Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14035 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Final Alert: The Assets Everyone Will Regret Missing This Bull Run

Final Alert: The Assets Everyone Will Regret Missing This Bull Run

Some assets are set to take the spotlight as prices rise across the market. Missed chances in the past have left many wishing they acted sooner. This time, certain picks are attracting special attention. Which tokens and coins might spark the strongest moves? The coming weeks may reveal the answers—and possibly new fortunes. Toncoin’s Road Ahead: Fast Rails, Big Dreams, Bold Prices Toncoin powers The Open Network, an online rail first built by Telegram in 2018. After a court halt in 2020, volunteers renamed it and kept coding. The coin now runs on a stake-based system that speeds up checks and cuts power use. Users can send cash-like transfers in seconds and pay only tiny fees. Plans reach far beyond payments: cloud storage, friendly names, private surfing, and small apps can all sit on the same chain. This wide vision gives Toncoin a lively, growing crowd of fans and builders. Price watchers see wide moves ahead. Models that follow bitcoin’s halving rhythm place Toncoin near $6.45 at the low and $30.30 at the high in 2025, a jump of over threefold from today. Later years swing, with lows of $5.39–$16.27 and highs of $12.04–$40.52 through 2030, yet the top calls stay well above current levels. In a market where older coins fight to stay fresh, TON’s fresh code and busy updates stand out. If the network keeps adding tools, those bold targets may look less like dreams and more like milestones. Hyperliquid: The Gas-Free Highway for Perpetual Crypto Trading Hyperliquid is a new base network built only for fast money apps. Its secret sauce is a fresh way for computers to agree, so trades lock in almost at once. All orders sit on the chain, not on side lists, so anyone can check them. Because the team controls the whole stack, they cut fees to zero. You pay no gas to place or close a trade. Behind the code stand builders from Harvard, Caltech, and MIT who left big tech and Wall Street to chase a bold idea. In a market that loves speed, Hyperliquid could steal users from giants like Ethereum, where busy days still cost a few dollars per click. It also rivals Solana’s pace while offering full openness in its order book. Fresh coins that solve pain points often run hard when the wider crypto cycle turns up, and many watchers see early signs of that turn now. If volume keeps rising and the zero-fee promise holds, the token may ride the next wave with energy. As always, buyers should look past buzz and watch real use grow. $XYZ Unlocks the G.O.A.T. Status, Early Investors Positioned for Massive ROI XYZVerse ($XYZ) has brought a brand-new concept to the memecoin niche by blending the excitement of sports with the fast-moving energy of crypto. Designed for hardcore fans of football, basketball, MMA, and esports, this project goes beyond just being another token—it’s a growing community built around passion for the game. With the bold Greatest of All Time (G.O.A.T.) vision, XYZVerse is aiming higher than the average meme coin. And people are taking notice—it has recently earned the title of Best New Meme Project. What sets $XYZ apart? It’s not a short-lived trend. This project has a clear roadmap and a dedicated community focused on long-term growth. Fueled by the sports mentality, the $XYZ token has emerged as the ultimate contender ready to crush competitors. $XYZ is on its way to the winner’s podium to become a badge of honor for those who live and breathe sports and crypto. $XYZ Already Delivers Even Before Hitting the Market The $XYZ presale is underway, providing access to the token at a special pre-listing price. Launch Price: $0.0001 Price Now: $0.005 Next Stage: $0.01 Final Presale Price: $0.02 Following the presale, the $XYZ token will be listed on major centralized and decentralized exchanges, with a target listing price of $0.10. If the project raises enough capital to support this valuation, early investors could see returns of up to 1,000x on their presale entries. So far, over $15 million has been invested, reflecting strong market interest. Notably, securing tokens at a lower presale price offers the potential for higher ROI upon launch. Demand for $XYZ is surging, driving rapid progress in the presale. Early buyers secure the lowest prices, maximizing their potential returns. Join $XYZ Presale Now and See Your Pennies Grow Into Millions! Mantle (MNT): A Lean Rollup Riding the New Wave of Ethereum Growth Mantle is a new helper chain that works with Ethereum. It bundles many steps into one, so moves and trades happen fast and cost less. The chain is made of parts that can be swapped without harm. This helps builders create apps that feel smooth. Users can lock their ETH through Mantle’s staking plan and earn extra coins while still using their money. A big pool of funds backs the project. People who hold the MNT coin vote on how that money and the tech are used, so all plans stay open to the public. Speed, clear rules, and deep pockets make Mantle stand out. Many helper chains focus only on code, yet few give everyday users a loud voice. Money is now flowing back to fast chains that also bring in fees, like Arbitrum and Optimism. Mantle’s coin still trades cheaper than those rivals even though its fund is larger. If more action shifts to side chains and coin locking stays hot, need for MNT may grow. Still, success hangs on builders picking the chain and on voters guiding the fund with care. Conclusion TON, HYPE, and MNT shine this cycle, yet XYZVerse stands apart, blending sport and meme culture, community-led, GameFi ready, eyeing 20,000% gains to eclipse PEPE and MOG. You can find more information about XYZVerse (XYZ) here:https://xyzverse.io/, https://t.me/xyzverse, https://x.com/xyz_verse This article is not intended as financial advice. Educational purposes only.

Author: Coinstats
DeFi Heavyweight Aave Expands Beyond the EVM, Launches on Aptos

DeFi Heavyweight Aave Expands Beyond the EVM, Launches on Aptos

The post DeFi Heavyweight Aave Expands Beyond the EVM, Launches on Aptos appeared on BitcoinEthereumNews.com. Key highlights: Aave has launched on Aptos, its first deployment outside the Ethereum Virtual Machine (EVM) ecosystem. The protocol re-implemented Aave V3 in the Move programming language to integrate with Aptos. At launch, Aave supports USDC, USDT, APT, and sUSDe, with liquidity incentives funded by the Aptos Foundation. Aave, one of decentralized finance’s largest lending platforms, has expanded to the Aptos blockchain, marking its first launch on a non-EVM network after more than five years of operating exclusively on Ethereum and compatible chains. The deployment underscores Aave’s multichain strategy and its ambition to support new collateral markets and deepen stablecoin liquidity across diverse ecosystems. Aave is live on @aptos. pic.twitter.com/azgKS0JKFc — Aave (@aave) August 21, 2025 Aave V3 re-engineered for Aptos Unlike Ethereum and its EVM-compatible peers, Aptos runs on the Move programming language, requiring Aave Labs to re-implement Aave V3 from the ground up. The team also developed a new front-end, SDK, and integration tooling to ensure the protocol could operate securely and efficiently within Aptos’s architecture. The launch underwent extensive security reviews, including audits by Zellic, Ottersec, SpearBit (Cantina), and Certora. Additional measures included a mainnet capture-the-flag competition and an ongoing $500,000 bug bounty program funded in Aave’s GHO stablecoin. Risk parameters were established by Chaos Labs and LlamaRisk, while Chainlink provided production-ready price feeds to support lending and borrowing markets. Supported assets and liquidity incentives At launch, Aave supports four assets: Aptos’s native token (APT), stablecoins USDC and USDT, and Ethena Staked USDe (sUSDe). To encourage adoption, the Aptos Foundation will provide liquidity incentives and user rewards. The move is expected to bolster Aptos’s growing stablecoin market, which is valued at approximately $1.3 billion and dominated by Tether’s USDT. It also positions Aave to tap into Aptos’s liquid staking ecosystem, where only 8.1% of APT is currently…

Author: BitcoinEthereumNews
SharpLink Gaming Bets Bigger on Ethereum With $1.5B Buyback

SharpLink Gaming Bets Bigger on Ethereum With $1.5B Buyback

The move comes as the company leans harder into Ether as its core treasury reserve asset, seeking new ways to […] The post SharpLink Gaming Bets Bigger on Ethereum With $1.5B Buyback appeared first on Coindoo.

Author: Coindoo
Best Crypto to Buy: Ripple (XRP) and Mutuum Finance (MUTM) Prove Why They’re Top Trending Altcoin Picks for 2025

Best Crypto to Buy: Ripple (XRP) and Mutuum Finance (MUTM) Prove Why They’re Top Trending Altcoin Picks for 2025

As the crypto market gets set for another historic year, the focus is on what will lead the new frontier of digital finance. While Ripple’s XRP remains busy leaving its stamp on cross-border payments, Mutuum Finance (MUTM) ranks among the most searched altcoins of 2025. Mutuum Finance phase 6 presale is selling the token for […]

Author: Cryptopolitan
How an ECB Digital Euro Could Be a Huge Catalyst for ETH, SOL

How an ECB Digital Euro Could Be a Huge Catalyst for ETH, SOL

The post How an ECB Digital Euro Could Be a Huge Catalyst for ETH, SOL appeared on BitcoinEthereumNews.com. The decision is likely driven in part by increasing concern over the growing dominance of US dollar–pegged stablecoins Public blockchains offer many benefits because they are easy to use and can be adopted quickly, but they also have major privacy issues ECB has not yet made a definitive technical choice, as it remains open to a hybrid approach and is exploring both centralized and decentralized technologies The Financial Times reports that the European Central Bank (ECB) is accelerating its Digital Euro planning and actively considering public blockchains like Ethereum and Solana (instead of a private, ECB-controlled ledger) as possible platforms for issuing the central bank digital currency (CBDC). This decision is likely driven in part by increasing concern over the growing dominance of US dollar–pegged stablecoins, especially following the United States’ passing of the GENIUS Act, which has heightened the urgency to protect the euro’s global role. It’s worth noting that even though public blockchains offer many benefits because they are easy to use and can be adopted quickly, they also have a big problem with privacy because everything on them is visible to everyone. Related: Ethereum Runs the Game While Solana Struggles for Identity, Hayes Warns In other words, choosing a public blockchain for the digital euro is a major change. Unlike China’s highly centralized CBDC or other traditional private systems, launching the digital euro on a platform like Ethereum or Solana could genuinely blur the distinction between government-issued money and public blockchain ecosystems. As such, the ECB has not yet made a definitive technical choice. It remains open to a hybrid approach and is exploring both centralized and decentralized technologies, with final decisions still pending. What this means for crypto If the ECB goes through with its plan, it could position Ethereum and Solana as more than just…

Author: BitcoinEthereumNews
Investors Pile Into TOKEN6900 as Presale Enters Final 6 Days

Investors Pile Into TOKEN6900 as Presale Enters Final 6 Days

The post Investors Pile Into TOKEN6900 as Presale Enters Final 6 Days appeared on BitcoinEthereumNews.com. The crypto market is showing signs of a potential altcoin season, a period when cryptocurrencies other than Bitcoin (BTC) experience significant gains. This often occurs when Bitcoin dominance, the percentage of the total crypto market capitalization held by Bitcoin, begins to decline. As Bitcoin’s dominance decreases, capital tends to flow into altcoins, driving their prices higher. Recently, Bitcoin dominance has been trending downward, nearing a key support level of 59%. A break below this level could trigger a major surge for altcoins, particularly meme coins like SPX6900. Source – Cryptonews YouTube Channel The market is already showing strong positive momentum, with major cryptocurrencies like Ethereum and Solana bouncing back. This movement suggests a broader market rally is underway, with money shifting from Bitcoin into higher-reward assets. One example is the new crypto coin TOKEN6900, which some traders have labeled the best crypto presale to buy now. TOKEN6900 Rises as Michael Saylor’s Strategy Nears S&P 500 Entry Michael Saylor’s company, Strategy, is once again in the spotlight. Reports indicate that Strategy now meets all the requirements for inclusion in the S&P 500, with a market cap above $8.2 billion, four consecutive quarters of positive earnings, and sufficient trading activity. If added to the index, analysts estimate it could draw more than $10 billion in passive inflows, further strengthening the company’s Bitcoin-heavy balance sheet. This milestone highlights the growing influence of Saylor’s vision across both traditional finance and the crypto market. For those interested in Bitcoin, there are ways to buy it anonymously, unlike Strategy. This guide explains how people maintain privacy while entering the market. Strategy’s influence has even spilled into crypto culture, inspiring meme coins like SPX6900. This satirical token parodied the S&P 500 ticker, blending Wall Street’s fixation on the index with crypto’s love for absurdity. Its appeal came from…

Author: BitcoinEthereumNews
native stablecoin on wallet and Stripe

native stablecoin on wallet and Stripe

The post native stablecoin on wallet and Stripe appeared on BitcoinEthereumNews.com. MetaMask has announced the launch of mUSD, its stablecoin pegged to the dollar and natively integrated into the wallet. The issuance is managed by Bridge, a business unit belonging to Stripe for licensing and compliance, while the on-chain operations will rely on the decentralized infrastructure of M0. The rollout, scheduled for 2025, will begin on Ethereum and Linea, with a focus on real payments, DeFi applications, and cross‑chain transfers. According to industry data and analysis, MetaMask reaches a significant scale: public reports indicate that the wallet had about 30 million active monthly users in February 2024, a figure that helps to understand the potential adoption pool of mUSD. Analysts also observe that the wallet-native integration of a stablecoin tends to reduce conversion steps and friction in the on-ramp, with positive impacts on conversion times and retention in test and pilot environments. What is the new stablecoin mUSD and what changes for MetaMask users? MetaMask USD (mUSD) is a stablecoin pegged 1:1 to the dollar, designed to be used directly within MetaMask. In this context, it offers a stable medium of exchange for decentralized applications and DeFi protocols, avoiding external steps for on-ramp, swap, bridge, and payments. The native integration into the wallet aims to enhance the user experience, reducing costs and execution times. How it works: issuance, reserves, and transparency Issuance and compliance (Bridge) Bridge manages the issuance of mUSD and regulatory compliance, following rigorous standards of licensing, AML/KYC, and operational controls in line with the requirements for stablecoin supporting payments (internal insight). It should be noted that the setup aims to align operational aspects with the most demanding frameworks. Stiamo aiutando @metamask a lanciare il loro nuovo stablecoin nativo, mUSD! Leggi di più sulla nostra collaborazione con Metamask e @m0, e cosa significa questo per gli utenti – –…

Author: BitcoinEthereumNews
RioDeFi (RFUEL): A Comprehensive DeFi Ecosystem

RioDeFi (RFUEL): A Comprehensive DeFi Ecosystem

The post RioDeFi (RFUEL): A Comprehensive DeFi Ecosystem appeared on BitcoinEthereumNews.com. RioDeFi is a blockchain-based project that aims to bridge traditional and decentralized finance (DeFi) by offering a range of DeFi-related services and products. RioDeFi is focused on creating a comprehensive DeFi ecosystem that provides various financial services, including lending, borrowing, staking, and more. It aims to bring the benefits of DeFi to a broader audience. RFuel is the native cryptocurrency token of the RioDeFi ecosystem. It can be used for transactions within the RioDeFi network, including fees for using its various DeFi services. RFuel token holders can stake their tokens to participate in network security, governance, and consensus processes, potentially earning rewards. Disclaimer. This article is for informational purposes only and should not be viewed as an endorsement by CoinIdol. They are not a recommendation to buy or sell cryptocurrency. Readers should do their research before investing in funds. Source: https://coinidol.com/riodefi-rfuel-token/

Author: BitcoinEthereumNews
Ripple (XRP)  Bulls Pull Back Under $3 as Mutuum Finance (MUTM) Surges With Unmatched Potential

Ripple (XRP)  Bulls Pull Back Under $3 as Mutuum Finance (MUTM) Surges With Unmatched Potential

Mutuum Finance (MUTM) is also quickly gaining the crypto market’s attention, hogging the limelight as Ripple’s XRP bulls take a backseat below $3. Over 15500 investors have already invested in the presale of the project, and over $14.7 million has already been raised. Mutuum Finance (MUTM) has recently moved into presale phase 6.  Phase 7 will see price rise 14.29% to $0.04. As XRP retracement is also a gauge of overall market conservatism, investor attention is now shifting towards Mutuum Finance, a DeFi token that is buzzed for transforming decentralized lending and also paradigms of liquidity. With growing trade volumes and community attention building, Mutuum Finance stands to be a disruptor in a space where the incumbents are increasingly under pressure. XRP Market Update Ripple’s XRP is down at around $2.88 after dropping below the psychological level of $3 in the last few days. It is only part of the overall market stress and profit-taking being experienced by other top cryptocurrencies. With XRP below this key benchmark, the focus turns quietly to Mutuum Finance (MUTM) as the narrative rescales on what’s next in the charts. Mutuum Finance Pre-empts to Phase 6 of Its Presale Mutuum Finance has recently completed Phase 5 of its presale and transitioned to Phase 6. Tokens are bought during Phase 6 for $0.035 per token. The presale alone has been an enormous success, with over $14.7 million in capital and over 15,500 holders worldwide. This level of ramping shows the complete confidence placed by the community in the project as well as the prospects of the project in the decentralized finance (DeFi) sector. With every subsequent presale round, demand for the tokens continues to grow, reflecting a strong level of consumer demand and rising adoption levels for Mutuum Finance. The transition to Phase 6 isn’t just the crossing point of community expectation but also a strategic development plan that has been adhered to by the project.  Mutuum Finance (MUTM) Joins Forces with CertiK for a $50K Bug Bounty In line with its quest for utmost security and transparency, Mutuum Finance has collaborated with CertiK, a leading blockchain security and auditing firm. It also initiated a $50,000 Bug Bounty Program to incentivize security researchers and white-hat hackers to spot any probable loopholes in the ecosystem. Further measures have been undertaken to increase security. Reward pool will be distributed in four levels of severity, i.e., low, minor, major, and critical, depending on the scale and type of severity of the issue faced. This comes after Mutuum Finance completed a certification audit by CertiK, which went on to ensure that the platform is devoted to user funds security, smart contract stability, and blockchain integrity. Mutuum Finance Launches MUTM Giveaway Mutuum Finance (MUTM) is also offering a $100,000 giveaway where 10 of their members are receiving $10,000 worth in MUTM tokens. It also announced to be having a leaderboard system where it will be offering bonus tokens to the top 50 Mutuum Finance (MUTM) token holders. Mutuum Finance is a P2C and P2P lending protocol where the customers own their money. It is a full DeFi process that is more secure, easy, and transparent compared to the conventional lending products of a centralized entity. It is becoming popular as a DeFi project that can make more profit in comparison to most of the older altcoins. Mutuum Finance (MUTM) has raised $14.7M from over 15,500 investors, showing strong momentum as XRP slips under $3. At $0.035 in Phase 6, early buyers face a 14.29% rise to $0.04 in Phase 7 and potential 400%+ ROI long term. Backed by a $100K giveaway and CertiK’s $50K bug bounty, MUTM is emerging as DeFi’s next big disruptor. Join the presale now and secure your spot early. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats
XRP Before The Major Momentum Supported By Community, Pi Network Price Estimates, XYZVerse (XYZ) On The Trajectory To Become Dominant Crypto Presale In 2025

XRP Before The Major Momentum Supported By Community, Pi Network Price Estimates, XYZVerse (XYZ) On The Trajectory To Become Dominant Crypto Presale In 2025

Pi Network’s price guesses are getting mixed reactions. At the same time, XYZVerse (XYZ) stirs talk as a strong contender […] The post XRP Before The Major Momentum Supported By Community, Pi Network Price Estimates, XYZVerse (XYZ) On The Trajectory To Become Dominant Crypto Presale In 2025 appeared first on Coindoo.

Author: Coindoo