CEO of XRP Treasury Company Evernorth Gives Bold 2026 Predictions

• Corporate treasuries automate operations using DeFi and AI by 2026
• Local stablecoins reshape global FX markets through on-chain settlement
• NFTs evolve into access tools powering customer engagement by 2026

Evernorth’s Chief Executive Officer, Ashish Birla, recently shared a detailed projection on what 2026 could look like for the digital asset sector. In a video circulated on X, the XRP treasury company CEO laid out specific predictions on how blockchain and digital assets may shape global finance next year.

Rather than offering market commentary and price projections, Birla focused on what he expects institutions to actively deploy by 2026. His predictions centered on treasury automation, stablecoin expansion, foreign exchange disruption, and tokenized customer engagement. The message framed 2026 as a year when blockchain infrastructure becomes embedded within everyday financial operations.

2026 outlook points to DeFi and AI inside corporate treasuries

One major prediction focused on how corporate treasuries may operate by 2026. Birla stated that decentralized finance, combined with artificial intelligence, will automate treasury back offices. These systems could replace manual processes that still dominate global corporate finance today.

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By 2026, treasury teams may program liquidity movement, reconciliation, and reporting directly on blockchain networks. This shift could reduce intermediaries while improving efficiency across multinational operations. The prediction emphasized execution rather than experimentation.

Birla described institutional DeFi as a practical tool rather than a niche financial product. AI-driven automation may also support better decision-making around capital allocation and risk management.

Local stablecoins and on-chain FX markets emerge by 2026

Another prediction focused on the structure of currency markets by 2026. Birla projected the emergence of local currency stablecoins alongside dominant U.S. dollar-backed tokens. These assets could operate on decentralized exchanges to form an on-chain foreign exchange market. Such a system may challenge the existing $9.6 trillion FX market.

This on-chain FX environment could allow direct currency swaps without relying on legacy banking infrastructure. By 2026, Birla expects blockchain-based settlement to compete with traditional correspondent banking models.

Stablecoin adoption accelerates across financial infrastructure

A further prediction addressed stablecoin usage by banks and corporations in 2026. Birla stated that stablecoins may become a standard settlement tool across financial infrastructure. He highlighted their ability to provide real-time visibility into global liquidity positions. Industry projections cited in the video estimated stablecoin market growth from $300 billion to $100 trillion.

By 2026, stablecoins may support faster settlement while reducing operational delays. This adoption could place blockchain systems at the core of everyday money movement.

NFTs return as digital access tools in 2026

Birla also predicted a structural shift in the NFT sector by 2026. Rather than speculative assets, NFTs may function as digital access tokens. These tokens could combine ticketing, loyalty programs, and digital collectibles. Sports teams, entertainment companies, and consumer brands were identified as likely users.

Alongside the predictions, market commentary added context around Evernorth’s XRP strategy. A post from X Finance Bull highlighted Evernorth’s treasury structure. The account stated that XRP is recycled into yield, liquidity, and lending activities. Returns are then compounded back into XRP, creating capital-backed demand.

Reactions within the XRP community reflected growing interest in infrastructure-driven use cases. Birla’s 2026 predictions position digital assets as functional components of global financial systems.

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