Stellar XLM Protocol 27 Vote Nears as Zipper Unlocks Smart Account Upgrade

Stellar validators vote on Protocol 27 Zipper, bringing native delegation and stronger account security to XLM.

Stellar validators are preparing to vote on Protocol 27, known as Zipper, on July 8 as the network moves toward a planned upgrade focused on account authorization and developer access.

The proposal centers on native authentication delegation, a feature designed to let one Stellar account authorize another account to act on its behalf through a more direct network-level process.

The upgrade is expected to support new account functions for wallets, applications, and payment tools built on Stellar, while reducing the need for complex authorization workarounds.

The Protocol 27 vote comes as Stellar developers continue to expand Soroban-based smart contract capabilities and prepare the network for broader smart account functions.

Zipper Brings Native Delegation to Stellar Accounts

Protocol 27 would make account delegation a native feature on the Stellar network. 

As a result, developers could build account tools with fewer workarounds. This change may also make wallet and app design easier.

Before Zipper, delegation was possible through more complex methods. However, those methods were not practical for many developers. 

The new upgrade aims to make delegated access simpler and easier to use.

With native delegation, one account can safely approve another account to act for it. 

This setup can support wallets, payment apps, and business account tools. It also gives developers more room to design user-friendly products.

Wallet Recovery and Signing Tools Gain New Support

One expected use case is social recovery for wallets. This feature can help users regain access through trusted accounts or approved recovery paths. 

Therefore, it may reduce problems linked to lost private keys. Protocol 27 also supports delegated signing permissions for Stellar accounts. 

This means another account may approve actions under set rules. Such tools can help teams, companies, and apps manage access more clearly.

The upgrade may also improve multisig setups on Stellar. Developers could create more flexible approval rules without adding extra steps. 

In addition, streamlined authorization can help reduce transaction size and cost.

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Protocol 27 Prepares Stellar for Protocol 28

Zipper also includes a security fix linked to Soroban credentials. It addresses a replay vulnerability by using address-bound credentials. 

This makes authorization safer because credentials are tied to a specific address.

Protocol 27 also prepares the network for Protocol 28. That next upgrade is expected to bring contract-based authentication to standard Stellar accounts. 

Therefore, Zipper works as an early step toward smart account features.

If validators approve the proposal, Stellar will move forward with the Zipper upgrade. The change would give developers more tools for safer account control. 

It would also support the network’s planned smart account development.

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