The post Which Crypto to Buy Today for Short-Term Gains? Traders Bet on a 300% Upside Token appeared first on Coinpedia Fintech News Momentum drives short-term crypto investment where traders seek tokens that combine working products with price growth potential. One new crypto coin is standing out in this cycle — Mutuum Finance (MUTM). It is a decentralized finance project still in presale but already showing the structure of a functional ecosystem. With a working dashboard, planned dual lending models, and a future buyback plan, Mutuum Finance (MUTM) is capturing market attention. Mutuum Finance (MUTM)’s Presale Stats The token’s presale price is $0.035 in Phase 6. Around 68% of this phase has already sold, raising about $17.42 million from more than 17,000 holders overall. Early participants from Phase 3, who entered at $0.02, already see their holdings valued at $14,000 from an $8,000 purchase. Once the token lists around $0.06, the same amount will value at $24,000. The projected surge to $0.12 places short-term returns near 300%. Such figures make Mutuum Finance (MUTM) one of the strongest 300% content in short-term crypto predictions for this quarter. This optimism comes from the token’s upcoming milestones. The team has announced the launch of V1 of the protocol on the Sepolia testnet in Q4 2025. The testnet will allow live lending, borrowing, and collateralization of USDT and ETH from day one. This early release includes vital tools like a liquidity pool, mtToken, debt token, and a liquidator bot designed to keep operations smooth and secure. Most presales deliver promises; Mutuum Finance (MUTM) will deliver utility. This feature will attract early users, building instant on-chain demand and setting the stage for price acceleration right after launch. In Mutuum’s model, mtTokens are 1:1 receipt tokens that automatically reflect accrued yield, simplifying accounting for lenders. Debt tokens track borrower obligations and interest with clear on-chain state. The liquidator bot is paired with configurable parameters (e.g., liquidation thresholds, close factors), aiming to keep positions healthy while minimizing unnecessary sell pressure. Oracle inputs are designed with redundancy — Chainlink feeds where available, supplemented by DEX-based TWAP fallbacks — to reduce the odds of bad price prints triggering unfair liquidations. Dual Lending as Mechanics That Power Growth The lending model of Mutuum Finance (MUTM) will anchor its ecosystem. It will operate two systems — Peer-to-Contract (P2C) and Peer-to-Peer (P2P). Together, they will cover both low-risk and high-yield preferences. The P2C side applies asset-specific risk parameters such as loan-to-value (LTV), liquidation threshold, and borrow caps. It also supports both variable and stable borrow rates, letting users choose between flexibility and payment predictability. The P2P side isolates risk per market so that bespoke loans on long-tail assets don’t affect the pooled markets. This separation is central to Mutuum’s approach to capital efficiency and downside control. In the P2C model, lenders will supply popular assets like ETH, or USDT into liquidity pools. When a lender deposits $12,000 BTC-equivalent, they will receive mtBTC tokens that represent their share. With an average yield of 14% APY, this lender will earn $1,680 in a year while holding the mtBTC. The system is designed to generate consistent rewards, encouraging deposit growth and liquidity stability. Borrowers, on the other hand, will use their crypto holdings as collateral to access liquidity. For example, a borrower posting $3,000 in SOL will be able to borrow $2,100 in USDT at a 70% loan-to-value ratio. This system allows traders to unlock capital without selling assets, creating more circulation and borrowing activity within the protocol. The P2P system will attract a different audience — those who prefer higher yields. By supporting both models, Mutuum Finance (MUTM) will ensure continuous capital movement and real yield creation. This combination of flexibility and reward will strengthen demand for the token in the short term. The rollout of lending and borrowing options introduces real-world functionality that’s likely to bring more users into the ecosystem. Soon, users will be able to lend, borrow, and stake their assets in specific pools to generate rewards and passive income. Because each of these actions requires the use of MUTM, the resulting surge in demand is expected to become a major catalyst for the token’s price appreciation. Future Buybacks Generating More MUTM Demand The economic engine of Mutuum Finance (MUTM) will also include a buyback and staking loop. Revenue from platform fees will be used to buy MUTM from the open market. These repurchased tokens will then be distributed to mtToken stakers. This structure will recycle value into the community while generating MUTM demand. As staking increases, fewer tokens will remain tradable, naturally supporting the price. This design will serve as a key driver behind the projected 300% short-term gain. UX and 24-hrs Leaderboard For Maximum Engagement  To make participation engaging and to appreciate big investors, Mutuum Finance (MUTM) has already launched its ROI dashboard and leaderboard system. These tools will allow users to calculate ROIs and list the top investors on the leaderboard. A new development has been made to the 24-hour leaderboard.  Each day, the user holding the top position will earn a $500 MUTM bonus, provided they complete at least one transaction within that 24-hour period. The leaderboard refreshes automatically every day at 00:00 UTC. Gamification will build loyalty and repeat engagement, increasing the project’s activity rate and sustaining volume growth across the ecosystem. Final Words The coming months will also mark key events that strengthen investor confidence. Mutuum Finance (MUTM) has been reviewed by CertiK, with a TokenScan score of 90 and a Skynet rating of 79. It has also announced a $50,000 bug bounty program to reward security researchers. These steps, combined with a $100,000 giveaway to promote community expansion, show a strong focus on transparency and participation. Longer-term, the documents outline an on-demand, over-collateralized USD-pegged stablecoin concept, where interest would accrue to the treasury — potentially adding another source of protocol revenue that could flow into the buy-and-distribute loop. The roadmap also mentions Layer-2 exploration to lower costs and broaden reach once core markets stabilize. The current presale momentum confirms rising demand. As Phase 6 nears its end, the price will move to $0.04 in Phase 7, a 15% increase. Traders looking for quick short-term exposure are positioning before that happens. Each phase transition brings higher pricing, which strengthens the base for a rapid post-launch breakout. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Which Crypto to Buy Today for Short-Term Gains? Traders Bet on a 300% Upside Token appeared first on Coinpedia Fintech News Momentum drives short-term crypto investment where traders seek tokens that combine working products with price growth potential. One new crypto coin is standing out in this cycle — Mutuum Finance (MUTM). It is a decentralized finance project still in presale but already showing the structure of a functional ecosystem. With a working dashboard, planned dual lending models, and a future buyback plan, Mutuum Finance (MUTM) is capturing market attention. Mutuum Finance (MUTM)’s Presale Stats The token’s presale price is $0.035 in Phase 6. Around 68% of this phase has already sold, raising about $17.42 million from more than 17,000 holders overall. Early participants from Phase 3, who entered at $0.02, already see their holdings valued at $14,000 from an $8,000 purchase. Once the token lists around $0.06, the same amount will value at $24,000. The projected surge to $0.12 places short-term returns near 300%. Such figures make Mutuum Finance (MUTM) one of the strongest 300% content in short-term crypto predictions for this quarter. This optimism comes from the token’s upcoming milestones. The team has announced the launch of V1 of the protocol on the Sepolia testnet in Q4 2025. The testnet will allow live lending, borrowing, and collateralization of USDT and ETH from day one. This early release includes vital tools like a liquidity pool, mtToken, debt token, and a liquidator bot designed to keep operations smooth and secure. Most presales deliver promises; Mutuum Finance (MUTM) will deliver utility. This feature will attract early users, building instant on-chain demand and setting the stage for price acceleration right after launch. In Mutuum’s model, mtTokens are 1:1 receipt tokens that automatically reflect accrued yield, simplifying accounting for lenders. Debt tokens track borrower obligations and interest with clear on-chain state. The liquidator bot is paired with configurable parameters (e.g., liquidation thresholds, close factors), aiming to keep positions healthy while minimizing unnecessary sell pressure. Oracle inputs are designed with redundancy — Chainlink feeds where available, supplemented by DEX-based TWAP fallbacks — to reduce the odds of bad price prints triggering unfair liquidations. Dual Lending as Mechanics That Power Growth The lending model of Mutuum Finance (MUTM) will anchor its ecosystem. It will operate two systems — Peer-to-Contract (P2C) and Peer-to-Peer (P2P). Together, they will cover both low-risk and high-yield preferences. The P2C side applies asset-specific risk parameters such as loan-to-value (LTV), liquidation threshold, and borrow caps. It also supports both variable and stable borrow rates, letting users choose between flexibility and payment predictability. The P2P side isolates risk per market so that bespoke loans on long-tail assets don’t affect the pooled markets. This separation is central to Mutuum’s approach to capital efficiency and downside control. In the P2C model, lenders will supply popular assets like ETH, or USDT into liquidity pools. When a lender deposits $12,000 BTC-equivalent, they will receive mtBTC tokens that represent their share. With an average yield of 14% APY, this lender will earn $1,680 in a year while holding the mtBTC. The system is designed to generate consistent rewards, encouraging deposit growth and liquidity stability. Borrowers, on the other hand, will use their crypto holdings as collateral to access liquidity. For example, a borrower posting $3,000 in SOL will be able to borrow $2,100 in USDT at a 70% loan-to-value ratio. This system allows traders to unlock capital without selling assets, creating more circulation and borrowing activity within the protocol. The P2P system will attract a different audience — those who prefer higher yields. By supporting both models, Mutuum Finance (MUTM) will ensure continuous capital movement and real yield creation. This combination of flexibility and reward will strengthen demand for the token in the short term. The rollout of lending and borrowing options introduces real-world functionality that’s likely to bring more users into the ecosystem. Soon, users will be able to lend, borrow, and stake their assets in specific pools to generate rewards and passive income. Because each of these actions requires the use of MUTM, the resulting surge in demand is expected to become a major catalyst for the token’s price appreciation. Future Buybacks Generating More MUTM Demand The economic engine of Mutuum Finance (MUTM) will also include a buyback and staking loop. Revenue from platform fees will be used to buy MUTM from the open market. These repurchased tokens will then be distributed to mtToken stakers. This structure will recycle value into the community while generating MUTM demand. As staking increases, fewer tokens will remain tradable, naturally supporting the price. This design will serve as a key driver behind the projected 300% short-term gain. UX and 24-hrs Leaderboard For Maximum Engagement  To make participation engaging and to appreciate big investors, Mutuum Finance (MUTM) has already launched its ROI dashboard and leaderboard system. These tools will allow users to calculate ROIs and list the top investors on the leaderboard. A new development has been made to the 24-hour leaderboard.  Each day, the user holding the top position will earn a $500 MUTM bonus, provided they complete at least one transaction within that 24-hour period. The leaderboard refreshes automatically every day at 00:00 UTC. Gamification will build loyalty and repeat engagement, increasing the project’s activity rate and sustaining volume growth across the ecosystem. Final Words The coming months will also mark key events that strengthen investor confidence. Mutuum Finance (MUTM) has been reviewed by CertiK, with a TokenScan score of 90 and a Skynet rating of 79. It has also announced a $50,000 bug bounty program to reward security researchers. These steps, combined with a $100,000 giveaway to promote community expansion, show a strong focus on transparency and participation. Longer-term, the documents outline an on-demand, over-collateralized USD-pegged stablecoin concept, where interest would accrue to the treasury — potentially adding another source of protocol revenue that could flow into the buy-and-distribute loop. The roadmap also mentions Layer-2 exploration to lower costs and broaden reach once core markets stabilize. The current presale momentum confirms rising demand. As Phase 6 nears its end, the price will move to $0.04 in Phase 7, a 15% increase. Traders looking for quick short-term exposure are positioning before that happens. Each phase transition brings higher pricing, which strengthens the base for a rapid post-launch breakout. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance