DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

67393 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Polkadot’s $50M Bitcoin Reserve Gamble: Community Clashes Over 500K DOT DCA Plan—Hedge or Risk?

Polkadot’s $50M Bitcoin Reserve Gamble: Community Clashes Over 500K DOT DCA Plan—Hedge or Risk?

A new proposal to convert 500,000 DOT, worth roughly $50 million, into Bitcoin has sparked debate within the Polkadot community. The plan, introduced by a community member known as hippiestank, seeks to diversify the Polkadot treasury and improve its long-term financial stability through the creation of a strategic Bitcoin reserve. Community Split Over Plan to Turn 500K DOT Into Bitcoin for Strategic Hedge Introduced in early June, the plan suggests using a dollar-cost averaging (DCA) approach to gradually accumulate Threshold Bitcoin (tBTC) over the course of one year. According to the proposal, BTC could act as a hedge during market downturns while deepening on-chain liquidity and boosting incentives for Polkadot’s DeFi ecosystem. However, not everyone is convinced. POLKADOT COMMUNITY EYES BITCOIN RESERVE USING 501,000 DOT – The Polkadot community floated a proposal to create a Bitcoin reserve using 501,000 $DOT . Key Details: – The proposal plans to convert 500,000 DOT into tBTC, a Bitcoin-backed token on Ethereum, using Hydration’s… pic.twitter.com/YXSQVhc9fE — BSCN (@BSCNews) June 13, 2025 The plan would use Hydration’s automated system to carry out the conversions. It involves topping up a proxy account that feeds into a rolling DCA schedule. A small amount, 0.005 tBTC, would also be added to the Hydration Omnipool, enabling liquidity provisioning through Threshold Network’s decentralized bridge. The projected rate sets 1 DOT at roughly 0.000041 tBTC. The idea has divided the Polkadot community. Supporters view Bitcoin as a hedge against market uncertainty and a way to preserve value. “This proposal is about risk management and operational continuity, not market timing or speculation,” the proposer wrote in the forum discussion. They argued that waiting for ideal market conditions would make diversification impossible and leave the treasury exposed. Critics, however, question the plan’s timing. DOT is currently trading near yearly lows, while Bitcoin is holding steady above $100,000. One community member commented, “I just don’t see how we can do this and for it to really provide any value, short or long term… it’s likely to do more harm than good with the additional downward pressure that we’re already contending with.” Despite the concerns, the proposal argues the move isn’t about timing the market but protecting the network’s future. “I believe the ‘DOT ATL, BTC ATH’ argument misframes the situation. This proposal is about risk management and operational continuity, not market timing or speculation.” the proposer wrote . Others expressed concerns about transparency and community outreach. One participant suggested the proposal should be shared with a broader audience on X (formerly Twitter) before advancing. The concern reflects a deeper tension within the ecosystem about how much authority should be granted to a smaller group of forum contributors versus wider community engagement. Discussions are still ongoing, but the author of the proposal says the vote could go on-chain as early as next week, depending on feedback. If passed, Polkadot would become one of the few blockchain ecosystems experimenting with a Bitcoin-backed treasury, an idea that could set precedent across the space. Whether the proposal is a safeguard or a risk remains a matter of heated debate. For now, the decision rests with the community. Corporate Bitcoin Reserves Surge as Polkadot Joins Institutional Trend Polkadot’s $50 million Bitcoin reserve move is part of a broader shift, as more companies look to Bitcoin as a strategic treasury asset. Just yesterday, Nasdaq-listed fintech firm Mercurity announced plans to raise $800 million to establish a long-term Bitcoin reserve. 🚀 Mercurity Fintech Holding, a digital finance firm traded on Nasdaq, has announced plans to raise $800 million to establish a Bitcoin reserve. #Bitcoin #Mercurity https://t.co/wW04xWFkRx — Cryptonews.com (@cryptonews) June 12, 2025 The company aims to integrate BTC into its blockchain-native reserve framework through custody, staking, and tokenized treasury management solutions. If completed, Mercurity’s reserve would place it among the world’s top corporate Bitcoin holders—just ahead of GameStop, according to data from Bitbo. This momentum reflects a sharp rise in institutional adoption. As of June 2025, at least 223 public companies now hold Bitcoin on their balance sheets, up from 124 just a year ago. Collectively, these firms hold over 819,000 BTC, or roughly 3.9% of Bitcoin’s total supply, based on data from BitcoinTreasuries.net. Meanwhile, Polkadot is also doubling down on crypto-native tools. A community-approved launch of a non-custodial, Visa-compatible Polkadot payment card signals broader ambitions in crypto-finance, with Bitcoin now at the heart of that playbook. From fintech firms to blockchain ecosystems, corporate Bitcoin adoption is no longer the exception, it’s becoming the strategy.

Author: CryptoNews
XRP price weathers market-wide volatility as Ripple-SEC file motion to release $125 million held in escrow

XRP price weathers market-wide volatility as Ripple-SEC file motion to release $125 million held in escrow

Ripple’s (XRP) price is currently trading at around $2.14 at the time of writing on Friday as investors in the crypto market navigate the sudden spike in volatility triggered by geopolitical tensions in the Middle East.

Author: Fxstreet
Cardano founder proposes to exchange $100 million ADA for BTC and stablecoins to revitalize DeFi

Cardano founder proposes to exchange $100 million ADA for BTC and stablecoins to revitalize DeFi

PANews reported on June 13 that according to CoinDesk, Cardano founder Charles Hoskinson proposed in a live broadcast to use $100 million of ADA in the treasury to exchange for

Author: PANews
Bitcoin eyes $110k, but this new memecoin could make investors wealthy

Bitcoin eyes $110k, but this new memecoin could make investors wealthy

As Bitcoin edges toward $110k, a new contender, XYZVerse, is drawing attention for its blend of sports fandom and memecoin momentum. #partnercontent

Author: Crypto.news
OKG Research: Bank interest rates can’t keep up with inflation? On-chain financial management returns easily exceed 5%

OKG Research: Bank interest rates can’t keep up with inflation? On-chain financial management returns easily exceed 5%

Have you noticed that it has become increasingly difficult to find suitable financial products in the past two years? Bank interest rates continue to fall, the returns of government bonds

Author: PANews
New Crypto Presale Could Possibly Make You Massive Gains, and Here’s Why Neo Pepe Leads

New Crypto Presale Could Possibly Make You Massive Gains, and Here’s Why Neo Pepe Leads

This content is provided by a sponsor. In the electrifying realm of cryptocurrency, where fortunes are forged and narratives spun, meme coins have frequently been dismissed as ephemeral trends. Yet, a select few have defied skepticism, transforming modest initial outlays into monumental windfalls. Neo Pepe is rapidly emerging as a formidable contender in this exclusive […]

Author: Bitcoin.com News
Building the cornerstone of the AI economy: How does AI reshape the stablecoin landscape?

Building the cornerstone of the AI economy: How does AI reshape the stablecoin landscape?

Author: 0xJeff Compiled by: Tim, PANews Stablecoins are the most important infrastructure ever created in the crypto space. Without stablecoins, we would not have a stable unit of account for

Author: PANews
In-depth analysis of Hyperlane: a permissionless cross-chain protocol that connects more than 150 blockchains

In-depth analysis of Hyperlane: a permissionless cross-chain protocol that connects more than 150 blockchains

Author: Ryan Yoon, Yoon Lee | Tiger Research Key Points True permissionless deployment: Unlike competitors that require approval processes or whitelists, Hyperlane allows any developer to instantly deploy and connect

Author: PANews
QCP Asia: Escalating geopolitical conflicts drag down the market, BTC falls 3%

QCP Asia: Escalating geopolitical conflicts drag down the market, BTC falls 3%

PANews June 13 news, according to QCP Asia analysis, Israel's airstrike on Iran's nuclear facilities and the death of the Iranian Revolutionary Guard Commander-in-Chief Salami triggered a surge in safe-haven

Author: PANews
Circle plunges nearly 10% as XRP Ledger integrates USDC, EVM sidechain to launch in Q2

Circle plunges nearly 10% as XRP Ledger integrates USDC, EVM sidechain to launch in Q2

Stablecoin issuer Circle (CRCL) saw a 9.1% decline on Thursday after it revealed that it has integrated USDC on the XRP Ledger (XRPL), making it available for businesses and users on the remittance-based token's blockchain.

Author: Fxstreet