Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15846 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Strategy CEO on Preferred Stock: Bitcoin Adoption Tool for Risk-Averse Investors

Strategy CEO on Preferred Stock: Bitcoin Adoption Tool for Risk-Averse Investors

The post Strategy CEO on Preferred Stock: Bitcoin Adoption Tool for Risk-Averse Investors appeared on BitcoinEthereumNews.com. Strategy CEO Phong Le positioned the company’s preferred stock offerings as vehicles for stealth Bitcoin adoption during a November 11 interview, targeting investors who would never directly purchase the underlying asset. Le described how the company’s preferred stocks appeal to both Gen Z retail investors on Robinhood and retirees seeking income without equity volatility. They pay dividends ranging from 8% to 10.25%, backed by Strategy’s Bitcoin treasury. It creates what Le called a product-market fit between Bitcoin-backed securities and risk-averse savers. Preferred Stocks Target Bitcoin Skeptics Preferred stocks are hybrid securities that sit between debt and equity in a company’s capital structure. They typically pay fixed dividends and have priority over common shares in bankruptcy, but lack voting rights and upside participation compared to common stock. Strategy launched four Bitcoin-backed preferred offerings over the past eight months, with the most recent called STRC providing 10.25% monthly dividends. Le explained that a 25-year-old with $10,000 in savings previously had few attractive options beyond bank accounts earning near-zero or money markets at 4% pre-tax yields. They offer double-digit yields in a tax-advantaged structure backed by Bitcoin appreciation. Investors are not required to understand or believe in the underlying asset. Le noted that retirees and cautious savers who would never purchase MSTR shares or self-custody Bitcoin suddenly become comfortable with the preferred structure because it resembles traditional fixed-income products. Robinhood listed Strategy’s preferreds despite never previously supporting preferred securities on its platform, requiring technical development to handle dividend-paying instruments. Le attributed the move to customer demand from Robinhood’s retail base seeking yield products beyond equities. Phong Le during his interview with True North | Source: True North/X 2026 Bank Custody Bet Drives Strategy Le made his boldest prediction when asked about Bitcoin’s future adoption trajectory, stating a central US bank will offer Bitcoin…

Author: BitcoinEthereumNews
Coinbase Hires Former Goldman Sachs Partner to Advance Everything Exchange Platform

Coinbase Hires Former Goldman Sachs Partner to Advance Everything Exchange Platform

The post Coinbase Hires Former Goldman Sachs Partner to Advance Everything Exchange Platform appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Coinbase has appointed Liz Martin, a former Goldman Sachs partner with 25 years in global markets and consumer finance, as VP of Product to lead the development of its Everything Exchange platform. This initiative aims to consolidate trading, borrowing, staking, spending, and earning services into a unified crypto ecosystem. Coinbase’s Everything Exchange platform integrates multiple crypto services for seamless user access. Liz Martin’s extensive finance background will drive product innovation and market expansion. The hire aligns with growing institutional interest in crypto, as evidenced by recent analyst upgrades and service acquisitions. Coinbase appoints Liz Martin as VP of Product for Everything Exchange platform. Discover how her Goldman Sachs expertise enhances crypto trading, staking, and more. Stay ahead in the evolving crypto market—explore now. What is Coinbase’s Everything Exchange Platform? Coinbase’s Everything Exchange is a comprehensive platform designed to serve as a one-stop solution for cryptocurrency users by integrating essential services like trading, borrowing, staking, spending, and earning into a single ecosystem. Launched as part of Coinbase’s strategic expansion, it aims to simplify access to advanced features such as tokenized…

Author: BitcoinEthereumNews
Capital Flows From Bitcoin ETFs Into AI Presales Like IPO Genie

Capital Flows From Bitcoin ETFs Into AI Presales Like IPO Genie

The post Capital Flows From Bitcoin ETFs Into AI Presales Like IPO Genie appeared on BitcoinEthereumNews.com. Crypto Presales Discover how the crypto market is shifting as billions exit Bitcoin ETFs and flow into AI presales like IPO Genie, redefining the next big opportunity. U.S. Bitcoin ETFs have just seen one of their biggest outflow streaks in months, with over $564 million pulled from institutional funds in a single trading session. Fidelity’s Wise Origin fund led the withdrawals with $263.9 million, while all twelve U.S. products recorded redemptions. Even with total assets still near $130 billion, investor sentiment is shifting. Portfolio managers are taking profits, traders are cautious, and retail investors are torn between fear of missing out and fear of buying the top. The signal is clear: money isn’t leaving crypto; it’s moving. Capital is rotating from mature assets like Bitcoin ETFs into new opportunities built around AI innovation and early access. Projects such as IPO Genie ($IPO) are capturing this momentum, blending artificial intelligence with blockchain to create the next wave of high-growth presales before the market catches on. Bitcoin ETF $564M Outflows Signal Market Shift Bitcoin ETFs solved adoption for large players. Tickers replaced private keys. Risk desks blessed exposure. Liquidity poured in and helped support higher floors for price. The tone changed when flows reversed. The most recent print showed more than $564 million in net outflows across the suite, with Fidelity’s Wise Origin contributing roughly $263.9 million on its own. Reports noted that all twelve U.S. products saw redemptions on the day. Traders called it a wake up call. Liquidity matters in the short run, and the tape felt lighter. AUM near $130 billion remains impressive, but the direction of travel is what sets the mood. For everyday investors, this creates anxiety. They worry about missing a bounce. They also fear exit liquidity for larger players. The message from flows is simple.…

Author: BitcoinEthereumNews
Redstone Report Suggests Yield-Bearing Stablecoins Like Tether May Grow Amid GENIUS Act

Redstone Report Suggests Yield-Bearing Stablecoins Like Tether May Grow Amid GENIUS Act

The post Redstone Report Suggests Yield-Bearing Stablecoins Like Tether May Grow Amid GENIUS Act appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Yield-bearing assets in crypto, such as interest-generating stablecoins, are poised for rapid growth due to regulatory clarity from the GENIUS Act. These assets allow holders to earn returns on holdings, bridging the gap between traditional finance and blockchain innovation. Institutional adoption is accelerating, with market sizes surging 300% in the past year. Regulatory Boost from GENIUS Act: The legislation provides a framework for dollar-pegged cryptocurrencies, enabling indirect yield distribution through exchanges and brokers. Market Expansion: Yield-bearing stablecoins now compete with giants like Tether and Circle, capturing a larger share of the $3.55 trillion crypto market. Untapped Potential: Only 8-11% of crypto assets generate yield compared to 55-65% in traditional finance, highlighting room for growth up to $300-400 billion in value. Discover how yield-bearing assets in crypto are transforming finance via the GENIUS Act. Learn about surging stablecoin yields, regulatory loopholes, and institutional opportunities—explore now for investment insights! What Are Yield-Bearing Assets in Crypto? Yield-bearing assets in crypto are blockchain-based tokens or stablecoins that generate returns for holders, similar to interest in traditional finance. These assets, often pegged to the…

Author: BitcoinEthereumNews
Investors Are Rushing Into This New Crypto Coin, Could It Be Q4 2025’s Biggest Surprise?

Investors Are Rushing Into This New Crypto Coin, Could It Be Q4 2025’s Biggest Surprise?

There is at least one project that surprises all when it comes to every market cycle. With Q4 2025 in sight, more traders say they have discovered it. By far, the initial signs are already present in the virtual world: the emerging interest in the matter, progressing tempo, good rates and a roadmap that is […]

Author: Cryptopolitan
Sierra Protocol Launches First-Ever Liquid Yield Token (LYT) on Avalanche Powered by OpenTrade

Sierra Protocol Launches First-Ever Liquid Yield Token (LYT) on Avalanche Powered by OpenTrade

The post Sierra Protocol Launches First-Ever Liquid Yield Token (LYT) on Avalanche Powered by OpenTrade appeared on BitcoinEthereumNews.com. As soon as a user purchases SIERRA, yield starts to accumulate instantly. In contrast to many other LYTs, there are no hidden fees, lockups, minimums, or staking restrictions to earn yield. By managing processes for each of Sierra’s yield sources via a single protocol, the OpenTrade platform is able to abstract the complexity of the operational process. SIERRA, a brand new Liquid Yield Token (LYT) that is the first of its type, has been launched on the Avalanche network, according to an announcement made by Sierra Protocol. In the Sierra web app or on LFJ (previously Trader Joe), the biggest decentralized exchange on Avalanche, users may now gain permissionless access to SIERRA tokens by exchanging USDC directly with any wallet of their choosing. This allows users can acquire access to SIERRA tokens without any restrictions. As soon as a user purchases SIERRA, yield starts to accumulate instantly. In contrast to many other LYTs, there are no hidden fees, lockups, minimums, or staking restrictions to earn yield. Since LYTs are not directly pegged to the United States Dollar or any other fiat currency, they differ from yield-bearing stablecoins. LYTs, on the other hand, are supported by stablecoin reserves, which result in yield that is distributed to holders of LYT. SIERRA is the only company to have a diverse portfolio of yield producing reserves that includes both investment-grade RWAs and blue-chip DeFi protocols. This is an innovation that SIERRA brings to the table in comparison to other LYTs. According to Sierra’s Risk Framework, the portfolio of reserves that support SIERRA is constantly rebalanced in response to shifting market circumstances. This is done in order to reflect the reality of the situation. Using the website, a CSV download, or the API, users are provided with free access to extensive data that may assist them in making…

Author: BitcoinEthereumNews
A Redstone report claims yield-bearing assets are going to grow rapidly

A Redstone report claims yield-bearing assets are going to grow rapidly

The post A Redstone report claims yield-bearing assets are going to grow rapidly appeared on BitcoinEthereumNews.com. Redstone analysts say yield-bearing assets, another sort of crypto application, are about to have their time in the spotlight. The blockchain firm expects yield-bearing assets to grow rapidly as institutional adoption accelerates, thanks to the passage of the GENIUS Act.  The GENIUS Act is the foundation of a regulatory framework for dollar-pegged cryptocurrencies, and according to a report from Redstone, it is sparking a surge in interest-bearing stablecoins. Redstone on the potential of yield-bearing assets The report claims that the market size of interest-bearing stablecoins has already jumped 300% over the past year because new projects have emerged to compete with Tether and Circle. The researchers pointed out that yield-generating assets only make up 8% to 11% of crypto, compared to 55% to 65% of traditional finance, which proves there is much more space for crypto’s yield infrastructure to grow.  While crypto’s total market capitalization was about $3.55 trillion, only $300 billion to $400 billion of those assets generated any yield, the report also said. According to Redstone, that gap presents crypto with its “greatest opportunity.”  Once the industry starts offering standard yields alongside clear risk metrics, it becomes even more attractive than TradFi, something some crypto-native observers claim has the banks worried.  GENIUS Act loophole makes yield-bearing assets attractive Yield-bearing assets have indeed been on the up and up this year, but despite the strong metrics and the clear merits that tokenization offers, institutional investors have remained skittish; they just won’t feel safe unless there are clear risk metrics.  The GENIUS Act provides regulatory clarity, and it also makes some interesting demands that affect yield-bearing assets like stablecoins in the USA and ensures they have a bright future in the industry.  In traditional finance, capital is known to routinely earn interest, but most crypto assets do not provide any…

Author: BitcoinEthereumNews
Crypto Market Rotation: Capital Flows From Bitcoin ETFs Into AI Presales Like IPO Genie

Crypto Market Rotation: Capital Flows From Bitcoin ETFs Into AI Presales Like IPO Genie

U.S. Bitcoin ETFs have just seen one of their biggest outflow streaks in months, with over $564 million pulled from […] The post Crypto Market Rotation: Capital Flows From Bitcoin ETFs Into AI Presales Like IPO Genie appeared first on Coindoo.

Author: Coindoo
Ethereum (ETH) and Mutuum Finance (MUTM): Top Reasons Whales Are Targeting These 2 Cryptos in 2025

Ethereum (ETH) and Mutuum Finance (MUTM): Top Reasons Whales Are Targeting These 2 Cryptos in 2025

Institutional capital is set to reposition itself in preparation for the coming market cycle. Both Ethereum and Mutuum Finance are shown to consistently appear in whale accumulation trends. Although Ethereum continues to hold one of its top positions in terms of long-term value addition to its networks and stability within its ecosystems, whales are now […]

Author: Cryptopolitan
Theta Price Update: THETA Moves Near $0.45 — Why EV2 Presale Is Capturing Investor Attention Across Crypto and Gaming Communities

Theta Price Update: THETA Moves Near $0.45 — Why EV2 Presale Is Capturing Investor Attention Across Crypto and Gaming Communities

The THETA price has been inching upward but still feels like it is missing that extra push. Theta continues to find stability in a market currently battling to hold ground as it consolidates near $0.47. Meanwhile, investors are closely monitoring the token to see if the quiet movement hints towards a possible breakout. In another […] The post Theta Price Update: THETA Moves Near $0.45 — Why EV2 Presale Is Capturing Investor Attention Across Crypto and Gaming Communities appeared first on CryptoSlate.

Author: CryptoSlate