Stellar (XLM) Powers IRL’s Stealth Crypto Onboarding at Major Cultural Events

Terrill Dicki
Feb 12, 2026 05:39

IRL used Stellar (XLM) blockchain to onboard thousands of attendees at Meridian Rio and Miami events without them knowing they were using crypto.

IRL, a cultural activation platform, has quietly onboarded thousands of event attendees onto the Stellar (XLM) blockchain through activations at Meridian Rio and Stellar House Miami—without most participants realizing they were interacting with crypto at all.

The partnership, backed by Stellar’s SCF Build Award program, demonstrates what may be the most effective approach to mainstream adoption: making blockchain invisible.

“This partnership wasn’t a leap of faith—it was built on the Stellar network’s decade-long reputation for building blockchain solutions that actually work in the real world,” said Malcolm, IRL’s founder. “Since 2014, Stellar has been quietly powering global payments and financial systems for millions of people who’ve never had to think about what blockchain is.”

Why Stellar Made the Cut

IRL chose Stellar for practical reasons that matter at scale: transaction speed fast enough to handle venue lines, costs low enough to reward every attendee, and reliability under high traffic. The network processed rewards seamlessly while attendees focused on the cultural experience rather than wallet confirmations or gas fees.

Malcolm called invisibility “the highest compliment in culture.” That’s a notable departure from the typical crypto playbook of loud branding and complex user interfaces.

Aggressive Expansion Ahead

IRL isn’t stopping at two cities. The platform announced plans to expand to New York, Toronto, Amsterdam, Berlin, Singapore, Buenos Aires, and Mexico City. Each location represents another opportunity to onboard users who might never download a crypto wallet on their own.

The timing aligns with Stellar’s refreshed funding infrastructure. The SCF 7.0 program, launched in January 2026, offers Build Awards up to $150,000 in XLM distributed across four milestones. The program splits into Integration, Open, and RFP tracks—IRL’s cultural onboarding approach likely fits the Open track for “novel functionality that pushes the Stellar ecosystem forward.”

The Bigger Picture

This matters beyond one partnership. The crypto industry has spent years debating how to reach mainstream users. Airdrops attract mercenaries. Complex DeFi interfaces scare off normies. IRL’s approach sidesteps both problems entirely.

Users attend events they’d go to anyway, receive rewards they can use or ignore, and never need to understand consensus mechanisms or seed phrases. If they later discover they have crypto assets, that’s a bonus—not a barrier to entry.

Whether this model scales beyond cultural events remains to be seen. But with eight major cities on the roadmap, IRL and Stellar are betting that the best blockchain is one nobody notices.

Image source: Shutterstock