Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14193 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
What Is TVL? Understanding Total Value Locked in 2025 – CryptoNinjas

What Is TVL? Understanding Total Value Locked in 2025 – CryptoNinjas

The post What Is TVL? Understanding Total Value Locked in 2025 – CryptoNinjas appeared on BitcoinEthereumNews.com. Total Value Locked (TVL) is a key metric that combines the total value of digital assets locked, staked, or committed in a specific blockchain, DeFi platform, or decentralized application (dApp). TVL serves as an indicator of the health, popularity, liquidity, and usability of a DeFi platform or blockchain. A higher TVL generally signals stronger user confidence and greater platform adoption, as more capital is committed and available within the protocol. It also reflects the liquidity available for trades, loans, and staking activities. By contrast, a lower TVL indicates negative market sentiment toward the protocol, lower activity on that platform, and a decline in perceived value. In this article, we will explain what TVL is in crypto? Its benefits, limitations, and why it matters for DeFi and crypto investors. We will also show you how TVL is calculated, then explore the top ten DeFi protocols and blockchains by TVL in 2025, and explain how to analyze TVL across different blockchains and platforms. What Is Total Value Locked (TVL) in Crypto? Total Value Locked (TVL) is a metric that combines the total value of digital assets locked in a decentralized finance (DeFi) protocol or decentralized application. TVL shows how much money is being staked, lent, borrowed, or otherwise used within smart contracts on that network. In addition, it is an indicator of the liquidity, popularity, and overall health of protocols. A higher TVL usually means more users are committing their funds, which can signal strong network activity and deeper liquidity for trading or lending. On the flip side, a lower TVL may suggest diminished confidence or activity in the project, which in turn indicates a decline in the overall health of the protocol. TVL is generally expressed in US dollars by multiplying the quantity of each asset locked by its current market…

Author: BitcoinEthereumNews
Crypto for the People: Best Meme Coins That Can Offer More Than Just Hype

Crypto for the People: Best Meme Coins That Can Offer More Than Just Hype

Discover meme coins that blend culture with utility beyond hype. From Shiba Inu's Shibarium to XYZVerse's sports betting integration, learn which meme coins like DOGE, FLOKI, BONK, and PEPE deliver real-world value while maintaining community-driven appeal.

Author: Cryptodaily
The World’s Most Underrated Scotch—According To A Whisky Expert

The World’s Most Underrated Scotch—According To A Whisky Expert

The post The World’s Most Underrated Scotch—According To A Whisky Expert appeared on BitcoinEthereumNews.com. Auchentoshan is a storied brand of scotch that struggles to get the recognition it deserves from the whisky industry at large. Photo illustration: Brad Japhe Nestled into a verdant meadow, a stone’s throw from the River Clyde, Auchentoshan has been churning out world-class scotch for just over two centuries. The legendary Lowland malt has so many things going for it: a healthy trove of well-matured stock, a unique, triple distillation method of production, and a charming new visitor’s center within 30 minutes of downtown Glasgow. You could say Auchentoshan’s as easy to love as it is challenging to pronounce (ock-un-tosh-un). A notion evidenced by the trove of coveted hardware these single malts have accumulated at top spirits competitions in recent years: Double Golds in San Francisco, Gold Medal for Distillery Cask – 1997 Oloroso at the Scottish Whisky Awards, and, most recently, “best in category non-age-stated scotch” at the 2024 World Whiskies Awards for the brand’s berry-forward Triple Wood. It’s difficult to imagine—despite all the storied tradition and success—that Auchentoshan somehow remains under-appreciated here in the US. And yet it’s hard to argue the notion. Widespread distribution across the country eludes the liquid and it’s rarely mentioned in conversation with the usual suspects of scotch superstardom. Though that list contains its sister brands of Laphroaig, Bowmore and Glen Garioch (all owned by the same parent company, Suntory Global Spirits). In fact, one expert in particular is willing to go so far as to say that Auchentoshan is the world’s most underrated scotch label. And he ought to know a thing or two about the subject. Johnnie Mundell is a scotch fanatic who grew up not far from the distillery’s backyard. He also spent the better part of a decade as a senior ambassador for Suntory whiskies. Today he is a…

Author: BitcoinEthereumNews
MetaMask Launches Stablecoin mUSD: Major Platforms Are Building Infrastructure

MetaMask Launches Stablecoin mUSD: Major Platforms Are Building Infrastructure

The post MetaMask Launches Stablecoin mUSD: Major Platforms Are Building Infrastructure appeared on BitcoinEthereumNews.com. MetaMask’s announcement of mUSD on August 21, 2025, marks the first time a self-custodial wallet has launched its own stablecoin, built with Stripe’s Bridge and M0. With over 100 million users, this move signals a broader trend of platforms building foundational infrastructure. But MetaMask isn’t alone – another project is also building critical infrastructure in untapped markets, creating similar breakthrough opportunities. mUSD Integration Could Transform Web3 User Experience MetaMask USD will launch later in 2025 on Ethereum and Linea, fully integrated into the wallet’s ecosystem across dapps and DeFi protocols. What makes this particularly interesting is the timing and approach. Rather than creating another generic stablecoin, MetaMask is building mUSD as a foundational layer for Web3 interaction. Users will be able to on-ramp fiat directly into mUSD, swap between tokens, and move value across blockchains, with plans for the stablecoin to become spendable through the MetaMask Card at Mastercard merchants worldwide. This integration removes traditional friction points that have kept mainstream users from fully embracing DeFi. The regulatory environment also supports this timing. The launch comes amid increased regulatory clarity following the U.S. GENIUS Act, which introduces the first federal framework for regulating payment stablecoins This regulatory foundation gives institutional partners and users more confidence in adopting wallet-native stablecoins. From a technical perspective, Bridge’s partnership with M0 allows businesses to create custom digital dollars in weeks rather than the traditional year-long process This efficiency could inspire other major wallet providers and DeFi platforms to launch their own application-specific stablecoins, potentially creating a new category of specialized digital dollars optimized for specific use cases. As mUSD gets integrated across core protocols including lending markets, decentralized exchanges, and custodial platforms on Linea, it’s positioned to play a foundational role in the growing L2 DeFi ecosystem. While MetaMask focuses on mainstream adoption, there’s…

Author: BitcoinEthereumNews
Ripple (XRP) on the Rise Toward $5 By 2026, But Could This $0.035 Hit it First?

Ripple (XRP) on the Rise Toward $5 By 2026, But Could This $0.035 Hit it First?

As Ripple (XRP) edges closer to a potential $5 milestone by 2026, market eyes are shifting to emerging players that could disrupt the narrative before it unfolds. One such coin is Mutuum Finance (MUTM) drawing increasing attention from DeFi analysts and institutional observers alike. Mutuum Finance (MUTM) is currently in presale phase 6 priced at […]

Author: Cryptopolitan
Ethereum, XRP and a New Presale Token Lead Analyst Picks for Best Crypto to Buy in Q4

Ethereum, XRP and a New Presale Token Lead Analyst Picks for Best Crypto to Buy in Q4

Analysts agree that Ethereum, XRP and a new presale token are some of the most compelling opportunities this cycle as Q4 2025 begins. Recent Bitcoin price movements hint at interesting altcoin activity. Ethereum and XRP are being lauded for their institutional depth and technical strength, while MAGACOIN FINANCE is quietly building momentum as a presale [...] The post Ethereum, XRP and a New Presale Token Lead Analyst Picks for Best Crypto to Buy in Q4 appeared first on Blockonomi.

Author: Blockonomi
Pudgy Penguins Launch Pudgy Party Game Globally on iOS and Android

Pudgy Penguins Launch Pudgy Party Game Globally on iOS and Android

Pudgy Penguins launches the Pudgy Party game globally on iOS and Android, offering meme-inspired fun, seasonal events, and Web3 features.]]>

Author: Crypto News Flash
September 1 Token Unlock Nears — World Liberty Financial to Release 20% of Ethereum-Based Supply

September 1 Token Unlock Nears — World Liberty Financial to Release 20% of Ethereum-Based Supply

The post September 1 Token Unlock Nears — World Liberty Financial to Release 20% of Ethereum-Based Supply appeared on BitcoinEthereumNews.com. Disclaimer: This content is a sponsored article. Bitcoinsistemi.com is not responsible for any damages or negativities that may arise from the above information or any product or service mentioned in the article. Bitcoinsistemi.com advises readers to do individual research about the company mentioned in the article and reminds them that all responsibility belongs to the individual. World Liberty Financial (WLFI) is set to unlock 20% of its Ethereum-based supply on September 1, a milestone that will mark its transition from governance-only token to fully tradable asset. The release is expected to generate high volatility as billions of dollars’ worth of tokens enter circulation. While traders prepare for this event, attention is also flowing to audited projects such as MAGACOIN FINANCE, which analysts describe as one of the most legitimate presales available ahead of the WLFI launch window. WLFI Unlock Details The September 1 unlock will release 20 billion WLFI tokens, representing one-fifth of the project’s total 100 billion supply. Eligible presale buyers — who purchased tokens during the $0.015 and $0.05 rounds — will be able to claim their allocations through a Cyfrin-audited Lockbox contract. The WLFI presale generated $2.26 billion from more than 85,000 wallets, demonstrating strong speculative interest even before the token became tradable. Remaining tokens, including allocations to the founding team, partners, and advisors, will remain locked. Future supply releases will be determined by community governance, giving token holders the ability to vote on the vesting schedule and broader project roadmap. Market and Technical Context WLFI will launch on Ethereum mainnet, positioning itself to leverage the network’s security and interoperability. Audited smart contracts will enable lending, borrowing, and other DeFi functions at launch. The project has confirmed that decentralized exchange listings will go live immediately, with centralized exchange partnerships expected to follow. Futures markets have already begun…

Author: BitcoinEthereumNews
Best Crypto Presale To Join This Month As SPX6900 And Apecoin Hold Strong

Best Crypto Presale To Join This Month As SPX6900 And Apecoin Hold Strong

The post Best Crypto Presale To Join This Month As SPX6900 And Apecoin Hold Strong appeared on BitcoinEthereumNews.com. What drives investors to chase early-stage crypto opportunities? Is it the chance for exponential returns, or the credibility of a well-engineered presale? The best crypto presale to join this month is clearly making waves, as BullZilla’s live presale sold 4.7 billion tokens within hours of launch. Analysts point to this as a signal of both strong demand and community excitement. BullZilla ($BZIL) combines engineered scarcity with gamified engagement, making it one of the best crypto presales to join this month. The presale starts at $0.00000575 and is structured in 24 progressive stages, ensuring early participants gain a pricing advantage. Each milestone is paired with live token burns, community events, and incentives, driving both hype and tangible value. Comparatively, SPX6900 and Apecoin are established tokens with proven ecosystems. SPX6900 leverages staking rewards and NFT integration to maintain investor interest, while Apecoin emphasizes gamified participation and utility in the decentralized finance space. For investors analyzing the best crypto presale to join this month, these coins provide a benchmark to assess BullZilla’s potential upside and risk profile. While SPX6900 and Apecoin represent stability and ecosystem maturity, BullZilla’s presale captures early-stage momentum, making it one of the most compelling plays among the best crypto presale to join this month. BullZilla ($BZIL): The Presale That Headlines the Future BullZilla does not just enter the meme coin market; it storms into it with mechanisms designed to amplify scarcity, reward loyalty, and generate cinematic engagement. The BullZilla presale is live at $0.00000575 and has sold 4.7 billion tokens within hours, confirming the massive market appetite. This positions BullZilla as one of the most affordable yet explosive opportunities available, clearly setting it apart as the best crypto presale to join this month. BullZilla HODL Furnace: Stake, Lock, Earn By staking their $BZIL tokens, holders can lock into an…

Author: BitcoinEthereumNews
A whale sold 275 BTC in 6 days and bought 6802.7 ETH and deposited it into Aave V3 for lending.

A whale sold 275 BTC in 6 days and bought 6802.7 ETH and deposited it into Aave V3 for lending.

PANews reported on August 31 that according to Onchain Lens monitoring, in the past 6 days, a whale sold 275 BTC worth US$30.5 million, purchased 6,802.7 ETH at US$4,482, and provided it to Aave V3 for lending.

Author: PANews