Best Crypto to Buy in December 2025: Mutuum Finance (MUTM) Is a Better 100x Pick Than Shiba Inu (SHIB)

As the market moves into December, investors in the market are looking for the best crypto to buy before the upcoming wave of capital inflows rearranges the entire market. Though meme cryptos such as Shiba Inu (SHIB) remain very well-known in the community today, many respected experts believe that the era of sentiment, driven investing for the sake of investing is coming to a close, being replaced instead by decentralized ecosystems driven by utility that have solid long-term foundations. 

Amidst all the action in the cryptosphere today, however, one of the strongest compounders for the long term of the current market cycle has become none other than the very promising new DeFi crypto known as Mutuum Finance (MUTM). With a presale well into Phase 6 of the total presale phases at a mere $0.035 in price, over 18,380 investors have taken interest in the new cryptocurrency already and a sellout in the very near term seems imminent.  MUTM is now compared to more established cryptos.

Shiba Inu Faces Growing Sell Pressure Amid Weakening of Major Support

Shiba Inu (SHIB) clearly demonstrates signs of exhaustion following the massive 6,894% increase in trading activity on exchanges. Such a level of activity indicates a strong sell-side pressure instead of a sign of a build-up. At the current trading price of $0.00000843 per token, SHIB demonstrates a struggle to remain above the lower Bollinger band of $0.00000818. At the same time, every attempt to overcome the mid-band-level support at $0.00000868 has resulted in a failure to date. Hence, the higher band of $0.00000918 appears unachievable. Trading volumes of 18.53 billion continue to remain high but lack conviction. 

With the RSI also slipping down to the current 43.42 to reflect a bearish trend amidst a well-established pattern in the same direction, a failure to recover the support around $0.00000890-$0.00000920 may continue the bearish trend. Additionally, a fall below the bottom Bollinger band of $0.00000818 may see the token recover to a level previously achieved in November at $0.00000757. Amidst a scenario when meme tokens have struggled to demonstrate structural support, a growing number of investors have started to explore opportunities that have already started demonstrating some level of strength in the utility token space. Hence, a growing number of investors has begun to take notice of the rising DeFi crypto Mutuum Finance (MUTM).

A Model in the Field of Risk Management and Analysis

There is a dual lending system in Mutuum Finance to ensure maximum efficiency between the lender and the borrower:

• Peer-to-Contract (P2C): Users can lock their stable assets in the form of USDT or other assets into auditable smart contracts. Automatically changing interest rates depend on the pool sizing. Take the example of lending $100,000 in USDT to receive mtUSDT tokens. Given a 10% APY, this would mean $10,000 per year.
  
• Peer-to-Peer (P2P): For more volatile cryptocurrencies such as meme coins, the terms of the loans may be negotiated. These pools have a higher risk but higher reward potential. Running in parallel to the main liquidity of the P2C pool, the pools add to the overall stability and also create a steady stream of income. Over the long term, the pools will offer services in lending, borrowing, and even staking.

Buy-and-Distribute Model Improves the Value of MUTM

MUTM price in the market is strengthened by the Buy-&-Distribute program offered by Mutuum Finance. A fee paid for the service of loans, borrows, or staking activities on the platform contributes to the purchase of the MUTM token. These tokens will be fully distributed back to the participants of the mtToken staking program. By associating on-chain activities with rewards instead of speculative price action in the market, the MUTM protocol sustains engagement activities. The more the cycle evolves, the higher the token demand in the market.

Mutuum Finance (MUTM) vs. Shiba Inu (SHIB)

Shiba Inu has weakened support and bearish momentum, but there exists the opportunity for utility growth in Mutuum Finance (MUTM). Phase 6 tokens at $0.035 sell out fast since more than 18,380 investors have committed $19.2 million. Early investors will gain access to the lending, borrowing, and staking options. Early investors will also gain immense gains compared to the speculative gains in meme currencies such as SHIB. This is why Mutuum Finance is the best crypto to buy today.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance