Saudi Arabia launches national tokenized real estate registry to attract FDI, liquidity

The Saudi Arabian Real Estate Registry (RER), which is under the supervision of the KSA’s Real Estate General Authority (REGA), has launched a nationwide property tokenization infrastructure that offers digital ownership transfer built on a blockchain infrastructure that would include real estate registration, fractionalization and marketplace integration.

SettleMint, an enterprise asset tokenization platform, has already deployed the blockchain-enabled platform, which will act as a technological backbone for the next-generation property marketplace.

The platform will integrate blockchain-based title management, automated valuation models (AVMs), escrow-linked payment verification, and fractional ownership capabilities, which will open up the property investment and financing market to more players in a transparent and secure way.

It will also add liquidity to a more globally accessible real-estate ecosystem, which is aligned with the KSA’s Vision 2030 goals.

RER blockchain platform supports full spectrum of property ownership

Built on a hybrid architecture combining the RER’s core registry services with blockchain orchestration and smart contract layers designed by SettleMint, the platform supports end-to-end digital transactions, from listing and due diligence to ownership transfer and post-trade settlement.

Inspire for Solutions Development is delivering the overall marketplace development.

Upcoming phases include a national tokenized marketplace that will enable the buying and selling of fractional tokenized property assets under supervised frameworks.

Later on, banks and developers will be able to integrate with RER systems through an open API framework that will allow them to build new digital services, such as tokenized lending and real estate investment products, to others that include digital escrow and cross-border property transactions.

Additionally, Saudi PropTech startups and international technology providers will gain access to secure integration interfaces to build applications for property valuation, tokenized lending, land management, and secondary market trading.

The initiative is a culmination of efforts from RER, REGA, with the incorporation of best practices from Switzerland, Singapore, Germany, Japan, and the United Kingdom. The end result is a well-adapted system to the Saudi institutional context. This has enabled the establishment of a “registry-as-truth” model in which the RER ledger serves as the conclusive record of property rights.

An integrated regulatory framework is now under implementation.

The architecture ensures compliance with the National Cybersecurity Authority (NCA) standards and integrates with Saudi identity and payments systems (Absher, Nafath, Mada).

Adam Popat, SettleMint CEO, “This is not a proof-of-concept – it is a national digital market infrastructure, which is in operation. Saudi Arabia is now at the forefront of a global movement redefining how nations manage, invest, and transact in real-world assets. The Kingdom’s leadership has built not just technology, but trust – the essential foundation for any programmable economy. SettleMint is honored to be entrusted as the partner to deliver this national-scale transformation.”

Saudi real estate tokenization platform to drive FDI 

By linking property tokenization with capital market infrastructure, the initiative unlocks a powerful lever for economic diversification and international capital attraction. Through regulated tokenization, investors from around the world will gain access to (fractional) Saudi real estate assets, whether commercial developments or residential portfolios.

It is also expected to open new investment channels and enable PropTech to develop innovative investment options that reinforce Saudi Arabia’s position as a regional hub for digital asset markets.

This announcement comes as Saudi Arabia recently announced its tokenized luxury resort project in the Maldives with the Trump Group. The initiative tokenizes the development phase itself, offering investors the opportunity to participate in a high-growth, premium real estate project from inception.

Sign up to Bybit and start trading with $30,050 in welcome gifts