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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14525 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Folks Finance Launches a New CeDeFi App

Folks Finance Launches a New CeDeFi App

The post Folks Finance Launches a New CeDeFi App appeared on BitcoinEthereumNews.com. Folks Finance, one of the leading cross-chain decentralized finance (DeFi) protocols, has announced a strategic partnership with a licensed Virtual Asset Service Provider (VASP) based in Georgia. This collaboration marks a significant step towards the integration between the DeFi world and regulatory compliance needs, thanks to the launch of a new regulated and independent CeDeFi mobile app, aimed at both retail and institutional users. A Regulated CeDeFi App: Features and Objectives The new application, developed in parallel with the main Folks Finance protocol, will be managed independently and will offer a range of compliance-ready services. Among the planned features are identity verification (KYC), digital asset custody, and the issuance of debit cards backed by on-chain collateral. These tools are designed to meet the security and transparency needs required by users operating in a regulated environment. According to Benedetto Biondi, founder of Folks Finance, the company’s mission has always been to promote a “practical openness,” meaning a practical openness that allows the benefits of DeFi to reach a wider audience, without neglecting compliance and risk management. “By operating a separate app under a licensed VASP, we can offer features such as custody, debit cards, and, in the future, even limited access to real-world assets (RWA), while maintaining the connection with permissionless DeFi infrastructures where it makes sense to do so,” stated Biondi. An Innovative Model: Balance between Protection and Decentralization This initiative represents one of the first attempts by a DeFi protocol to work closely with a VASP on a parallel regulated platform. The goal is to offer users a familiar and secure experience without giving up the operational benefits of decentralization. The integrated protection measures include: Identity verification (KYC/AML) Digital custody of assets through a regulated entity Transaction monitoring Debit cards linked to on-chain collateral These tools allow for the…

Author: BitcoinEthereumNews

2025/09/17

3 Cryptos Under $1 That Could Do What Dogecoin (DOGE) Did in 2021

3 Cryptos Under $1 That Could Do What Dogecoin (DOGE) Did in 2021

Dogecoin (DOGE) turned a joke into a market-moving sensation in 2021, showing even a meme-based token can get everyone excited. With the crypto market set up for another potential retail-led rally in 2025, investors are on the lookout for tokens worth less than $1 that could match, or even surpass, that explosive energy.  While names […]

Author: Cryptopolitan

2025/09/17

Abu Dhabi-Based Company ORQO Group Aims to Build Yield Platform for Ripple’s Stablecoin! Details Here

Abu Dhabi-Based Company ORQO Group Aims to Build Yield Platform for Ripple’s Stablecoin! Details Here

The post Abu Dhabi-Based Company ORQO Group Aims to Build Yield Platform for Ripple’s Stablecoin! Details Here appeared on BitcoinEthereumNews.com. Following its European licenses, ORQO Group has officially launched in the Middle East. Based in Abu Dhabi, the company has launched with $370 million in assets under management (AUM) and aims to establish a yield platform specifically for Ripple’s RLUSD stablecoin. ORQO Launches in Abu Dhabi with $370 Million in Assets ORQO was created by merging four organizations from the traditional finance and digital asset ecosystems: Mount TFI, a Polish private debt fund; Monterra Capital, a Malta-based multi-strategy digital hedge fund; Nextrope, a blockchain engineering studio; and Soil, a DeFi protocol compliant with the EU’s MiCA regulation. Licensed in Poland and Malta, the group is now awaiting approval from the Financial Services Regulatory Authority (FSR) at Abu Dhabi Global Markets (ADGM). “We’ve put all the pieces together to become a global on-chain asset manager,” CEO Nicholas Motz said in a statement. The company’s vision is part of a growing trend to bring traditional financial instruments like private credit, U.S. Treasury bonds, and trade finance to the blockchain. This process is known as “real-world asset tokenization” (RWA). The RWA market has already reached $30 billion. According to a joint report by Ripple and BCG, this space is projected to reach $18.9 trillion by 2033. ORQO’s DeFi protocol, Soil, will combine tokenized private lending, real estate, and hedge fund strategies with stablecoin investments. The next phase plans to open private lending pools to holders of Ripple’s RLUSD stablecoin, providing regular returns to institutional treasuries and protocols. *This is not investment advice. Follow our Telegram and Twitter account now for exclusive news, analytics and on-chain data! Source: https://en.bitcoinsistemi.com/abu-dhabi-based-company-orqo-group-aims-to-build-yield-platform-for-ripples-stablecoin-details-here/

Author: BitcoinEthereumNews

2025/09/17

How National Crypto Reserves Could Change Global Finance Forever

How National Crypto Reserves Could Change Global Finance Forever

The global financial system is standing at a crossroads. As central banks and governments search for tools to safeguard sovereignty […] The post How National Crypto Reserves Could Change Global Finance Forever appeared first on Coindoo.

Author: Coindoo

2025/09/17

Ethereum-based ‘travel stamps’: American Express’ bold Web3 gamble, explained

Ethereum-based ‘travel stamps’: American Express’ bold Web3 gamble, explained

The post Ethereum-based ‘travel stamps’: American Express’ bold Web3 gamble, explained appeared on BitcoinEthereumNews.com. Journalist Posted: September 16, 2025 Key Takeaways What new travel feature has American Express introduced? American Express launched “travel stamps” and a revamped Amex Travel App, blending premium travel services with Web3 innovation. Why is this significant for the crypto ecosystem? It highlights the growing adoption of NFTs and blockchain in mainstream services, showing how Web3 is shaping everyday travel experiences. In a surprising turn of events, American Express has rolled out Ethereum [ETH]-based digital collectibles minted as NFTs on Coinbase’s Base network, as part of its newly enhanced travel app. Framed as a way to make journeys more memorable and personalized, Audrey Hendley, president of American Express Travel, said,  “Travelers want a simpler way to plan and book trips – all in one place – and the new Amex Travel App™ delivers just that.” American Express makes more plans Alongside the NFT stamps, American Express is also debuting its revamped Amex Travel App, designed as an all-in-one digital companion to streamline every stage of the journey. Elaborating on the same, Luke Gebb, Executive Vice President at Amex Digital Labs, said,  “As physical passport stamps continue to disappear, Amex Passport creates an opportunity for Card Members to celebrate their travels.” Eligible Card Members can collect blockchain-backed digital Stamps that capture the essence of their international travels, customizable with personal highlights and easily shareable with friends and family. The surge in crypto usage for travel Data from Triple.A showed that currently, over 560 million people own cryptocurrencies globally. In 2024, 14% of digital currency transactions were spent on travel and hospitality. Additionally, airlines that adopted digital currency payments saw a notable 40% boost in bookings, highlighting the growing influence of crypto in the travel sector. This coincided with the stock price of American Express seeing a modest boost following the announcement, trading at…

Author: BitcoinEthereumNews

2025/09/17

If An XRP ETF Is Approved Where Could The Price Of Ripple Go In 2026?

If An XRP ETF Is Approved Where Could The Price Of Ripple Go In 2026?

The post If An XRP ETF Is Approved Where Could The Price Of Ripple Go In 2026? appeared on BitcoinEthereumNews.com. Crypto News 16 September 2025 | 20:15 XRP is generating excitement louder than ever, as speculation over a potential XRP ETF is starting wild debates about where Ripple’s price could land by 2026. Amid this backdrop, Layer Brett is gaining significant attention, with many believing it could be the key to MemeFi’s resurgence thanks to its utility-driven features and a viral presale. Here’s what you should know: Is Layer Brett (LBRETT) The Meme Coin Market’s Next Big Sensation? The general reputation meme coins have in the crypto markets is that they are loud when it comes to making promises, but never actually act on those promises. Layer Brett, however, is breaking that cycle, and that difference is why traders are paying close attention. Instead of burning bright for a few weeks before fading into obscurity, Layer Brett is blending meme culture with real, lasting infrastructure. By choosing Ethereum’s Layer 2 as its host network, Layer Brett avoids the usual nightmare of clogged networks and swollen fees, and the result is speed that feels instant and costs that stay friendly. Then there is the staking feature that is structured not as a gimmick, but as a reward engine designed to pull people in and keep them anchored. The rates are huge enough to tempt quick-profit hunters, yet solid enough to make long-term holders think twice before cashing out. Investors are not just impressed by the numbers on paper; they see a system that scales while still carrying the viral energy meme coins need to thrive. On top of that, Layer Brett hints at NFTs and gaming tie-ins have stirred excitement, because those integrations could expand its presence far beyond trading charts. Finding a project that feels both fun and functional is rare, and that is exactly the space Layer Brett is…

Author: BitcoinEthereumNews

2025/09/17

Best Cryptos to Invest in as the Fed Is Expected to Cut Rates This Week

Best Cryptos to Invest in as the Fed Is Expected to Cut Rates This Week

The Federal Reserve is to make its first rate cut of the year this week, and investors are adjusting their strategy in both conventional markets and tokens. Hope is switching to those that can actually gain from a declining interest-rate environment, which includes lending and borrowing protocols Mutuum Finance (MUTM).  Though aging veterans like Ethereum […]

Author: Cryptopolitan

2025/09/17

Mutuum (MUTM) Surpasses $15.8 Million In Presale As Phase 6 Reaches 40%

Mutuum (MUTM) Surpasses $15.8 Million In Presale As Phase 6 Reaches 40%

The post Mutuum (MUTM) Surpasses $15.8 Million In Presale As Phase 6 Reaches 40% appeared on BitcoinEthereumNews.com. Advertisement &nbsp &nbsp Disclaimer: The below article is sponsored, and the views in it do not represent those of ZyCrypto. Readers should conduct independent research before taking any actions related to the project mentioned in this piece. This article should not be regarded as investment advice. Mutuum (MUTM), an emerging project in the defi sector, has secured over $15.8 million in its ongoing presale, while also attracting more than 16,300 holders.  The presale, now in Phase 6, has already reached 40 percent completion, highlighting the strong momentum behind the project as it prepares to bring its lending-and-borrowing platform to market. Unlike many tokens that exist purely as speculative assets, Mutuum is focused on delivering real utility. The project is building a decentralized ecosystem that enables users to earn income from idle assets or borrow against their holdings without relinquishing custody or relying on intermediaries. Initially launching on Ethereum with plans for expansion to other blockchains, the platform’s model enables, for example, a long-term ETH holder to borrow USDT against their ETH and later reclaim the collateral once the loan is repaid—all through smart contracts designed to safeguard funds. The Role of the MUTM Token The backbone of this system is the MUTM token, an ERC-20 asset with a fixed supply of four billion. Nearly half of this allocation is being released through a tiered presale structure, with token prices increasing at each stage. Early participants who purchased at $0.01 in Phase 1 have already seen significant returns, while the current Phase 6 price of $0.035 remains below the planned listing value of $0.06. Advertisement &nbsp A Dual-Market Approach to Lending What sets Mutuum apart is its dual-market design. The first, known as Peer-to-Contract, is a pooled liquidity system where users deposit tokens into a smart contract that borrowers…

Author: BitcoinEthereumNews

2025/09/17

Coinbase rejects claims that stablecoins threaten U.S. banking system

Coinbase rejects claims that stablecoins threaten U.S. banking system

Coinbase has rejected banks’ claims that stablecoins could disrupt the U.S. banking system by draining $6 trillion in bank deposits.

Author: Cryptopolitan

2025/09/17

Folks Finance Launches a New Regulated CeDeFi App in Collaboration with a Licensed VASP

Folks Finance Launches a New Regulated CeDeFi App in Collaboration with a Licensed VASP

Folks Finance has announced a strategic partnership with a licensed Virtual Asset Service Provider (VASP) based in Georgia.

Author: The Cryptonomist

2025/09/16

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