The post Ripple’s RLUSD Expands to Layer 2 Networks, Advancing Multichain Stablecoin Potential appeared on BitcoinEthereumNews.com. Ripple has launched its U.S.-The post Ripple’s RLUSD Expands to Layer 2 Networks, Advancing Multichain Stablecoin Potential appeared on BitcoinEthereumNews.com. Ripple has launched its U.S.-

Ripple’s RLUSD Expands to Layer 2 Networks, Advancing Multichain Stablecoin Potential

2025/12/16 08:23
  • Ripple USD (RLUSD) first U.S.-regulated stablecoin to deploy natively on L2s via Wormhole NTT.

  • Expansion starts on Optimism, extending to Base, Ink, and Unichain for seamless cross-chain operations.

  • RLUSD holds over $1 billion in Ethereum liquidity, with 79.2% distribution there and 20.8% on XRPL, per DeFiLlama data.

Ripple USD (RLUSD) expands to Layer 2 networks, boosting multichain stablecoin adoption. Discover how this regulated innovation enhances DeFi liquidity and XRP utility—explore the details now.

What is Ripple USD’s Expansion to Layer 2 Networks?

Ripple USD (RLUSD), Ripple’s stablecoin regulated under a New York Department of Financial Services Trust Charter, has now expanded to multiple Layer 2 networks for the first time. This multichain rollout, beginning with testing on Optimism, Base, Ink, and Unichain, utilizes Wormhole’s Native Token Transfers (NTT) standard to enable native issuance and transfers without traditional bridging risks. The initiative supports Ripple’s broader strategy for compliant, efficient stablecoin deployment across ecosystems.

How Does Wormhole’s NTT Framework Benefit RLUSD’s Multichain Deployment?

The NTT framework allows RLUSD to operate as a native token on each supported chain, eliminating the vulnerabilities associated with wrapped tokens or centralized bridges. This preserves full control over issuance and redemption while minimizing counterparty risks, as confirmed by Ripple’s technical documentation. For instance, institutions can now transfer RLUSD seamlessly between Layer 2s like Optimism and Base, fostering deeper liquidity pools without fragmentation. Experts note that this approach aligns with growing demands for secure, scalable DeFi infrastructure, with Wormhole processing over 1 billion cross-chain messages annually. Ripple’s SVP of Stablecoin, Jack McDonald, emphasized, “Stablecoins are the gateway to DeFi and institutional adoption. By launching RLUSD on these L2 networks, we are setting the standard where compliance and on-chain efficiency converge.” This deployment positions RLUSD ahead of competitors by integrating regulatory oversight directly into multichain operations, reducing settlement times to seconds and enhancing capital efficiency for users in high-volume trading environments.

Frequently Asked Questions

What Layer 2 Networks is Ripple USD Expanding To?

Ripple USD (RLUSD) is initially rolling out on Optimism, Base, Ink, and Unichain through Wormhole’s NTT integration. This selection targets high-throughput Ethereum scaling solutions, enabling RLUSD to support faster, cheaper transactions while maintaining U.S. regulatory compliance under NYDFS oversight.

How Does RLUSD’s Regulation Compare to Other Stablecoins?

Unlike USDC or USDT, RLUSD operates under a rigorous NYDFS Trust Charter, with Ripple pursuing an OCC charter for federal supervision. This dual-layer regulation ensures monthly attestations and full reserves, providing superior transparency and institutional trust for cross-border payments and DeFi applications.

Key Takeaways

  • Regulatory Innovation: RLUSD’s native L2 deployment establishes a benchmark for compliant multichain stablecoins, directly challenging established players like USDC.
  • Enhanced Liquidity: Integration with Wormhole NTT boosts XRP interoperability, enabling wrapped XRP pairings for lending and yield farming across chains.
  • Institutional Focus: With over 75 global licenses, Ripple strengthens RLUSD’s role in DeFi, urging users to monitor upcoming full launches for expanded utility.

Source: DeFiLlama

Conclusion

Ripple USD (RLUSD)’s expansion to Layer 2 networks via Wormhole’s NTT framework underscores Ripple’s commitment to bridging traditional finance with blockchain innovation. By prioritizing RLUSD regulatory compliance and multichain efficiency, this move not only bolsters XRP’s liquidity role but also paves the way for broader institutional adoption in DeFi. As Ripple advances toward full RLUSD launch next year, stakeholders should watch for increased interoperability and global licensing impacts to shape the future of stablecoin ecosystems.

Ripple has expanded its U.S.-regulated stablecoin, Ripple USD (RLUSD), to Layer 2 networks for the first time, advancing its multichain strategy ahead of a full launch next year. The testing phase kicks off on Optimism, Base, Ink, and Unichain, leveraging Wormhole’s Native Token Transfers (NTT) standard. This technology facilitates asset movement across chains without wrapped tokens or conventional bridges, positioning RLUSD as the pioneering U.S. Trust-regulated stablecoin on these L2 platforms.

Unlike typical bridged assets, the NTT framework ensures RLUSD’s native issuance and governance remain intact across all chains. This mitigates bridge-related risks, upholds liquidity standards, and offers a compliant avenue for institutional DeFi growth. The announcement highlights Optimism as the initial hub, with interconnected support for Base, Ink, and Unichain through unified NTT infrastructure, allowing Ripple to expand RLUSD scalability without ecosystem silos.

Ripple’s SVP of Stablecoin, Jack McDonald, noted that this expansion addresses surging institutional needs for a compliant stablecoin with seamless cross-chain mobility and reliable supervision. “Stablecoins serve as the entry to DeFi and institutional uptake,” he stated. “Launching RLUSD on these L2s establishes compliance and on-chain performance as the new norm.”

RLUSD’s foundation stems from a New York Department of Financial Services (NYDFS) Trust Charter, among the strictest in the crypto sector. As reported by COINOTAG, Ripple has submitted an application for an OCC charter; approval would render RLUSD the first stablecoin under concurrent state and federal regulation. This surpasses structures of leading stablecoins like USDC and USDT.

Ripple boasts over 75 worldwide licenses, bolstered by recent nods in Dubai and Abu Dhabi, amplifying RLUSD’s global footprint. The multichain push aims to elevate XRP’s function in cross-chain liquidity. Hex Trust’s issuance of wrapped XRP (wXRP) aids interoperability, letting XRP holders engage wXRP with RLUSD on compatible chains for exchanges, remittances, loans, or yield opportunities.

Data from DeFiLlama indicates Ethereum dominates RLUSD holdings at 79.2%, exceeding $1 billion, with 20.8% on XRPL. This distribution highlights RLUSD’s Ethereum-centric growth while tying into Ripple’s native ledger.

Overall, RLUSD’s Layer 2 integration redefines multichain stablecoin standards, cementing Ripple’s rivalry with USDC dominance. It amplifies utility for XRP and RLUSD alike, deepening Ripple’s stake in institutional DeFi and cross-chain flows. As testing progresses, this development signals a compliant, efficient future for blockchain-based finance.

Source: https://en.coinotag.com/ripples-rlusd-expands-to-layer-2-networks-advancing-multichain-stablecoin-potential

Piyasa Fırsatı
Solayer Logosu
Solayer Fiyatı(LAYER)
$0.1802
$0.1802$0.1802
-2.17%
USD
Solayer (LAYER) Canlı Fiyat Grafiği
Sorumluluk Reddi: Bu sitede yeniden yayınlanan makaleler, halka açık platformlardan alınmıştır ve yalnızca bilgilendirme amaçlıdır. MEXC'nin görüşlerini yansıtmayabilir. Tüm hakları telif sahiplerine aittir. Herhangi bir içeriğin üçüncü taraf haklarını ihlal ettiğini düşünüyorsanız, kaldırılması için lütfen service@support.mexc.com ile iletişime geçin. MEXC, içeriğin doğruluğu, eksiksizliği veya güncelliği konusunda hiçbir garanti vermez ve sağlanan bilgilere dayalı olarak alınan herhangi bir eylemden sorumlu değildir. İçerik, finansal, yasal veya diğer profesyonel tavsiye niteliğinde değildir ve MEXC tarafından bir tavsiye veya onay olarak değerlendirilmemelidir.

Ayrıca Şunları da Beğenebilirsiniz

The Channel Factories We’ve Been Waiting For

The Channel Factories We’ve Been Waiting For

The post The Channel Factories We’ve Been Waiting For appeared on BitcoinEthereumNews.com. Visions of future technology are often prescient about the broad strokes while flubbing the details. The tablets in “2001: A Space Odyssey” do indeed look like iPads, but you never see the astronauts paying for subscriptions or wasting hours on Candy Crush.  Channel factories are one vision that arose early in the history of the Lightning Network to address some challenges that Lightning has faced from the beginning. Despite having grown to become Bitcoin’s most successful layer-2 scaling solution, with instant and low-fee payments, Lightning’s scale is limited by its reliance on payment channels. Although Lightning shifts most transactions off-chain, each payment channel still requires an on-chain transaction to open and (usually) another to close. As adoption grows, pressure on the blockchain grows with it. The need for a more scalable approach to managing channels is clear. Channel factories were supposed to meet this need, but where are they? In 2025, subnetworks are emerging that revive the impetus of channel factories with some new details that vastly increase their potential. They are natively interoperable with Lightning and achieve greater scale by allowing a group of participants to open a shared multisig UTXO and create multiple bilateral channels, which reduces the number of on-chain transactions and improves capital efficiency. Achieving greater scale by reducing complexity, Ark and Spark perform the same function as traditional channel factories with new designs and additional capabilities based on shared UTXOs.  Channel Factories 101 Channel factories have been around since the inception of Lightning. A factory is a multiparty contract where multiple users (not just two, as in a Dryja-Poon channel) cooperatively lock funds in a single multisig UTXO. They can open, close and update channels off-chain without updating the blockchain for each operation. Only when participants leave or the factory dissolves is an on-chain transaction…
Paylaş
BitcoinEthereumNews2025/09/18 00:09
SOLANA NETWORK Withstands 6 Tbps DDoS Without Downtime

SOLANA NETWORK Withstands 6 Tbps DDoS Without Downtime

The post SOLANA NETWORK Withstands 6 Tbps DDoS Without Downtime appeared on BitcoinEthereumNews.com. In a pivotal week for crypto infrastructure, the Solana network
Paylaş
BitcoinEthereumNews2025/12/16 20:44
Crucial Fed Rate Cut: October Probability Surges to 94%

Crucial Fed Rate Cut: October Probability Surges to 94%

BitcoinWorld Crucial Fed Rate Cut: October Probability Surges to 94% The financial world is buzzing with a significant development: the probability of a Fed rate cut in October has just seen a dramatic increase. This isn’t just a minor shift; it’s a monumental change that could ripple through global markets, including the dynamic cryptocurrency space. For anyone tracking economic indicators and their impact on investments, this update from the U.S. interest rate futures market is absolutely crucial. What Just Happened? Unpacking the FOMC Statement’s Impact Following the latest Federal Open Market Committee (FOMC) statement, market sentiment has decisively shifted. Before the announcement, the U.S. interest rate futures market had priced in a 71.6% chance of an October rate cut. However, after the statement, this figure surged to an astounding 94%. This jump indicates that traders and analysts are now overwhelmingly confident that the Federal Reserve will lower interest rates next month. Such a high probability suggests a strong consensus emerging from the Fed’s latest communications and economic outlook. A Fed rate cut typically means cheaper borrowing costs for businesses and consumers, which can stimulate economic activity. But what does this really signify for investors, especially those in the digital asset realm? Why is a Fed Rate Cut So Significant for Markets? When the Federal Reserve adjusts interest rates, it sends powerful signals across the entire financial ecosystem. A rate cut generally implies a more accommodative monetary policy, often enacted to boost economic growth or combat deflationary pressures. Impact on Traditional Markets: Stocks: Lower interest rates can make borrowing cheaper for companies, potentially boosting earnings and making stocks more attractive compared to bonds. Bonds: Existing bonds with higher yields might become more valuable, but new bonds will likely offer lower returns. Dollar Strength: A rate cut can weaken the U.S. dollar, making exports cheaper and potentially benefiting multinational corporations. Potential for Cryptocurrency Markets: The cryptocurrency market, while often seen as uncorrelated, can still react significantly to macro-economic shifts. A Fed rate cut could be interpreted as: Increased Risk Appetite: With traditional investments offering lower returns, investors might seek higher-yielding or more volatile assets like cryptocurrencies. Inflation Hedge Narrative: If rate cuts are perceived as a precursor to inflation, assets like Bitcoin, often dubbed “digital gold,” could gain traction as an inflation hedge. Liquidity Influx: A more accommodative monetary environment generally means more liquidity in the financial system, some of which could flow into digital assets. Looking Ahead: What Could This Mean for Your Portfolio? While the 94% probability for a Fed rate cut in October is compelling, it’s essential to consider the nuances. Market probabilities can shift, and the Fed’s ultimate decision will depend on incoming economic data. Actionable Insights: Stay Informed: Continue to monitor economic reports, inflation data, and future Fed statements. Diversify: A diversified portfolio can help mitigate risks associated with sudden market shifts. Assess Risk Tolerance: Understand how a potential rate cut might affect your specific investments and adjust your strategy accordingly. This increased likelihood of a Fed rate cut presents both opportunities and challenges. It underscores the interconnectedness of traditional finance and the emerging digital asset space. Investors should remain vigilant and prepared for potential volatility. The financial landscape is always evolving, and the significant surge in the probability of an October Fed rate cut is a clear signal of impending change. From stimulating economic growth to potentially fueling interest in digital assets, the implications are vast. Staying informed and strategically positioned will be key as we approach this crucial decision point. The market is now almost certain of a rate cut, and understanding its potential ripple effects is paramount for every investor. Frequently Asked Questions (FAQs) Q1: What is the Federal Open Market Committee (FOMC)? A1: The FOMC is the monetary policymaking body of the Federal Reserve System. It sets the federal funds rate, which influences other interest rates and economic conditions. Q2: How does a Fed rate cut impact the U.S. dollar? A2: A rate cut typically makes the U.S. dollar less attractive to foreign investors seeking higher returns, potentially leading to a weakening of the dollar against other currencies. Q3: Why might a Fed rate cut be good for cryptocurrency? A3: Lower interest rates can reduce the appeal of traditional investments, encouraging investors to seek higher returns in alternative assets like cryptocurrencies. It can also be seen as a sign of increased liquidity or potential inflation, benefiting assets like Bitcoin. Q4: Is a 94% probability a guarantee of a rate cut? A4: While a 94% probability is very high, it is not a guarantee. Market probabilities reflect current sentiment and data, but the Federal Reserve’s final decision will depend on all available economic information leading up to their meeting. Q5: What should investors do in response to this news? A5: Investors should stay informed about economic developments, review their portfolio diversification, and assess their risk tolerance. Consider how potential changes in interest rates might affect different asset classes and adjust strategies as needed. Did you find this analysis helpful? Share this article with your network to keep others informed about the potential impact of the upcoming Fed rate cut and its implications for the financial markets! To learn more about the latest crypto market trends, explore our article on key developments shaping Bitcoin price action. This post Crucial Fed Rate Cut: October Probability Surges to 94% first appeared on BitcoinWorld.
Paylaş
Coinstats2025/09/18 02:25