Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14553 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Stellar (XLM) Network Enhances USDC Transfers with Circle’s CCTP V2 Integration

Stellar (XLM) Network Enhances USDC Transfers with Circle’s CCTP V2 Integration

The post Stellar (XLM) Network Enhances USDC Transfers with Circle’s CCTP V2 Integration appeared on BitcoinEthereumNews.com. Tony Kim Sep 18, 2025 12:45 Stellar (XLM) integrates Circle’s CCTP V2, enhancing USDC transfers and interoperability across multiple blockchains, including Ethereum and Solana, while boosting liquidity and cross-chain functionality. Stellar (XLM) is set to enhance its network capabilities with the integration of Circle’s Cross-Chain Transfer Protocol (CCTP) V2. This significant update will optimize USDC transfers across the Stellar network, which already supports natively issued USDC, according to Stellar. Enhanced Interoperability The upgrade allows users to seamlessly transfer USDC across Stellar and 15 other blockchains, including Ethereum, Solana, and Base. This development aims to improve interoperability and unlock new use cases within the Stellar ecosystem. Wallets, decentralized applications (dApps), and services utilizing USDC will now have enhanced interaction capabilities with Stellar. Key Features of CCTP V2 CCTP V2 introduces several advantages, notably native interoperability, which makes USDC on Stellar compatible across all CCTP V2-enabled blockchains. Historically, users faced challenges in moving USDC between different chains due to limited liquidity and the need for third-party services or Circle accounts. The integration of CCTP V2 into Stellar connects it to the broader USDC ecosystem, offering deeper liquidity and dynamic management tools for efficient multi-chain operations. Additionally, CCTP V2 provides programmability for developers, allowing them to embed cross-chain transfers directly into their dApps. This enables seamless liquidity movement between chains and the inclusion of metadata for autonomous execution on destination chains via Hooks. Developers can capitalize on Stellar’s fast, cost-effective payments and robust off-ramping capabilities without the need for separate integrations or liquidity strategies. Efficient Liquidity Management The protocol eliminates the necessity for wrapped assets and custodial bridges when transferring USDC across supported chains. CCTP V2 facilitates native USDC burning and minting for cross-chain transfers, settling transactions in seconds, thus reducing bridge risk and enhancing…

Author: BitcoinEthereumNews
Coinbase Rolls Out USDC Lending Feature with High Yields for Customers

Coinbase Rolls Out USDC Lending Feature with High Yields for Customers

TLDR Coinbase launches USDC onchain lending with yields of up to 10.8% through Morpho and Steakhouse Financial. USDC lending feature is available in select markets with a wider rollout planned soon. The feature offers higher yields than Coinbase’s existing “USDC Rewards” program. Coinbase integrates DeFi with a user-friendly interface to simplify lending for mainstream users. [...] The post Coinbase Rolls Out USDC Lending Feature with High Yields for Customers appeared first on CoinCentral.

Author: Coincentral
Ripple President Breaks Silence on Groundbreaking Partnership: Details

Ripple President Breaks Silence on Groundbreaking Partnership: Details

The post Ripple President Breaks Silence on Groundbreaking Partnership: Details appeared on BitcoinEthereumNews.com. In a groundbreaking partnership, DBS and Franklin Templeton are set to launch trading and lending solutions powered by tokenized money market funds and Ripple’s RLUSD stablecoin. In a tweet, Ripple announced this move, which it calls the next building block of on-chain markets. Ripple’s partnership with DBS Bank and Franklin Templeton would establish repo markets powered by tokenized collateral and stablecoins. Investors will be able to use RLUSD to trade for Franklin Templeton’s money market fund, sgBENJI, tokenized on the XRP Ledger and listed on DBS’s digital exchange, earning yield and opening new liquidity venues. Ripple President Monica Long took to X to hail the recent move while explaining why it remains essential. In order for tokenized financial assets to solve the problems they’ve been promised to solve, we need both 1/ liquid secondary markets and 2/ utility for these assets (such as with collateralization). That’s exactly what @Ripple, @DBSbank and @FTI_Global are working towards with… https://t.co/olqmZyN7io — Monica Long (@MonicaLongSF) September 18, 2025 In a tweet, Long outlined two key essentials required for tokenized financial assets to solve intended problems: liquid secondary markets and utility for these assets (such as with collateralization). The Ripple president stated that these two essentials remain the basis of the Ripple, DBS bank and Franklin Templeton partnership. Jack McDonald, CEO of StandardCustody and SVP of Stablecoins at Ripple, also took to X to celebrate the milestone, a foray into an expanding market. McDonald noted that repo transaction volume is well into the tens of trillions globally (nearly $12 trillion in the U.S. in 2024). More significantly, the partnership will enable the first-ever repo trade for a tokenized money market fund with RLUSD. Ripple president hails regulatory shift In a separate tweet, Ripple President Monica Long hails the current regulatory shift in the U.S. While in…

Author: BitcoinEthereumNews
Shiba Inu (SHIB) May Break Back into the Top 10, But Mutuum Finance (MUTM) at $0.035 is Poised to be the Next Big Crypto

Shiba Inu (SHIB) May Break Back into the Top 10, But Mutuum Finance (MUTM) at $0.035 is Poised to be the Next Big Crypto

Shiba Inu (SHIB) aims to rank among the top 10 of the cryptos by the end of this cycle, but bigger market attention is beginning to turn to Mutuum Finance (MUTM), currently at $0.035. While SHIB’s rally is a cyclical reflection of the resurgence of memecoins, Mutuum Finance is creating a completely new narrative based […]

Author: Cryptopolitan
$300 Million Solana Treasury Goes Live in Abu Dhabi

$300 Million Solana Treasury Goes Live in Abu Dhabi

The post $300 Million Solana Treasury Goes Live in Abu Dhabi appeared on BitcoinEthereumNews.com. Solmate to manage $300M Solana treasury in UAE with Marco Santori as CEO Treasury targets 11%+ APY via staking, yield strategies, and regional validator Solana DATs at 2.2% of FDV, leaving room for repricing as adoption expands Former Pantera Capital partner Marco Santori is set to lead a $300 million Solana ($SOL) treasury in the UAE through Solmate, previously known as Brera Holdings PLC.  $300M Treasury Built for Yield Solmate’s structure mixes staking rewards, DeFi yield strategies, and collateralized lending. Early filings show a net asset value of 0.99x, with targets set above 11% APY. The group leans on RockawayX, which booked a 19% net return through 2024 without a down month, to steer performance. Related: Solana Gains as Forward Industries Launches $1.65B Treasury With Galaxy and Jump The treasury will also run a validator in Abu Dhabi. That keeps Middle Eastern SOL staked locally rather than routed abroad, a first for allocators in the region. Oversight Tied to Solana Foundation Governance has direct Solana input. Two board seats go to the Solana Foundation, while Viktor Fischer of RockawayX and economist Arthur Laffer join Santori on the roster. The setup signals institutional-grade controls while keeping strategy aligned with Solana’s roadmap. Alongside the treasury, Solmate and the Foundation will launch a venture studio in Abu Dhabi to seed regional developer activity. The UAE is already piloting tokenization in real estate and carbon markets, giving Solana an opening into regulated capital markets. Abu Dhabi’s Role in Digital Assets The UAE’s Abu Dhabi Global Market has become a magnet for tokenization projects. Licensing covers trading, custody, and tokenized funds. By anchoring Solana’s treasury there, Solmate positions the chain to tap sovereign wealth, family offices, and banks that want regulated exposure. Solana’s throughput strengthens the pitch: the network clears over 100 million transactions daily,…

Author: BitcoinEthereumNews
Coinbase Launches On-Chain USDC Lending with High Yields

Coinbase Launches On-Chain USDC Lending with High Yields

Detail: https://coincu.com/news/coinbase-usdc-lending-high-yield/

Author: Coinstats
Ripple Seals Deal With Southeast Asia’s Largest Bank

Ripple Seals Deal With Southeast Asia’s Largest Bank

Ripple has inked a three-way agreement with DBS and Franklin Templeton to bring tokenized money market funds and stablecoin-based liquidity onto DBS Digital Exchange (DDEx), in a move that squarely targets institutional demand for on-chain yield and credit. Biggest Bank In Southeast Asia Taps Ripple Tech Under a memorandum of understanding signed on September 18, […]

Author: Bitcoinist
London Stock Exchange lists new Bitcoin staking ETP

London Stock Exchange lists new Bitcoin staking ETP

                                                                               While earning yield on Bitcoin holdings is still a novelty, there are opportunities to do so through centralized lending platforms and Bitcoin-related networks.                     DeFi Technologies’ subsidiary Valour has introduced a Bitcoin staking exchange-traded product (ETP) on the London Stock Exchange, providing investors with crypto yield opportunities as the UK moves toward easing restrictions on digital assets.According to a Thursday announcement, the Bitcoin staking ETP has a 1.4% annual yield and is backed by Bitcoin (BTC) held in cold storage, with security coming from multiparty computation (MCP) technology.For the moment, the new Bitcoin staking ETP is available to institutions and professional investors. The United Kingdom will allow retail investors to buy crypto exchange-traded notes (ETNs) again on Oct. 8, removing a ban in place since 2021.Read more

Author: Coinstats
Griffin AI Launches TEA Turbo, Turning Prompts To DeFi Transactions With 1inch And Uniswap Liquidity

Griffin AI Launches TEA Turbo, Turning Prompts To DeFi Transactions With 1inch And Uniswap Liquidity

Griffin AI launches TEA Turbo, its Transaction Execution Agent that transforms prompts into ready-to-sign transactions on Ether. The agent can validate balances, check liquidity venues, perform the necessary calculations, and present a transparent summary. It is free to use on griffinai.io, with standard network and protocol fees applying.

Author: Hackernoon
Redefining Financial Workflows Through Intelligent Automation

Redefining Financial Workflows Through Intelligent Automation

Financial systems are at a turning point, where traditional automation no longer keeps pace with complex data, shifting regulations, and growing customer demands. The rise of intelligent technologies is redefining workflows, moving the industry from rigid, rule-based tasks to adaptive, self-learning systems.

Author: Hackernoon