Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

13910 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Will the GENIUS Act bring about another DeFi Summer?

Will the GENIUS Act bring about another DeFi Summer?

By: Blockchain Knights Welcome to Slate Sundays, a new weekly column from CryptoSlate that features in-depth interviews, expert analysis, and thought-provoking commentary that goes beyond the headlines to explore the

Author: PANews
Mill City goes all-in on Sui with $450m treasury strategy

Mill City goes all-in on Sui with $450m treasury strategy

Mill City Ventures is committing $450 million to Sui, positioning itself as a bridge between traditional finance and blockchain’s next wave. With elite backers like Galaxy and Pantera, the move may accelerate Sui’s path to mainstream institutional use. On July…

Author: Crypto.news
Brickken integrates Credefi for permissionless RWA lending

Brickken integrates Credefi for permissionless RWA lending

Brickken's integration with Credefi enables RWA holders to obtain peer-to-peer loans, without intermediaries.

Author: Crypto.news
Consensys Taps Aave to Launch Stablecoin Yield in MetaMask Wallets

Consensys Taps Aave to Launch Stablecoin Yield in MetaMask Wallets

Consensys, the Ethereum-focused software firm , has partnered with Aave to integrate a new feature into MetaMask wallets , allowing users to earn yield on stablecoins like USDC, USDT, and DAI. In a press release shared with CryptoNews, the firm said the new feature called “Stablecoin Earn” will be powered by Aave’s lending protocol and will give MetaMask’s user base access to passive income without leaving the wallet interface. The feature expands MetaMask’s current offering beyond staking and into DeFi lending. Stani Kulechov, founder of Aave Labs, said the move is intended to give people “more from their assets” and simplify access to decentralized finance. MetaMask, a product of Consensys, already serves more than 100 million users globally. Aave’s Lending Power Comes to Retail Wallets Launched in 2020, Aave has become one of the largest decentralized lending platforms in the space, with over $50 billion in total value locked. According to the firm, the partnership gives everyday users a path to earn stablecoin yield without interacting directly with DeFi protocols or exchanges. Gal Eldar, Global Product Lead at MetaMask, describes the collaboration as a step toward “putting stablecoins to work” in a wallet that millions already use. By embedding Aave’s lending markets into MetaMask, Consensys said it is removing barriers that may have previously kept new users out of DeFi. The firm explains it’s not just about yield. It’s about making complex financial tools available through trusted platforms. Stablecoin Earn will likely appeal to users seeking a low-friction way to put idle assets to use, particularly during uncertain markets. MetaMask Card Expands Use of DeFi Yield Beyond yield accumulation, MetaMask and Aave have teamed up on MetaMask Card, which allows users to spend yield-bearing aUSDC directly in real-world transactions. The card allows users to continue earning until the point of payment, blending traditional spending behavior with new digital finance capabilities. In June, Consensys said it was beefing up its Web3 arsenal with the acquisition of wallet infrastructure startup Web3Auth. This move comes amid growing concerns about the usability and risks of traditional seed phrase-based wallet systems. With around 35% of users reportedly failing to back up their seed phrases, many face the looming threat of losing access to their funds. 🦊 @Consensys has acquired @Web3Auth to integrate web2-style authentication into @MetaMask #Consensys #Ethereum https://t.co/MiZHIOAU9T — Cryptonews.com (@cryptonews) June 2, 2025 Aave Soars: 14.6% Growth Over Past Month On July 9, Aave ($AAVE) extended its rally , testing the $300 level as the leading protocol in DeFi. With institutional interest growing and liquidity at record highs, Aave’s momentum could breach $300 resistance. Traders were watching for the next confirmation. A clean breakout may fuel the next leg of the upward trend, reports Jimmy Aki from CryptoNews. Aave (AAVE) is currently trading at $291.78, reflecting a 14.76% gain over the past month, despite some recent volatility. The protocol maintains a strong position in the DeFi space with a $35.02 billion total value locked (TVL) and a 24-hour trading volume of $446.1 million, which has surged over 52%. While the market cap dipped slightly to $4.43 billion, the uptick in user activity and renewed momentum—possibly influenced by its integration with MetaMask Earn—shows renewed investor confidence in Aave’s decentralized lending infrastructure.

Author: CryptoNews
The total DeFi TVL of the entire network exceeded US$153 billion, reaching a new high since May 2022

The total DeFi TVL of the entire network exceeded US$153 billion, reaching a new high since May 2022

PANews reported on July 28 that according to CoinDesk, DefiLlama data showed that the total locked value (TVL) of DeFi on the entire network exceeded US$153 billion, a new high

Author: PANews
Is crypto lending making a comeback?

Is crypto lending making a comeback?

A new wave crypto lending startups is extending high-risk, short-term loans to underserved borrowers, rekindling a sector that nearly collapsed in 2022. In a recent interview with The Financial Times, Diego Estevez, founder of San Francisco-based Divine Research, revealed that…

Author: Crypto.news
TRON Tops Ethereum in USDT Liquidity, Driving New Wave of Onchain Activity:CryptoQuant

TRON Tops Ethereum in USDT Liquidity, Driving New Wave of Onchain Activity:CryptoQuant

TRON has taken the lead as the dominant network for USDT, overtaking Ethereum in both stablecoin liquidity and user transactions, according to a new report from CryptoQuant. Ethereum lost the stablecoin crown. TRON now leads in USDT supply, fees and daily transfers. Join our Space with @trondao on July 30, 10 AM PT to unpack how they pulled it off. Set your reminder ⤵️ https://t.co/Uz25njT1sW — CryptoQuant.com (@cryptoquant_com) July 28, 2025 With a USDT supply now standing at $80.8 billion compared to Ethereum’s $73.8 billion, TRON has become the go-to blockchain for stablecoin transfers, marking a 35% rise since the beginning of 2025. USDT Activity Shifts to TRON TRON’s daily USDT transaction count ranges between 2.3 to 2.4 million—around 6.8 times higher than Ethereum’s volume. On a value basis, the network processes over $24.6 billion in USDT per day, more than double that of its rival, reports CryptoQuant. The firm reports that in the first half of 2025, 98% of the top 10 token transfers on TRON were USDT-related, totaling 384 million transactions. This shift shows not just scale, but TRON’s growing reliability as the infrastructure of choice for dollar-pegged stablecoin transactions. Network Growth and Gasless Adoption May 2025 saw TRON process 273 million transactions, its second-highest monthly figure ever. June brought further traction with 28.7 million active addresses—the most since mid-2023. Much of this growth is credited to TRON’s gasless transaction model, which now accounts for 75% of all activity on the network, up from 60% in late 2023. By removing entry costs, TRON continues to attract users looking for frictionless access to onchain services. DeFi Ecosystem Expands with SunSwap and JustLend TRON’s decentralized exchange, SunSwap, has also experienced consistent activity throughout 2025, maintaining swap volumes above $3 billion per month and peaking at $3.8 billion in May. The number of transactions per month also climbed, averaging 516,000—an increase from 316,000 in 2024. Although WTRX still leads swap volumes, its market share has dropped from 98% to 70%, indicating greater use of stablecoins and other assets across the platform. Lending protocol JustLend is also gaining momentum. Both deposits and borrowing volumes have increased, with USDT and USDD driving activity. Borrowing transactions alone have grown 23% compared to 2024 levels, underscoring a stronger appetite for stablecoin-backed DeFi lending. Fee Revenue Hits Record High Despite the surge in fee-free transactions, TRON’s fee revenue hit a new high of $308 million in June 2025. This reflects growing use of advanced, value-added services across the network, particularly in decentralized finance. The ability to scale gasless usage and earn higher network fees points to a maturing ecosystem with layered activity beyond simple transfers. TRON’s ascent highlights its role in shaping the next phase of stablecoin utility and onchain finance. With increased liquidity, higher transaction volume, and expanding DeFi services, the network is positioning itself as a long-term competitor in the global digital asset economy. Stablecoin Market Hits $252B The first half of 2025 marked a new phase for stablecoins , as their total market supply surged from $204 billion to $252 billion, with monthly settlement volumes reaching $1.39 trillion, CertiK reports. USDT continues to lead the market in liquidity, particularly on the Tron network, while USDC has narrowed the gap by securing a MiCA license, completing an IPO, and expanding its supply to $61 billion.

Author: CryptoNews
Can Ethereum continue to rise? Let’s understand the truth from the perspective of technology and fundamentals

Can Ethereum continue to rise? Let’s understand the truth from the perspective of technology and fundamentals

Author: @BlazingKevin_ ,the Researcher at Movemaker Last week, Ethereum achieved a weekly increase of 26.4%, breaking through the pressure level of 2800 in one fell swoop and sprinting to the

Author: PANews
Top cryptocurrencies to watch this week: Spark, Optimism, Sui

Top cryptocurrencies to watch this week: Spark, Optimism, Sui

As the crypto bull run cools and Bitcoin trades sideways, attention is shifting to select altcoins facing key technical and fundamental catalysts.

Author: Crypto.news
Lender Divine Research Uses World ID to Verify Borrowers for Unsecured Crypto Loans

Lender Divine Research Uses World ID to Verify Borrowers for Unsecured Crypto Loans

PANews reported on July 27 that according to Cointelegraph, Divine Research, a San Francisco-based lender, has issued about 30,000 unsecured short-term crypto loans since December and used the iris scanning

Author: PANews