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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15325 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Aave V4 Launch to Expand DeFi with New Asset Classes

Aave V4 Launch to Expand DeFi with New Asset Classes

The post Aave V4 Launch to Expand DeFi with New Asset Classes appeared on BitcoinEthereumNews.com. Key Points: Aave introduces V4, expanding DeFi collateral types dramatically. Taps into traditional finance assets for greater leverage. Potential impact on Aave’s market share and TVL growth. Aave, led by founder Stani Kulechov, announced on social media that the upcoming Aave V4 will expand DeFi collateral categories, including cryptocurrency, stocks, bonds, and real estate. This expansion marks a significant evolution in DeFi, potentially broadening scope and application, which may impact market engagement, asset diversification, and protocol design in the near future. Aave V4’s Role in Broadening DeFi Asset Inclusion Aave V4 will introduce a substantial expansion of collateral types, enabling tokenization and borrowing against traditional finance assets such as stocks, ETFs, bonds, and commodities. This launch will integrate these assets into decentralized finance, promising a fundamental change in DeFi operations. Stani Kulechov, Founder, Aave, stated, “Aave V4 will unlock a whole new collateral asset category for DeFi, covering: cryptocurrency, stocks, ETFs, various funds, bonds and fixed income products, private credit, real estate and mortgages, commodities, and accounts receivable.” Immediate implications include the anticipated acceleration of TVL (Total Value Locked) growth in Aave. With V4 enabling broader asset inclusion, Aave could see its market share increase significantly due to its innovative collateral framework. This setup can attract institutional investors eager to integrate new asset categories within DeFi. Learn more about how Aave’s TVL in V4 is driving institutional adoption in DeFi. Community and industry reactions were largely positive, with Aave’s initiative being hailed as a progressive move. Developers and experts have underscored the potential for increased liquidity and diversification, as noted in social media discussions. Kulechov’s announcement prompted active engagement on platforms like GitHub and Discord, indicating high developer interest. Aave’s Market Dynamics and Future DeFi Trends Did you know? Aave’s introduction of V4 marks a milestone in transforming DeFi by…

Author: BitcoinEthereumNews

2025/10/18

Futu Holdings Hong Kong recruitment information disclosed, may launch DeFi platform

Futu Holdings Hong Kong recruitment information disclosed, may launch DeFi platform

PANews reported on October 18th that according to LinkedIn information, Futu Holdings has disclosed recruitment information in Hong Kong, possibly launching a DeFi platform. It is reported that Futu Holdings is currently recruiting in Hong Kong for a Head of Decentralized Finance (DeFi) Blockchain Technology. This position will involve business areas such as DEX, lending protocols, and RWA. The position will drive the end-to-end design and development of multi-chain DeFi applications, including defining technical architecture, ensuring smart contract security, and leading cross-chain deployment strategies. The role will also build an infrastructure team, develop technical best practices, and play a key role in shaping the future development of the Futu DeFi platform.

Author: PANews

2025/10/18

How This New DeFi Coin Compares to Solana

How This New DeFi Coin Compares to Solana

The post How This New DeFi Coin Compares to Solana appeared on BitcoinEthereumNews.com. The search for the next big crypto often starts by looking back at tokens that delivered massive returns during their early days. Solana (SOL) is a prime example. Early adopters who spotted its potential before the 2021 rally saw extraordinary gains as the network positioned itself as a fast, low-cost alternative to Ethereum.  Now, as Solana stabilizes at a much higher valuation, analysts are turning their attention to a new DeFi project, Mutuum Finance (MUTM), which is showing early signs similar to Solana’s initial growth phase. Solana (SOL) Solana currently trades at around $180, with a market cap of roughly $87 billion, making it one of the largest cryptocurrencies in the market. Its strong performance in previous bull cycles earned it a solid reputation, but this size now acts as both a strength and a limitation. On the technical front, SOL faces major resistance between $200 and $210, with additional selling pressure likely to emerge near the $225 level. These resistance zones have historically slowed rallies, as large holders tend to lock in profits. While Solana remains a key player in the layer-1 space, its high valuation means 10x or 20x returns are no longer realistic in the same way they were in 2020–2021. Solana’s early surge was driven by explosive ecosystem growth, strong marketing, and its appeal as a faster alternative to Ethereum. But with its current size, it would take hundreds of billions of dollars in new capital for SOL to replicate similar gains. That’s why many investors who once rode Solana’s early wave are now looking toward early-stage tokens like MUTM with more room to grow. Mutuum Finance (MUTM) Mutuum Finance (MUTM) is a decentralized lending and borrowing protocol, aiming to create efficient, secure, and scalable on-chain markets. What sets it apart is its dual lending structure:…

Author: BitcoinEthereumNews

2025/10/18

Next big crypto to buy before BTC’s worldwide adoption

Next big crypto to buy before BTC’s worldwide adoption

The world is watching Bitcoin (BTC) become part of everyday finance. Banks are holding it, countries are talking about it, and investors are treating it like gold. But smart investors know that the real chance for growth lies in finding the next wave before it becomes mainstream. Mutuum Finance (MUTM) is that new name rising quietly yet strongly. Before BTC becomes a universal asset, Mutuum Finance (MUTM) could be the project that early investors discuss with pride. It is shaping up as the best crypto to invest in a fast-changing world of digital finance, where today’s decisions can create tomorrow’s leaders in the market.The presale window that investors are watchingMutuum Finance (MUTM) is now in Phase 6 of its presale. Out of its total 4 billion supply, the project has already raised about $17.5 million where almost half of the total supply is sold out. The current price stands at $0.035 with more than 17,400 holders. Around 68% of the Phase 6 supply is already sold out of 170 million tokens. Once this phase reaches full allocation, the price will rise by 15% to $0.040 in Phase 7. This makes it the last discounted window at this price before the next jump. Investors looking at crypto prices today are already noticing how fast this window is narrowing as the presale nears completion.Mutuum Finance has successfully passed a smart contract audit by CertiK, achieving an impressive Token Scan score of 90/100. This strong result boosts investor confidence and has helped accelerate the project’s ongoing presale fundraising, signaling that its core code meets high security standards. In partnership with CertiK, Mutuum Finance has also launched a $50,000 bug bounty program, encouraging the community to identify potential vulnerabilities before mainnet launch. Rewards are distributed based on severity level:Critical — Up to $2,000 Major — Up to $1,000 Medium — Up to $500 Low — Up to $200Building the next layer of DeFiWhile Bitcoin is the world’s digital base, Mutuum Finance (MUTM) aims to be the system built above it. It combines lending, borrowing, and staking into one powerful decentralized platform. Through its Peer-to-Contract (P2C) feature, users will lend popular tokens like ETH or USDT into liquidity pools that automatically generate returns. For more adventurous users, the Peer-to-Peer (P2P) option allows direct agreements using tokens such as DOGE or FLOKI. This flexible structure allows everyone—from cautious savers to bold traders—to participate in the same network. Mutuum Finance (MUTM) is designed to create everyday utility, making it stand out among the best crypto projects that focus on real utility delivery.Growing through real useThe strength of Mutuum Finance (MUTM) comes from real use, not speculation. The lending and borrowing features will soon launch on the Sepolia Testnet in Q4 2025 with USDT and ETH initially. This will let users try the system before the main release. This upcoming version will include main components such as a liquidity pool, mtToken, debt token, and a liquidator bot to ensure stability and security. For example, someone lending $15,000 in USDT will receive mtUSDT in return, which can be staked to earn MUTM rewards. Each action—from lending to staking—adds to the demand for MUTM tokens. This use-driven cycle gives the project lasting growth power. Every transaction, every stake, and every loan brings more movement and attention to Mutuum Finance (MUTM), creating steady excitement even before full potential exchange listings begin.The buy and distribute model, Layer-2 beta and the confidence factorMutuum Finance (MUTM) will soon introduce a Layer-2 post official launch. This next-generation upgrade will allow faster and cheaper transactions. Thousands of early users are expected to join this beta to test lending, borrowing, and staking. The activity from these testers will help the project build trust and community before BTC’s full global integration. As the crypto world expands, Mutuum Finance (MUTM) aims to be ready with a system that serves users at scale while keeping performance smooth and affordable.One of the most exciting parts of Mutuum Finance (MUTM) is its buy-and-distribute reward system. Platform revenue will be used to buy MUTM tokens from the open market. These purchased tokens will then be distributed to mtToken stakers as rewards. This creates a healthy cycle where platform activity drives new demand for the token. As usage increases, the buybacks will continue, helping stakers enjoy growing rewards over time. This model is simple and transparent, showing how community participation supports both individual users and the entire ecosystem.An early investor in Phase 2 at $0.015 who spent $10,000 now holds about 667K MUTM. At today’s presale price of $0.035, that investment is already valued around $23K—a 133% gain before the project even reaches public exchange stages. When the project expands and continues to grow in real-world activity, these early buyers stand to see impressive returns. The logic is simple: early entry equals stronger rewards.The final call before the boomMutuum Finance (MUTM) has already launched its 24-hrs leaderboard. Every day, the user who secures the top rank will receive a $500 MUTM bonus, provided they make at least one transaction within that 24-hour timeframe. The leaderboard resets automatically at 00:00 UTC each day. This hands-on experience helps build an active and loyal community where every participant can see progress in real time.Many investors are looking for a before-the-boom opportunity like Mutuum Finance (MUTM) before BTC becomes widely used. There are only 68% of Phase 6 left to sell, thus time is running out before the price goes up to $0.040 in Phase 7. This presale is one of the clearest openings in the market for anyone who is tracking crypto prices today. Mutuum Finance (MUTM) is already getting ready for the next wave of global adoption. For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinanceThe post Next big crypto to buy before BTC’s worldwide adoption appeared first on Invezz

Author: Coinstats

2025/10/18

Didn’t Buy AVAX at $3? LivLive’s $0.02 Presale Entry Looks Like the Next Best Crypto to Buy for 100x Gains

Didn’t Buy AVAX at $3? LivLive’s $0.02 Presale Entry Looks Like the Next Best Crypto to Buy for 100x Gains

Missed AVAX at $3? LivLive ($LIVE) is raising $2M at $0.02, merging AR, blockchain, and real rewards with 100x ROI potential and 30% EARLY30 bonus.

Author: Blockchainreporter

2025/10/18

DeFi protocol Mutuum Finance nears $20m in funding ahead of V1 launch

DeFi protocol Mutuum Finance nears $20m in funding ahead of V1 launch

Mutuum Finance nears $20m presale as it gears up for its Q4 2025 DeFi lending protocol launch. The DeFi space is preparing for its next wave of innovation, and Mutuum Finance (MUTM) is quickly becoming one of the most talked-about…

Author: Crypto.news

2025/10/18

Next 1000X Meme Coin? Michael Saylor Identifies 7 Explosive Tokens

Next 1000X Meme Coin? Michael Saylor Identifies 7 Explosive Tokens

FLOKI has always been more than a meme – it’s a movement. Now, as the market eyes the next 1000X […] The post Next 1000X Meme Coin? Michael Saylor Identifies 7 Explosive Tokens appeared first on Coindoo.

Author: Coindoo

2025/10/18

State Street Corporation (STT) Stock: AUM Soars 15% as Fee Revenues Climb 8% and Provisions Drop

State Street Corporation (STT) Stock: AUM Soars 15% as Fee Revenues Climb 8% and Provisions Drop

TLDR Fee growth drives State Street’s 23% EPS surge in Q3 2025. Assets hit records as State Street posts strong quarterly gains. Lower provisions lift profits amid expense and margin pressures. State Street’s $51.7T in assets underscores its global dominance. Fee-led growth offsets NII decline in State Street’s solid Q3. State Street Corporation (NYSE: KN) [...] The post State Street Corporation (STT) Stock: AUM Soars 15% as Fee Revenues Climb 8% and Provisions Drop appeared first on CoinCentral.

Author: Coincentral

2025/10/18

Babylon Enables Native Bitcoin Collateral in DeFi: Finance Redefined

Babylon Enables Native Bitcoin Collateral in DeFi: Finance Redefined

The post Babylon Enables Native Bitcoin Collateral in DeFi: Finance Redefined appeared on BitcoinEthereumNews.com. Bitcoin infrastructure company Babylon Labs claimed to have developed a system that enables native Bitcoin to be used as collateral for borrowing assets on Ethereum. Babylon Labs co-founder and Stanford University professor David Tse said on Wednesday that the company built a proof-of-concept that allows native Bitcoin to be used “trustlessly” as collateral for loans on Ethereum.  The comments follow a white paper release from the company, revealing a Bitcoin trustless vault system that leverages Bitcoin smart contract verification BitVM3 to lock BTC in per-user vaults. Here, withdrawals are gated by proofs of external smart contract state verified on Bitcoin.  This system allows users to lock Bitcoin and bring it to Ethereum without relying on a custodian or bridge.  A schematic of the Bitcoin vault-based lending system. Source: Babylon Labs Continue reading BNB Chain sees record user activity, transactions up 151% in 30 days Daily active addresses on BNB Chain hit an all-time high on Monday, as the network’s native crypto token reached a new price record.  According to Nansen, sender-only active addresses on the blockchain reached a record 3.46 million on Monday, surpassing its previous high of 3.44 million in December 2023.  The data analytics platform also showed that in the last 30 days, BNB Chain’s successful transactions reached 500 million, a 151% surge from the previous 30-day period. This puts the network second to Solana, which holds the top spot for transactions.  In terms of active wallet addresses, BNB Chain ranked third with nearly 200 million addresses active during the time frame. This record put it close to surpassing layer-2 network Base.  Addresses that sent a transaction on BNB Chain. Source: Nansen  Continue reading Hyperliquid now allows anyone to deploy perpetual futures, for a price Decentralized exchange Hyperliquid introduced a new update that allows third parties to launch…

Author: BitcoinEthereumNews

2025/10/18

10 Top Blockchain Projects Redefining the Future of Finance

10 Top Blockchain Projects Redefining the Future of Finance

Blockchain is transforming the way we perceive money, investing, and ownership. It’s no longer just about cryptocurrency trading; it’s about building a smarter, faster, and more open financial world. With new projects launching every week, it can be tough to spot which ones are actually shaping the future and which are just hype. That’s why […] The post 10 Top Blockchain Projects Redefining the Future of Finance appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/10/18

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