Gate PSD2 license in Malta strengthens MiCA-based European expansion strategy

Gate has taken a major step in its European strategy by securing a gate psd2 license in Malta, adding regulated payment capabilities to its existing crypto services.

PSD2 authorization in Malta unlocks EU payment services

The crypto exchange Gate has reinforced its European regulatory position by obtaining a PSD2 license in Malta, alongside its existing MiCA authorization. This development, achieved through its Maltese subsidiary, significantly strengthens the platform’s capacity to deliver compliant payment solutions across the European Union.

Through this Maltese PSD2 authorization, Gate is now approved to conduct regulated payment operations in European markets, including payment account management. Moreover, the framework supports processing of euro transactions and settlements involving digital assets such as stablecoins, aligning the exchange more closely with traditional financial infrastructures.

Crucially, the new European payment license comes with passporting rights. That said, these eu passporting privileges allow Gate to roll out its payment services across multiple EU member states without applying for separate licenses in each jurisdiction, accelerating its regional expansion.

Combining PSD2 and MiCA for a dual-pillar compliance model

By pairing the fresh PSD2 authorization with its previously secured gate mica authorization, Gate has built a dual-pillar compliance architecture for its European business. This structure enables the exchange to integrate traditional payment rails with digital asset products under a coherent regulatory umbrella.

Under PSD2 rules, Gate can process several key payment types, including credit transfers and psd2 direct debit processing. Furthermore, the license covers account-related operations, offering a comprehensive legal basis for transaction processing. This approval effectively grants Gate legitimate access to core EU payment networks and infrastructure.

Mid-term, the gate psd2 license is expected to serve as a bridge between conventional banking services and on-chain assets. However, the framework also ensures ongoing supervisory oversight from European regulators, which is increasingly important as institutional demand for compliant crypto exposure grows.

Strategic role of Malta in Gate’s European operations

Gate previously obtained MiCA authorization allowing it to run exchange and digital asset custody services across the EU. The addition of PSD2 licensing expands its service range and deepens its alignment with European financial regulation. Moreover, this dual approach supports the rollout of new, regulated financial products within the region.

Malta functions as a crucial operational hub, offering clear legal pathways for both MiCA and PSD2 activities. The jurisdiction’s regulatory clarity helps Gate pursue its long-term goal of building integrated Web3 and traditional finance infrastructure, while maintaining strong compliance standards.

With PSD2 in place, Gate plans to develop enhanced account based payment services for European users. Although specific timelines are not yet public, the authorization broadens its permitted scope, particularly for account-centric payment products and euro-based settlement tools.

Regulation reshapes Europe’s crypto payment landscape

Across Europe, a growing number of cryptocurrency exchanges are seeking PSD2 authorizations as part of a wider shift toward regulated payment models. Gate’s move aligns with this trend and with MiCA requirements, responding to rising demand for secure stablecoin payment infrastructure under clear oversight.

Several competitors have recently obtained similar licenses, underscoring the industry’s move toward harmonized EU standards. Consequently, PSD2 approval is increasingly seen as a prerequisite for digital asset platforms that wish to operate robust payment and settlement services inside the single market.

Gate has not yet disclosed detailed product specifications or launch dates for new payment offerings. However, the combination of MiCA and PSD2 authorizations provides the regulatory foundation needed to innovate within the EU. This milestone consolidates Gate’s European presence and positions the platform for continued expansion under a well-defined compliance framework.

In summary, the Maltese PSD2 approval, layered on top of existing MiCA authorization, gives Gate a powerful regulatory base for payments and crypto services across the European Union.