. With its current pricing at $0.035 and having registered a 250% increase in its presale fueled by overwhelming public interest, this project is gaining life at a rate unprecedented for any other fresh crypto presales today. Also the project has more than 18,400 participants and more than $19.25 million has been raised so far.  Perhaps more remarkable than its presale performances is the DeFi-based platform for lending and borrowing being created by this project that offers much more than anyone can wish for today. The impending testnet on Sepolia for V1 is one such important milestone towards realizing this reality for all participants. For any investment that offers so much from today and for the coming future, Mutuum Finance is a DeFi crypto offering real utility and the best cheap crypto to buy now. Phase 6 Of MUTM Presale Approaches Sell-Out as Investor Demand Runs Hot Mutuum Finance (MUTM) is currently gaining substantial momentum as its presale continues to sell at Phase 6. Initially launched in Q1 2025 with a token price of $0.01 per token, the current presale stage at Phase 6 sees the token sold at $0.035 per token, a whopping rise of 250% prior to being listed on the exchange. With well over 95% of Phase 6 sold out, just a few tokens at $0.035 are left. Phase 7 kicks in with a steep rise in the token price by 20% to $0.04, nearing the estimated launch price of $0.06. So far, the presale has managed to raise over $19.25 million from more than 18,400 participants. From a total supply of 4 billion MUTM tokens, no less than 45.5% (1.82 billion tokens) has been…

Author: BitcoinEthereumNews
Tether Expands Horizons with AI Robotics Investment and USDT Recognition in Abu Dhabi

Tether Expands Horizons with AI Robotics Investment and USDT Recognition in Abu Dhabi

The post Tether Expands Horizons with AI Robotics Investment and USDT Recognition in Abu Dhabi appeared on BitcoinEthereumNews.com. Tether’s latest developments include a significant investment in AI robotics, formal recognition of USDT in Abu Dhabi, and a $1 billion mint on the TRON network, signaling the stablecoin issuer’s diversification into technology and global finance. Tether invests in AI robotics startup to advance humanoid technology and human interaction capabilities. Tether secures USDT approval across multiple blockchains in Abu Dhabi’s ADGM, enhancing regulated digital asset use. A fresh $1 billion USDT issuance on TRON supports liquidity for exchanges and institutions, per Arkham Intelligence data. Discover Tether’s latest developments in AI investments, Abu Dhabi expansions, and USDT mints driving crypto innovation—explore how these moves shape stablecoin’s future today. What are Tether’s latest developments? Tether’s latest developments encompass strategic investments in emerging technologies, regulatory advancements in key financial hubs, and substantial token issuances to bolster market liquidity. In recent activities, Tether participated in a major funding round for an AI robotics firm and achieved expanded recognition for its USDT stablecoin in Abu Dhabi. These steps underscore Tether’s evolution from a stablecoin provider to a multifaceted player in global tech and finance ecosystems. How is Tether investing in AI robotics? Tether has backed a prominent investment round in an Italian AI robotics startup focused on developing advanced humanoid platforms. The funding, led by CDP Venture Capital’s AI fund, aims to scale production and integrate the technology into Europe’s burgeoning robotics sector. According to reports from financial analysts, Tether’s involvement highlights its commitment to AI-driven innovations that enhance human-robot interactions for industrial applications. This move aligns with Tether’s previous engagements, such as a €1 billion investment in Germany’s Neura Robotics in November and $1.5 billion in commodity-backed lending. Industry experts note that such investments could accelerate the deployment of AI systems in manufacturing and healthcare, potentially generating returns through equity stakes and technological synergies.…

Author: BitcoinEthereumNews
Tether’s USDT Stablecoin Wins Multi-Chain Approval in Abu Dhabi

Tether’s USDT Stablecoin Wins Multi-Chain Approval in Abu Dhabi

Abu Dhabi Global Market has approved USDT on nine additional blockchains.

Author: CryptoPotato
PNC Bank Unveils Spot Bitcoin Access With Coinbase Crypto Trading Services

PNC Bank Unveils Spot Bitcoin Access With Coinbase Crypto Trading Services

PNC Bank has introduced direct spot Bitcoin trading for eligible private banking clients on its digital platform. Coinbase’s Crypto-as-a-Service (CaaS) infrastructure powers the new crypto trading feature for PNC Private Bank accounts. Moreover, the launch makes PNC the first major U.S. bank to integrate spot Bitcoin trading within its core bank crypto services. Coinbase CaaS […]

Author: Tronweekly
Strategy’s Saylor pitches BTC as $200 trillion opportunity to Middle East

Strategy’s Saylor pitches BTC as $200 trillion opportunity to Middle East

The post Strategy’s Saylor pitches BTC as $200 trillion opportunity to Middle East appeared on BitcoinEthereumNews.com. Michael Saylor is in the headlines yet again after pitching Bitcoin (BTC) as a transformative financial asset to Middle Eastern sovereign wealth funds and institutions during his tour of the region.  Saylor generated a buzz with his comments during his keynote at the Bitcoin MENA conference in Abu Dhabi on December 8, 2025. Saylor’s tour across the Middle East puts the Bitcoin proponent in direct contact with large investors from wealthy petrodollar countries. Strategy’s stock is far from its historical highs as BTC slowly fights back from a collapse in BTC price to the $80,000 range. What did Saylor say at Bitcoin MENA? According to him, BTC is not just a simple investment, but should be regarded as the foundation for a new era of “digital capital” and yield-generating financial products. During his keynote in Abu Dhabi, he talked about Strategy and its accumulation strategy. He described the market as a “$200 trillion opportunity,” referring to the potential scale of global credit markets that could be unlocked via Bitcoin-backed banking, custody, and lending. He likened BTC to “digital gold,” acknowledging its current valuation level and highlighting bullish projections expected in 4 to 8 years, implying that if the Middle East moved now, it could become a global hub for BTC innovation. And that’s how the region could attract “trillions” in foreign capital seeking yield. The wealth funds in these areas collectively manage trillions in assets, much of which comes from oil revenues, and are traditionally invested in assets like U.S. Treasuries, real estate, and equities. However, Saylor wants them to pivot toward BTC to future-proof their economies amid the declining petrodollar system. “All the money will come to you,” he said. Critical MSCI decision looms for Strategy The firm is now navigating the most complex period in its storied history…

Author: BitcoinEthereumNews
Strategy's Saylor pitches BTC as $200 trillion opportunity to Middle East

Strategy's Saylor pitches BTC as $200 trillion opportunity to Middle East

Michael Saylor is in the headlines yet again after pitching Bitcoin (BTC) as a transformative financial asset to Middle Eastern sovereign wealth funds and institutions during his tour of the region.  Saylor generated a buzz with his comments during his keynote at the Bitcoin MENA conference in Abu Dhabi on December 8, 2025. Saylor’s tour […]

Author: Cryptopolitan
[Vantage Point] SEC’s proposed EIR cut: Consumer protection or credit contraction?

[Vantage Point] SEC’s proposed EIR cut: Consumer protection or credit contraction?

Once again, the SEC is at the center of a battle that pits regulatory principle against market economics

Author: Rappler