XRP price prediction: Can Ripple token stabilize after Fed decision?

Lately, the XRP price has been feeling some pressure, as traders held back ahead of the Federal Reserve’s policy decision. Even though the outcome matched expectations, XRP hasn’t found much relief, reflecting ongoing uncertainty across the crypto space. With bigger economic concerns still looming, traders are now watching short-term price levels for direction.

This article reviews the current landscape and delivers a fresh XRP price prediction.

Current market scenario

On January 29, Ripple (XRP) is trading around $1.86 after slipping roughly 3.3% in the past day and over 4% for the week.

The move lower came after the Federal Reserve opted to hold interest rates steady, keeping the federal funds rate between 3.5% and 3.75%.

This follows three consecutive quarter-point cuts aimed at addressing early signs of weakness in the U.S. labor market.

Since markets had largely expected this outcome, the announcement itself didn’t spark much of a reaction. Instead, it reinforced a period of consolidation, with crypto assets still sensitive to political and macro developments.

The Fed said economic activity continues to grow at a solid pace and noted signs that unemployment is stabilizing.

Fed Chair Jerome Powell also noted that many officials don’t see policy as overly restrictive, though the comments offered little immediate boost to crypto prices.

Upside outlook for XRP

Technically speaking, the near-term XRP outlook hinges on bulls defending the $1.86–$1.87 support area.

Buyers have stepped in at this level before, as seen in repeated lower wicks on intraday candles. Holding above this zone could open the door for a move toward $1.90-$1.95 if market sentiment turns positive.

A break back above $1.90 would be an encouraging sign for bulls and could attract fresh interest. However, without stronger risk-on sentiment and higher trading volume, any upside could struggle to extend.

Downside risks to watch

On the downside, if XRP fails to hold the $1.86 support, further losses could follow. A clean break below this level would likely put $1.80 back in focus, an area that previously acted as a solid base during consolidation. If selling pressure picks up, price could test this zone fairly quickly as traders adjust their risk outlook amid ongoing macro uncertainty.

Ongoing consolidation or further downside would also fit with the Fed’s current approach, which emphasizes patience and data-driven decisions rather than aggressive easing — a backdrop that typically pressures risk assets like cryptocurrencies.

XRP price prediction based on current levels

In the near term, the XRP forecast remains neutral to cautious. Holding above $1.86 keeps hope alive for a rebound toward $1.90–$1.95, but a break below that level would likely shift momentum lower and increase the risk of a move toward $1.80.

With no clear catalyst in sight, XRP is likely to remain stuck in a narrow range as traders watch macroeconomic signals and key technical levels for clues about what comes next.