This $50B Company Is Using XRP, Working On Using It for $15T In Payments Each Year

Software engineer and prominent XRP supporter Vincent Van Code (@vincent_vancode) recently took to X to make a case that many in the community have been building for some time.

For those who believe XRP is not being used, he pointed out that a $50 billion company is actively using it and working toward processing $15 trillion in annual payments through it.

That company is Ripple, and Van Code’s post was a reply to its CEO, Brad Garlinghouse, calling XRP the North Star.

Ripple’s Profile and Influence

That $50 billion valuation came from Ripple’s $750 million share buyback program in March 2026, which priced the company 25% higher than its previous $40 billion valuation from a November 2025 funding round. The payments figure connects directly to GTreasury, now rebranded as Ripple Treasury after Ripple’s $1 billion acquisition.

GTreasury was already a major force in enterprise treasury management before Ripple acquired it. The platform serves corporate treasury teams ranging from small and midsize enterprises to Fortune 500 companies, and processed $13 trillion in payments volume in 2025.

Ripple integrated its digital asset infrastructure directly into that existing foundation. Cross-border transactions settled through Ripple’s rails utilize XRP as a bridge asset.

As adoption of Ripple Treasury grows across global enterprises, transaction volume through those rails increases. That creates direct, recurring utility for XRP at an institutional level.

Why This Matters for XRP

Garlinghouse has called XRP Ripple’s North Star before, most recently at the XRP community conference in Las Vegas. His post reaffirmed that position publicly.

Ripple describes itself as the leading provider of digital asset infrastructure for the enterprise, delivering compliant software that reduces friction in global finance. Every acquisition Ripple makes is pointed at the same target.

With $13 trillion in annual payment volume now running through its treasury platform, a prime brokerage clearing trillions more, and XRP positioned at the center of both systems, the infrastructure case for the asset is substantial. The question is no longer whether Ripple is building. It is whether the market is paying attention.

Investors Need Patience

Van Code closed his post with a simple point. Ripple is building the infrastructure. The institutional connections are real, but results at this scale do not materialize overnight. He noted that trees spend the first few years growing roots before major changes. The work happening now is the foundation, and patient investors will get the biggest rewards.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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