Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15095 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
EUR is a relative outperformer – Scotiabank

EUR is a relative outperformer – Scotiabank

The post EUR is a relative outperformer – Scotiabank appeared on BitcoinEthereumNews.com. The Euro (EUR) is up a marginal 0.1% against the US Dollar (USD) but still outperforming most of the G10 currencies into Friday’s NA open, attempting some stabilization following a period of significant underperformance against the USD with a near-1.5% decline over the past week or so, Scotiabank’s Chief FX Strategists Shaun Osborne and Eric Theoret report. EUR is attempting stabilization with focus on France and ECB “The EUR’s weakness has been driven by a combination of sentiment and fundamentals, with a focus on France’s ongoing political situation compounded by worrisome trade and industrial production figures from Germany.” “The ECB has maintained its neutral messaging, in speeches and the minutes of the most recent meeting delivered on Thursday. France-Germany spreads have pulled in from their recent wides, signaling some confidence in President Macron’s ability to navigate the country’s challenges with a new Prime Minister. The stabilization in euro zone-US spreads is also important, lending support to the EUR.” “EUR/USD appears to have found some near-term support around 1.1550 and the RSI looks to be steadying well above the oversold threshold at 30. In terms of support, we see nothing between current levels and 1.15, followed by the August 1 low around 1.14. Equally, resistance appears limited between current levels and the mid/upper-1.16s. We look to a near-term range bound between 1.1520 and 1.1620.” Source: https://www.fxstreet.com/news/eur-is-a-relative-outperformer-scotiabank-202510101132

Author: BitcoinEthereumNews
Bitcoin Hyper Nears $23M as the Debasement Trade Drives Bitcoin’s Next Era

Bitcoin Hyper Nears $23M as the Debasement Trade Drives Bitcoin’s Next Era

Bitcoin Hyper ($HYPER) presale nears down rapidly on $23M, even as talk of the 'debasement trade' drives Bitcoin's next era.

Author: Brave Newcoin
Plunges 5% Below Key Support Amid Crypto Weakness

Plunges 5% Below Key Support Amid Crypto Weakness

The post Plunges 5% Below Key Support Amid Crypto Weakness appeared on BitcoinEthereumNews.com. The governance token of the prominent decentralized lending protocol Aave AAVE$277.90 has faced substantial selling pressure through the past 24 hours, dipping briefly below the $270 level. The DeFi bluechip plunged 5% in the early Thursday session, sliding nearly 10% lower since this week’s high. It has modestly recovered later in the day U.S. hours, changing hands at around $272. The price action occurred amid a weak session for cryptocurrencies with bitcoin on the verge of breaking below $120,000. The broad market CoinDesk 20 Index was down more than 4% during the day. The technical picture shows bearish momentum for the DeFi major, CoinDesk Research’s analysis model suggested. Losing key support at $273 triggered a cascade of selling, accelerating the decline. Subsequent recovery attempts proved unsuccessful, with the failed rallies confirming sustained selling pressure, the model suggested. Key Technical Indicators Trading volume spiked to 63,651 units, substantially exceeding 24-hour average of 31,013 units. Technical resistance established at $280.00 level. Breakdown below critical support at $273.00 triggered additional algorithmic liquidation. Multiple recovery attempts failed, indicating sustained selling pressure. Disclaimer: Parts of this article were generated with the assistance from AI tools and reviewed by our editorial team to ensure accuracy and adherence to our standards. For more information, see CoinDesk’s full AI Policy. Source: https://www.coindesk.com/markets/2025/10/09/aave-plunges-below-key-support-levels-amid-broader-crypto-weakness

Author: BitcoinEthereumNews
2021 SOL Converted $1K into $100K, Now Analysts Predict Same Trajectory For This $0.035 Gem

2021 SOL Converted $1K into $100K, Now Analysts Predict Same Trajectory For This $0.035 Gem

In 2021, investors who spotted Solana (SOL) early watched $1,000 grow into $100,000 within months. That moment changed how people looked at crypto charts — not as random speculation but as a record of real innovation. Now analysts believe Mutuum Finance (MUTM) will follow a similar growth curve as it prepares to launch a full [...] The post 2021 SOL Converted $1K into $100K, Now Analysts Predict Same Trajectory For This $0.035 Gem appeared first on Blockonomi.

Author: Blockonomi
Ethereum Foundation Launches New Funding Mechanism to Support Privacy Developers

Ethereum Foundation Launches New Funding Mechanism to Support Privacy Developers

PANews reported on October 10th that the Ethereum Foundation's Funding Coordination Team and Keyring Network jointly launched a new funding mechanism to support privacy developers, according to an official blog post. The zkVerified permissioned vault deployed on the Keyring mainnet provides access to a compliant and privacy-preserving DeFi lending market. During the first two months, all protocol fees from the Keyring zkVerified vault will be donated to the legal defense fund of Roman Storm and Alexey Pertsev, two Tornado Cash developers currently on trial for releasing open-source code. The Ethereum Foundation stated that this model ensures that the vault's first users can directly support the legal defense of privacy-focused developers.

Author: PANews
How crypto millionaires spend their fortunes

How crypto millionaires spend their fortunes

The post How crypto millionaires spend their fortunes appeared on BitcoinEthereumNews.com. A version of this article first appeared in CNBC’s Inside Wealth newsletter with Robert Frank, a weekly guide to the high-net-worth investor and consumer. Sign up to receive future editions, straight to your inbox. The price surge in bitcoin helped created another 70,000 new crypto millionaires over the past year, adding hundreds of billions of dollars in potential spending to the economy, according to new studies. There are now an estimated 241,700 individuals with crypto holdings worth $1 million or more, up 40% from last year, according to Henley & Partners and New World Wealth. There are 450 crypto centimillionaires, or those with crypto holdings of $100 million or more, and 36 crypto billionaires, according to the report. Bitcoin’s price has more than doubled over the past year, as the dollar falls and concerns grow over deficits and fiscal spending. More friendly regulation in the U.S. and wider adoption by investors and traditional financial services companies has also increased demand. On Monday, bitcoin topped $125,000 for the first time before settling back down to around $122,000.  The total market cap of the world’s cryptocurrencies has soared to over $4.3 trillion, adding $2 trillion in paper wealth over the past three years. While still small relative to the recent stock market gains – with Nvidia itself worth over $4 trillion – the crypto boom has created substantial wealth for millennials and the younger investors who were early investors in crypto. “Bitcoin is becoming the foundation of a parallel financial system, where it is not merely an investment for speculation on fiat price appreciation, but the base currency for accumulating wealth,” said Philipp Baumann, founder of Z22 Technologies, a crypto trading firm. The new class of crypto wealthy is so recent that reliable research on their spending and investing habits remains scarce. But a new paper…

Author: BitcoinEthereumNews
What Retailers Are Buying – Small-Scale Investors Pour into these 3 High-Potential Altcoins for Possible 25X Gain in 2025

What Retailers Are Buying – Small-Scale Investors Pour into these 3 High-Potential Altcoins for Possible 25X Gain in 2025

The post What Retailers Are Buying – Small-Scale Investors Pour into these 3 High-Potential Altcoins for Possible 25X Gain in 2025 appeared first on Coinpedia Fintech News Retail investors are returning to the market. After months of cautious accumulation, small investors are diving into high-upside altcoins once more, looking for 2025’s next breakout cycle.  From real-world fintech integrations to community-driven coins with massive reach, these three tokens are quickly becoming favorites: Digitap ($TAP), BNB (BNB), and Dogecoin (DOGE). 1. How Digitap Emerges …

Author: CoinPedia
Which Crypto to Buy in October? Traders Say This Token Could Hit $1 Faster Than Dogecoin (DOGE)

Which Crypto to Buy in October? Traders Say This Token Could Hit $1 Faster Than Dogecoin (DOGE)

The post Which Crypto to Buy in October? Traders Say This Token Could Hit $1 Faster Than Dogecoin (DOGE) appeared first on Coinpedia Fintech News Traders are closely watching which tokens will reach $1 next. Dogecoin (DOGE) has slowed down after its rapid gains, while Mutuum Finance (MUTM) is gaining strong momentum. Its dual lending and borrowing ecosystem, combined with robust presale activity, makes it one of the most promising projects for October. Investors seeking utility-driven growth are turning to …

Author: CoinPedia
Crypto funding is broken. Can this new plan to help the Tornado Cash devs fix it?

Crypto funding is broken. Can this new plan to help the Tornado Cash devs fix it?

A new effort to fund the defence of Tornado Cash developers Roman Storm and Alexey Pertsev will serve as a “proof-of-concept” for a team within the Ethereum Foundation focusing on raising money for so-called public goods. If the effort succeeds in raising money for the embattled developers, it could become a model for future, crypto-based efforts to fund worthwhile causes, Vinay Vasanji, the head of the Foundation’s Strategic Funding Coordination team, told DL News. Keyring Network, a provider of verification services that rely on zero-knowledge technology, will direct three months of revenue from a new product to the developers’ defence. The product allows whitelisted institutions to privately access DeFi lending markets. “Right from the get go, we’ve had a very close ideological alignment to what the team at Tornado was building,” Keyring CEO Alex McFarlane told DL News. “We were shocked to see that Roman and Alexey were targeted in the way they were.”The prosecutionStorm, Pertsev, and a third co-founder, Roman Semenov, launched Tornado Cash in 2020. The protocol is a so-called crypto mixer that makes it difficult, if not impossible, to trace the movement of digital assets across Ethereum and several other blockchains.Prominent crypto entrepreneurs, including Ethereum co-founder Vitalik Buterin, have argued Tornado Cash provided much-needed privacy on an otherwise public ledger. Still, the protocol became popular with cybercriminals, including hackers affiliated with North Korea.In August, jurors convicted Storm of conspiracy to operate an unlicensed money transmitting business, which carries a maximum sentence of five years in prison. Storm has vowed to fight the conviction and recently asked a federal court to dismiss the verdict as well as two other charges on which the jurors were deadlocked: conspiracy to launder money and conspiracy to evade sanctions. Pertsev was convicted of money laundering by a Dutch court in 2024 and sentenced to five years in prison. He is appealing his conviction.There have been two developments in his case just this week. On Thursday, the court granted Pertsev’s request for additional investigation. The defence aims to test blockchain evidence relied on by prosecutors, according to his attorney Judith De Boer. “The prosecution appears to rely on Chainalysis labels and clustering without providing the underlying data,” she told DL News. “The Court of Appeal has ordered additional clarification from the FIOD, will appoint an independent expert, and has referred the case back to an appellate investigative judge to ensure a thorough review.” And on Friday, a judge granted Pertsev’s request to remove his ankle monitor. Both developers have gone to the crypto community hat in hand, asking for donations to fund their defence. The pair count the Ethereum Foundation, Buterin, and other prominent industry players among their donors. As of Thursday, Storm and Pertsev have raised at least 189 Ether and 799 Ether respectively, sums that were worth more than $800,000 and $3.4 million at Thursday’s prices. It has been an enormous show of support from the industry, which, by and large, views their prosecution as a threat to the ongoing development of open-source, privacy preserving technology. The solution But the developers need to continue raising money as their legal travails drag on. McFarlane and Vasanji hope that Keyring’s decision to donate proceeds from a new, yield-bearing product will inspire others to follow suit and create a more durable, consistent model for crypto-based fundraising. “One of the cool things about blockchain is it’s so openly capitalistic,” McFarlane said. But that can make it difficult to convince institutions to part with hard-earned capital in the name of the common good — in this case, defending developers’ right to build privacy-enhancing tools like Tornado Cash. “If you’re able to get a high yield and you’re also able to support the defense of two guys who’ve been wound up, frankly, in a political campaign against crypto, then that’s beneficial to everybody,” McFarlane said. Keyring’s product, which it refers to as zkVerified permissioned vaults, allows pre-approved institutional and retail investors to privately deposit crypto in yield-generating “vaults.” The process is designed to let investors access the world of decentralised finance without running afoul of the law or exposing their crypto wallets and, in turn, their onchain financial history. Vasanji said he’s been searching for initiatives that make crypto-based fundraising more reliable. “There isn’t a clear path for sustainable funding for public interest initiatives,” Vasanji said. Traditional businesses that appeal to civic-minded consumers often pledge to donate a portion of their proceeds to charitable causes. One Percent for the Planet, for example, recruits businesses such as Patagonia to donate at least 1% of their revenue to environmental conservation. Keyring’s effort differs in a key respect, according to Vasanji: Donations will happen in real-time, reducing operational and legal overhead. “The introduction of these types of mechanisms really aligns with the increasing institutional adoption of blockchains like Ethereum,” he said. “Really, what we’re trying to drive for is less operational and legal overhead, to donate quicker and larger pools of [money] for urgent initiatives, and to do that in a way that does not in any way change the inherent natural incentive structure that incentivizes people to use these protocols or projects in the first place.”Aleks Gilbert is DL News’ New York-based DeFi correspondent. You can reach him at aleks@dlnews.com.

Author: Coinstats
Pudgy Penguins and Sharps Technology Join Forces

Pudgy Penguins and Sharps Technology Join Forces

The post Pudgy Penguins and Sharps Technology Join Forces appeared first on Coinpedia Fintech News Pudgy Penguins and Nasdaq-listed Sharps Technology have partnered to combine Sharps’ Solana-based treasury system with the Pudgy Penguins brand. This collaboration aims to increase brand exposure and encourage institutional adoption by blending NFT assets with on-chain treasury strategies. It provides new ways for both retail and institutional users to engage with Solana-based assets, highlighting the …

Author: CoinPedia