Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14938 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Pudgy Penguins Hype Explodes as Analysts Predict Massive Rally – Could PepeNode Be The Next Moonshot?

Pudgy Penguins Hype Explodes as Analysts Predict Massive Rally – Could PepeNode Be The Next Moonshot?

According to on-chain data tracker Stalkchain, on October 5, $PENGU was the most popular meme coin among smart money in […] The post Pudgy Penguins Hype Explodes as Analysts Predict Massive Rally – Could PepeNode Be The Next Moonshot? appeared first on Coindoo.

Author: Coindoo
Stablecoin rewards are a real threat to banks: Maple CEO

Stablecoin rewards are a real threat to banks: Maple CEO

The post Stablecoin rewards are a real threat to banks: Maple CEO appeared on BitcoinEthereumNews.com. Sid Powell, CEO of Maple Finance, says that banks give a bad deal to depositors and are right to fear stablecoin rewards. Summary Sid Powell, CEO of Maple Finance, says there is no systemic risk in offering stablecoin rewards However, Stablecoin rewards are a real threat to banks, which are offering a bad deal to customers Circle and Tether will face increasing competition from other issuers As Coinbase CEO Brian Armstrong ramps up lobbying efforts for stablecoin rewards, the battle lines between crypto and traditional banks are becoming clearer. Banks are worried about yield-bearing stablecoins. According to Sid Powell, CEO of Maple Finance, the company behind SyrupUSD, the third-largest stablecoin yield product. They are offering a bad deal to customers, and profit massively from it, he said in an exclusive interview with crypto.news. Moreover, Powell denied that there are systemic risks to the financial system. crypto.news: Recently, Coinbase CEO Brian Armstrong pushed for lobbying on stablecoin rewards and called out banks for trying to block it. Do you see regulations shifting to allow stablecoin issuers to operate more like banks? And what are the risks involved? Sid Powell: It’s a good question. I don’t think stablecoin issuers will be allowed to act like full-fledged banks, unless they get banking charters. I believe Circle is pursuing one, or at least planning to. The core issue is that banks are licensed deposit-taking institutions. They warehouse credit risk by originating loans for mortgages, business loans, credit cards, etc. To do that, they need capital reserves and strong credit underwriting capabilities. Most stablecoin issuers aren’t equipped for that. Their lending, if any, is typically overcollateralized and limited in scope. So I think regulators will prevent stablecoin issuers from engaging in that kind of banking activity unless they formally become banks. It’s a completely different…

Author: BitcoinEthereumNews
Russian A7A5 Stablecoin Processes $6 Billion After U.S. Sanctions Hit Operators

Russian A7A5 Stablecoin Processes $6 Billion After U.S. Sanctions Hit Operators

TLDR A Russian crypto network moved over $6 billion through the A7A5 stablecoin after U.S. sanctions targeted its operators in August 2025 Network administrators destroyed and re-minted more than 80% of A7A5 tokens to break links to sanctioned wallets including Grinex exchange The A7 network has processed $86 billion in 10 months and received formal [...] The post Russian A7A5 Stablecoin Processes $6 Billion After U.S. Sanctions Hit Operators appeared first on CoinCentral.

Author: Coincentral
A Bigger, Bolder, and More Corporate Crypto Stage

A Bigger, Bolder, and More Corporate Crypto Stage

The post A Bigger, Bolder, and More Corporate Crypto Stage appeared on BitcoinEthereumNews.com. TOKEN2049 Singapore 2025 once again proved why it remains one of the most anticipated events in the crypto world. With top exchanges, investors, and innovators attending, it reflected the maturing face of the blockchain ecosystem.  But alongside its impressive scale and professionalism, many attendees noticed a shift — from the grassroots builder energy of past years to a more corporate and partnership-driven environment. A Showcase of Industry Growth This year’s edition was a clear sign of how far crypto has come. The booths of major exchanges and blockchain companies dominated the Marina Bay venue, with side events, panels, and networking sessions running nonstop.Topics like AI integration, tokenization, and global regulation highlighted the industry’s increasing alignment with traditional finance.Many attendees viewed this as a positive sign — proof that crypto has matured and is ready for large-scale collaboration with mainstream players. When Crypto Meets Formula One TOKEN2049 2025 took place from October 1–2, just days before the Formula One Grand Prix in Singapore.While the events didn’t overlap directly, the timing meant the city was already buzzing with F1 energy — hotels were packed, roads were partially closed, and prices surged as visitors from around the world arrived early. This overlap added to the city’s electric atmosphere but also created logistical challenges for attendees moving between side events. Many participants said it gave TOKEN2049 a unique “race-week” vibe — blending crypto innovation with Singapore’s high-octane energy. Evolving Focus: From Builders to Brands Compared to earlier years, TOKEN2049 2025 carried a noticeably more corporate tone.Big brands and institutional players dominated the floor, while fewer smaller projects and startups were present.Some long-time visitors mentioned missing the early “builder vibe,” but others argued that this shift shows crypto’s evolution — from experimentation to professionalization. Still the #1 Global Crypto Event Despite these changes, TOKEN2049 remains…

Author: BitcoinEthereumNews
TOKEN2049 Singapore 2025 Review: A Bigger, Bolder, and More Corporate Crypto Stage

TOKEN2049 Singapore 2025 Review: A Bigger, Bolder, and More Corporate Crypto Stage

TOKEN2049 Singapore 2025 review: major brands, new partnerships, and discussions about the event’s evolving identity.

Author: Crypto Ticker
Long Term Cryptocurrency Predictions: Why $GGs Could Lead the Future of Meme Coins on Base

Long Term Cryptocurrency Predictions: Why $GGs Could Lead the Future of Meme Coins on Base

The post Long Term Cryptocurrency Predictions: Why $GGs Could Lead the Future of Meme Coins on Base appeared on BitcoinEthereumNews.com. Cryptocurrency markets in 2025 continue to evolve with rapid adoption, innovation, and institutional involvement. Bitcoin and Ethereum remain the leading assets, but new projects are reshaping investor strategies. Presale crypto opportunities are increasingly attracting attention, with investors actively scanning the crypto presale list for projects that combine strong utility with cultural relevance. Among these, Based Eggman ($GGs) stands out as a new crypto presale coin on Base, designed to blend gaming, community, and meme culture. This article explores long-term cryptocurrency predictions while highlighting why Based Eggman is gaining traction in discussions around the best presale crypto of 2025. Why Based Eggman GGs is the Best Crypto ICO Based Eggman ($GGs) is positioning itself among the best crypto presale to buy by integrating gaming, streaming, and trading into one ecosystem. Built on Base, Coinbase’s Layer 2 blockchain, it offers scalability, low fees, and smooth onboarding, making it accessible for both new and experienced participants. The tokenomics of $GGs feature a capped supply of 389 million tokens, which supports scarcity while allowing wide distribution across gamers, traders, and exchanges. Its integration with on-chain games, streaming platforms, and live competitions brings daily use cases that extend beyond speculation. Another standout feature is its social-first design. Unlike many presale crypto projects, Based Eggman includes in-built streaming services that allow users to engage directly with the community. This focus on community-driven culture reflects the energy of meme lore, blending humor, virality, and gaming into one unique Web3 hub. By combining these elements, Based Eggman is shaping up as one of the best crypto presale 2025 opportunities, offering a distinct mix of culture and utility not often seen in cryptocurrency presales. Long-Term Cryptocurrency Predictions (2025–2030) The global cryptocurrency market currently holds a capitalization of around $2.78 trillion, and its trajectory suggests considerable growth. Analysts project that…

Author: BitcoinEthereumNews
Which Crypto to Buy Today for Long-Term ROI? Analysts See 1200% Upside Leaving ETH’s 200% Behind

Which Crypto to Buy Today for Long-Term ROI? Analysts See 1200% Upside Leaving ETH’s 200% Behind

The post Which Crypto to Buy Today for Long-Term ROI? Analysts See 1200% Upside Leaving ETH’s 200% Behind appeared first on Coinpedia Fintech News Top crypto coins like ETH and BTC are steadily rising in value, but the gains aren’t very big. As a result, investors are shifting their money more and more toward scalable DeFi platforms that offer both stable yields and the chance for capital growth. People in the market are now focusing on protocols that let …

Author: CoinPedia
Samsung Deepens Coinbase Tie, Unlocks Zero-Fee Crypto Trading for Galaxy Users

Samsung Deepens Coinbase Tie, Unlocks Zero-Fee Crypto Trading for Galaxy Users

The post Samsung Deepens Coinbase Tie, Unlocks Zero-Fee Crypto Trading for Galaxy Users appeared on BitcoinEthereumNews.com. The integration is already live, and Galaxy users in the US can purchase crypto using Samsung Wallet under the Coinbase framework. The initial rollout affects around 75 million Galaxy users in the US, with plans to expand globally over time. This marks one of Coinbase’s largest user acquisition campaigns to date, to make its services a core part of the everyday mobile experience. Coinbase and Samsung have announced an expansion of their partnership (the initial partnership announcement was in July). For US Galaxy smartphone users, Samsung Wallet now offers direct access to Coinbase One (Coinbase’s premium subscription with perks). The integration is already live, and Galaxy users in the US can purchase crypto using Samsung Pay directly within Samsung Wallet under the Coinbase framework. The initial rollout benefits around 75 million Galaxy users in the US, with plans to expand globally over time. As per the press release, Samsung users will receive a free three-month subscription to Coinbase One, which includes zero trading fees (within certain limits), boosted staking rewards, priority support, and more. Additionally, users can claim a $25 USDC credit after making their first trade via the integration. This marks one of Coinbase’s largest user acquisition campaigns to date, as the company aims to make its services a core part of the everyday mobile experience. Security is also a core part of the integration, since the partnership uses Samsung Wallet’s built-in phone security (such as fingerprint scanning and its Knox protection system) to keep users’ crypto and payments safe. Related: Google Partners with Coinbase to Enable Crypto Payments via New AI System At the end of July, Coinbase integrated Samsung Pay into its crypto purchase flows for US and Canada users, making it easier to fund accounts via Samsung’s trusted payment infrastructure. Coinbase’s Expansion Brian Armstrong, the CEO…

Author: BitcoinEthereumNews
Banks Face Competition from Stablecoins Offering 4% Yields After GENIUS Act

Banks Face Competition from Stablecoins Offering 4% Yields After GENIUS Act

TLDR The GENIUS Act, enacted in July 2025, is expected to shift deposits from traditional banks to higher-yield stablecoins, forcing banks to compete Banks currently pay around 0.40% interest on US savings accounts while stablecoins offer 3-4% yields through platforms like Aave The stablecoin market has grown to over $300 billion, adding $52 billion since [...] The post Banks Face Competition from Stablecoins Offering 4% Yields After GENIUS Act appeared first on CoinCentral.

Author: Coincentral
Walmart’s OnePay to Add Crypto Trading and Custody

Walmart’s OnePay to Add Crypto Trading and Custody

The post Walmart’s OnePay to Add Crypto Trading and Custody appeared on BitcoinEthereumNews.com. Walmart-backed fintech OnePay, a mobile app currently serving around 1.5 million users, is reportedly preparing to launch cryptocurrency trading and custody features later this year. The planned integration would allow users to buy, hold, and convert Bitcoin and Ether directly in-app, positioning OnePay alongside major US fintech peers such as PayPal, Venmo, and Cash App. As part of Walmart, the world’s largest retailer, OnePay aims to expand its reach and solidify its role as a comprehensive digital finance platform for retail consumers. Sponsored Sponsored OnePay Plans to Integrate Crypto for 1.5 Million Users OnePay, launched in 2021 with investment from Walmart and Ribbit Capital, currently provides banking, payments, credit, and savings services. Over the past two years, the app has expanded its product line to include credit cards and mobile service plans, signaling ambitions to become a full-spectrum financial platform. According to reports citing people familiar with the matter, OnePay plans to enable users to buy, hold, and convert Bitcoin (BTC) and Ether (ETH) directly within the app by the end of 2025. Zerohash, a Chicago-based blockchain infrastructure provider, will reportedly power these crypto capabilities. If implemented, the addition would position OnePay alongside established US fintech firms such as PayPal, Venmo, and Cash App, allowing users to trade digital assets through their apps. The initiative underscores OnePay’s broader effort to evolve into a “super app” that consolidates payments, banking, lending, and crypto functions under a single digital ecosystem. Zerohash to Power OnePay’s Crypto Trading and Custody Zerohash, which recently raised $104 million in a funding round that included Morgan Stanley participation, will be the technological foundation for OnePay’s planned crypto rollout. The firm provides APIs for trading, custody, and asset conversion to connect traditional financial systems with blockchain-based assets. By leveraging Zerohash’s existing infrastructure, OnePay may reduce regulatory and development…

Author: BitcoinEthereumNews