Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14720 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Aave V4 Launches Q4 2025: Essential Updates Every User Must Know

Aave V4 Launches Q4 2025: Essential Updates Every User Must Know

Decentralized finance (DeFi) continues to evolve rapidly with the upcoming release of Aave’s V4 protocol, set for the final quarter of 2025. This major upgrade aims to introduce more flexible lending markets, improved risk controls, and a revamped user interface designed to enhance the borrowing and lending experience within the blockchain ecosystem. As the DeFi [...]

Author: Crypto Breaking News
Fed's Logan: Fed should abandon federal funds rate and use Treasury bond overnight rate instead

Fed's Logan: Fed should abandon federal funds rate and use Treasury bond overnight rate instead

PANews reported on September 26 that Dallas Federal Reserve President Logan said the Fed should abandon its use of the federal funds rate as a benchmark for conducting monetary policy and instead consider an overnight rate tied to the more robust U.S. Treasury-backed lending market. Logan believes the federal funds rate target is outdated, and the link between the little-used interbank market and the overnight money market is fragile and could suddenly break. She said updating the Fed's mechanisms for implementing monetary policy would be part of an efficient and effective central banking system. "Some might say that since everything is working now, there's no need to act," Logan said. "But if the transmission mechanism between the federal funds rate and other money markets breaks down, we will need to find an alternative target quickly. I don't believe that making important decisions under time pressure is the best way to promote a strong economy and financial system." She said the Tripartite General Guaranteed Rate (TGCR) could offer the most benefits. Logan noted that the TGCR covers over $1 trillion in daily transactions, allowing changes to be effectively transmitted through money markets. Meanwhile, trading volume in the federal funds market currently averages less than $100 billion.

Author: PANews
BlockDAG Leads As Pepeto, Bitcoin Hyper, Snorter, And Maxi Doge Build Strength

BlockDAG Leads As Pepeto, Bitcoin Hyper, Snorter, And Maxi Doge Build Strength

The post BlockDAG Leads As Pepeto, Bitcoin Hyper, Snorter, And Maxi Doge Build Strength appeared on BitcoinEthereumNews.com. Crypto News 26 September 2025 | 01:42 Presales are once again the most discussed way into crypto, giving investors early positions before tokens list on exchanges. 2025 is packed with presale activity, yet only a few look like serious contenders worth attention. BlockDAG is grabbing headlines with a record raise, Pepeto is taking the meme spotlight with staking and a live demo exchange, while Bitcoin Hyper, Snorter, and Maxi Doge each add their own angle. Together, these names shape the shortlist of top crypto presales to consider now. BlockDAG: Record-Breaking Raise Reframes 2025 BlockDAG is rewriting the presale script. With nearly $410 million raised and more than 26.3 billion BDAG sold, the project shows the kind of pace rivals only talk about. The current price is $0.0013, and that window won’t stay open. With a confirmed exchange debut at $0.05, buyers today lock a projected 3,746% ROI at listing. Some analysts even float a $1 long-term target. The ecosystem is already active: 312,000 holders, 3 million mobile miners on the X1 app, and nearly 20,000 ASIC miners shipped worldwide. Add the Awakening Testnet launch, and BlockDAG is proving the infrastructure is more than hype. Still, while BlockDAG wins on scale, Pepeto wins on affordability and culture. At just $0.000000155, Pepeto pairs meme-driven upside with 226% staking rewards and a story tied to its rivalry with Pepe, one of crypto’s biggest meme brands. Bitcoin Hyper: Extending Bitcoin’s Playbook Bitcoin Hyper (HYPER) has raised over $15 million, with tokens priced at $0.012905. It frames itself as a high-speed Layer-2 for Bitcoin, blending zk-rollups with Solana-like throughput. Backers earn between 72–76% APY, and the roadmap targets DeFi integration alongside smart contract support. Analysts speculate Hyper could post 100x gains if execution delivers. Yet competition from established Layer-2s is intense, and adoption is not…

Author: BitcoinEthereumNews
5 Best Crypto Investment For 2025: BlockDAG Leads As Pepeto, Bitcoin Hyper, Snorter, And Maxi Doge Build Strength

5 Best Crypto Investment For 2025: BlockDAG Leads As Pepeto, Bitcoin Hyper, Snorter, And Maxi Doge Build Strength

BlockDAG is grabbing headlines with a record raise, Pepeto is taking the meme spotlight with staking and a live demo […] The post 5 Best Crypto Investment For 2025: BlockDAG Leads As Pepeto, Bitcoin Hyper, Snorter, And Maxi Doge Build Strength appeared first on Coindoo.

Author: Coindoo
Bitcoin Miner CleanSpark Announces $100M Bitcoin-Backed Credit Facility with Two Prime

Bitcoin Miner CleanSpark Announces $100M Bitcoin-Backed Credit Facility with Two Prime

The post Bitcoin Miner CleanSpark Announces $100M Bitcoin-Backed Credit Facility with Two Prime appeared on BitcoinEthereumNews.com. Key Notes The mining company leverages its 12,000+ BTC treasury to secure institutional financing at competitive rates. Bitcoin-backed lending gains momentum as miners prefer non-dilutive funding over traditional equity offerings. CLSK shares remain stable at $13.68 despite securing major credit facilities for operational growth. CleanSpark, Inc. (Nasdaq: CLSK), a major player in the US Bitcoin mining sector, has established a new $100 million Bitcoin-backed credit facility with Two Prime, an institutional lender. The agreement, announced on Sept. 25, pushes CleanSpark’s total collateralized lending capacity to $400 million, marking a significant step in its capital growth strategy. With the credit, they plan to accelerate data center expansion, strengthen high-performance computing (HPC) initiatives, and support the company’s Digital Asset Management team in optimizing its Bitcoin treasury. Currently, they have more than 12,000 BTC in their treasury, which they have been accumulating since January 2025, when they had 10,000 BTC. “I am proud that we have so effectively utilized our treasury balance of nearly 13,000 bitcoin to finance growth through responsibly sized leverage with excellent partners like Two Prime, at a market-leading cost of capital,” said Gary A. Vecchiarelli, CleanSpark’s Chief Financial Officer and President. Bitcoin-Backed Financing Gains Traction Among Major Miners The Two Prime facility represents CleanSpark’s second significant Bitcoin-backed funding this week. Earlier, the company announced another $100 million line of credit, arranged with Coinbase Prime. This trend reflects a growing interest among miners in leveraging digital assets for financing and preserving shareholder value, rather than relying on equity offerings to raise capital. The strategy supports operational growth while maintaining exposure to Bitcoin’s price movements, according to their press release. https://t.co/h7xDdpkoz6 — CleanSpark Inc. (@CleanSpark_Inc) September 25, 2025 Two Prime CEO Alexander Blume welcomed CleanSpark’s move, stating the partnership demonstrates growing confidence in using Bitcoin BTC $109 487 24h volatility: 3.6% Market…

Author: BitcoinEthereumNews
Cardano (ADA) Price Prediction: ADA Revisits Support While Mutuum Finance (MUTM) Races Ahead With Strong Momentum

Cardano (ADA) Price Prediction: ADA Revisits Support While Mutuum Finance (MUTM) Races Ahead With Strong Momentum

The post Cardano (ADA) Price Prediction: ADA Revisits Support While Mutuum Finance (MUTM) Races Ahead With Strong Momentum appeared on BitcoinEthereumNews.com. Cardano (ADA) is currently testing critical support levels after a recent price crash, with market analysts seeing if it will manage to catch a rally towards higher targets. ADA, while still an experienced altcoin with a history of steady progress, appears to be sensitive to technical levels and general sentiment in the short term. Mutuum Finance (MUTM) is gaining growing momentum in presale, however. Mutuum Finance presale stage 6 is 45% sold out and on sale for $0.035. The project has zoomed past $16.25 million and over 16,570 distinct holders have registered. Being a lending-and-borrowing DeFi protocol, Mutuum Finance is turning out to be a utility-driven project with huge potential upside. Backed by early traction and a scalable architecture, the majority of investors think it’s a token that can beat more established projects in the next market cycle. Cardano (ADA) Price Prediction: Consolidates Near Key Support Cardano (ADA) is selling for around $0.82. ADA is probing support at $0.78–$0.80, with overhead resistance at $0.90–$0.95. If ADA fails to convincingly break above the resistance levels, price will most likely continue to remain range-bound or even retreat to firmer support at $0.70. On the other hand, Mutuum Finance (MUTM) has great potential and is solid. Presale Frenzy and Investor Enthusiasm Mutuum Finance has received exceedingly great interest in Stage Six of presale at $0.035, increasing by 16.17% compared to the previous round. Investor interest has also been record-breaking with more than 16,570 investors and more than $16.25 million raised so far. Enhancing the growth, Mutuum Finance (MUTM) also launched a $50,000 USDT Bug Bounty Program as an effort to make the platform even more secure. The bugs are ranked on four levels, i.e., critical, major, minor, and low, in an effort to cover all the aspects of vulnerability. It is built on…

Author: BitcoinEthereumNews
Break Chains, Bank Gains: 3 Best Cryptos to Join in 2025 Roaring Ahead As One Upcoming Presale Sets the Stage Ablaze

Break Chains, Bank Gains: 3 Best Cryptos to Join in 2025 Roaring Ahead As One Upcoming Presale Sets the Stage Ablaze

Can selecting the right meme coin in 2025 be the difference between staggering profits and missed opportunities? With the explosive rise of meme coins capturing headlines and reshaping portfolios, crypto investors are now faced with a crucial question: which projects truly deserve attention before the next wave of digital gold rush begins? The reality is […] The post Break Chains, Bank Gains: 3 Best Cryptos to Join in 2025 Roaring Ahead As One Upcoming Presale Sets the Stage Ablaze appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
XRP finds new life in DeFi with mXRP staking frenzy

XRP finds new life in DeFi with mXRP staking frenzy

The post XRP finds new life in DeFi with mXRP staking frenzy appeared on BitcoinEthereumNews.com. XRP holders eager for yield opportunities have quickly embraced mXRP, the first liquid staking token native to the token’s ecosystem. On Sept. 25, blockchain infrastructure provider Axelar revealed that the product’s initial vault of 6.5 million tokens filled within two days of launch, forcing it to raise the cap to 10 million. Notably, the total value of assets locked in the vault amounts to nearly $20 million. Total Value of Assets Locked in mXRP Vault (Source: Axelar) This swift expansion highlights pent-up demand from investors seeking to put dormant XRP to work through decentralized finance. What is mXRP? mXRP is designed to unlock fresh utility for XRP, which has remained idle for years despite being one of crypto’s oldest assets. Built on the XRP Ledger’s Ethereum Virtual Machine (EVM) sidechain, the token allows users to stake XRP through Midas, a tokenization platform. In return, they receive a wrapped representation—mXRP—that can earn targeted annual yields of up to 8%. The process begins when XRP is bridged to the sidechain and deposited into tokenized vaults. Those deposits are then allocated into yield strategies overseen by independent managers, known as “risk curators.” At launch, Hyperithm took on that role, directing capital into market-making and liquidity provisioning activities. The performance of these strategies flows back into the value of mXRP itself, ensuring that holders see returns directly in the token they own. Midas co-founder and CEO Dennis Dinkelmeyer framed the initiative to mobilize long-dormant capital. According to him: “Much of the XRP supply has been dormant for years; mXRP provides a transparent mechanism for users to access onchain strategies.” Expanding XRP’s role in DeFi Meanwhile, the project reflects a broader movement to make XRP more versatile within decentralized markets. XRP’s DeFi ecosystem pales significantly compared to rivals like Ethereum, which have hundreds of billions…

Author: BitcoinEthereumNews
PayPal Taps Spark to Boost PYUSD Liquidity by $1B Through DeFi Lending

PayPal Taps Spark to Boost PYUSD Liquidity by $1B Through DeFi Lending

The post PayPal Taps Spark to Boost PYUSD Liquidity by $1B Through DeFi Lending appeared on BitcoinEthereumNews.com. PayPal and decentralized finance platform Spark have teamed up to grow liquidity for PYUSD$0.9994 onchain, aiming to scale deposits from $100 million today to $1 billion in the weeks ahead. PYUSD, issued by Paxos and pegged to the U.S. dollar, was recently onboarded to SparkLend, Spark’s lending marketplace. The integration gives users the ability to supply and borrow PYUSD, with liquidity supported by Spark’s $8 billion stablecoin reserve pool. This approach contrasts with traditional liquidity programs that rely on expensive market-maker incentives, instead offering predictable depth at set borrowing costs. “Predictable access to deep liquidity is what allows stablecoins like PYUSD to scale quickly,” said Sam MacPherson, CEO of Phoenix Labs, a Spark contributor. He framed the initiative as a blueprint for how fintech firms can use DeFi to bootstrap adoption of new stablecoins. The partnership comes as stablecoins see renewed momentum, with global supply climbing nearly $30 billion in three months to $263 billion and daily transaction volumes topping $100 billion. Spark previously deployed $630 million in on-chain Bitcoin-backed loans to Coinbase. “With total DeFi value approaching $150 billion, platforms like Spark are crucial to advancing PYUSD as a cornerstone for defi with deep liquidity,” said David Weber, Head of PYUSD Ecosystem, PayPal in a press release. Source: https://www.coindesk.com/business/2025/09/25/paypal-taps-spark-to-boost-pyusd-liquidity-by-usd1b-through-defi-lending

Author: BitcoinEthereumNews
Gcore Radar Report Reveals 41% Surge In DDoS Attack Volumes

Gcore Radar Report Reveals 41% Surge In DDoS Attack Volumes

Gcore released its Q1-Q2 2025 Radar report into DDoS attack trends. The report reveals a significant escalation in the total number of DDoS attacks and their magnitude, measured in terabits per second (Tbps) The largest attack peaked at 2.2 Tbps, surpassing the 2 Tbps peak recorded in late 2024.

Author: Hackernoon