Modern Treasury Acquires Beam to Unite Fiat, Stablecoin Payment Infrastructure

TLDR: SEC approves generic listing standards for commodity-based trust shares on Nasdaq, CBOE, and NYSE. New rules remove the need for separate filings, speeding up crypto ETP listings and reducing delays. Grayscale Digital Large Cap Fund and bitcoin options contracts cleared for listing under updated framework. Experts say more work remains before all crypto ETPs [...] The post SEC Greenlights Generic Listing Standards, Paving Faster Path for Crypto ETPs appeared first on Blockonomi.

Author: Liam, TechFlow Remember the end of 2024, when everyone was writing asset forecasts for 2025. Stock investors are keeping an eye on the S&P and the A-share market, while people in the crypto circle are betting on Bitcoin. But if someone told you at that time that the best-performing asset in 2025 would not be Bitcoin or stocks, but the "antique" gold that is disliked by Generation Z, you would definitely think that person was joking. But reality is so magical. Over the past five years, Bitcoin has outperformed gold by nearly 10 times, with a surge exceeding 1,000%, repeatedly topping the annual top asset list. However, by 2025, the story has completely reversed: while gold has risen by over 50% since January, Bitcoin has only risen by 15%. The aunties who bought gold early laughed, and the elite traders in the crypto industry fell silent. What's even more bizarre is that gold and Bitcoin seem to have entered a parallel world: when gold rises, Bitcoin falls; when Bitcoin falls, gold rises. On October 21st, gold suffered a heavy blow, falling 5% in a single day. Bitcoin, like a shot of chicken blood, reversed its downward trend and began to rise... Why is Bitcoin, known as digital gold, decoupled from physical gold? Buying gold in troubled times Who will be the most enthusiastic gold buyers in 2025? Not retail investors, not institutions, but central banks around the world. The data doesn't lie: In 2024, global central banks' net gold purchases reached 1,045 tons, exceeding 1,000 tons for three consecutive years. According to the World Gold Council's Q2 2025 data, Poland increased its holdings by 18.66 tons, followed closely by Kazakhstan with an increase of 15.65 tons. The People's Bank of China took a steady approach, increasing its holdings by 6.22 tons. Why are developing countries increasing their gold holdings? Looking at the proportion of gold reserves held by central banks of various countries, developed countries and developing countries are completely two different worlds: 77.85% of the United States' asset reserves are gold, with holdings of 8,133 tons, far ahead of second-place Germany at 3,350 tons, followed by Italy and France, which hold 2,452 tons and 2,437 tons of gold respectively. The gold reserves of the People's Bank of China only account for 6.7% of the total asset reserves, but the absolute amount has reached 2,299 tons and is continuing to increase. This contrast is stark: emerging market countries still have ample room to increase their gold holdings. Economies like China hold less than 7% of their reserves in gold, while developed countries in Europe and the United States generally hold over 70%. This is like a catch-up lesson: the greater the gap, the stronger the drive to catch up. What is exaggerated is that the proportion of central bank gold purchases in total demand has soared from less than 10% in the 2000s to 20%, becoming an important support for gold prices. Why are central banks suddenly so obsessed with gold? The answer is simple: the world is in chaos and the US dollar is no longer trustworthy. The Russia-Ukraine conflict, the situation in the Middle East, the Sino-US trade frictions...the global village has become as chaotic as the Warring States Period. The US dollar has long been a core foreign exchange reserve for central banks around the world, serving as a safe haven. However, the US is now struggling to cope with its own problems, with $36 trillion in debt, a ratio of 124% to GDP. The Trump administration is volatile, making enemies externally and facing internal divisions. Especially after the outbreak of the Russia-Ukraine conflict, when the United States could freeze other countries' foreign exchange reserves at will, countries realized that only the gold kept in their own safes is their true wealth. Although gold does not generate interest, at least it will not suddenly "disappear" due to the policies of a certain country. Gold is a risk hedge for both individuals and countries. The more chaotic the world is, the more sought after gold is. However, when news came that "the Russia-Ukraine war may be ending", the sharp drop in gold prices was understandable. Digital gold or digital Tesla? The most embarrassing asset in 2025 may be Bitcoin. Its long-term narrative is "digital gold", but it has become "digital Tesla". Data from Standard Chartered Bank shows that Bitcoin's correlation with the Nasdaq is now as high as 0.5, having even reached 0.8 at the beginning of the year. And its correlation with gold? A measly 0.2, having even been zero at the beginning of the year. Translated into human language, it means: Bitcoin is now tied to technology stocks. It rises when the Nasdaq rises, and it falls when the Nasdaq falls. Everything has cause and effect. Under the Trump administration, the US's attitude towards Bitcoin has changed from "illegal cult" to "welcome to join." The approval of the Bitcoin spot ETF in 2024 marked the official incorporation of Bitcoin into the US dollar system. This is a good thing, proving the legitimacy of Bitcoin. But the problem is that when you become part of the system, it is difficult to fight against it. The initial charm of Bitcoin lies in its rebellious spirit, its independence from any government and its non-control by any central bank. But what about now? Wall Street giants like BlackRock have become the market's largest buyers, and Bitcoin's rise and fall are completely dependent on the Federal Reserve and Trump's mood. So much so that cryptocurrency traders now have to stay up late to listen to Powell and Trump's speeches, turning themselves into dollar macro analysts. In terms of consensus, Bitcoin is still in the stage of understanding "what the hell is this" in many parts of the world, while gold is already something that "even my grandmother's grandmother likes." The number of Chinese aunties who own gold bracelets and gold necklaces may be greater than the number of Bitcoin HODLers in the world. Compared to gold, the young Bitcoin still has a long way to go in its evangelism. Gold in the left hand, Bitcoin in the right hand Many people like to choose between gold and Bitcoin, but smart investors know that this is a fill-in-the-blank question. While central banks around the world are frantically buying gold, sending its price soaring, this trend cannot continue indefinitely. When the price of gold reaches a certain level, problems with the storage, transportation, and delivery of physical gold will arise, and this is when Bitcoin's advantages become apparent. Imagine a specific scenario where a war breaks out in a country and the rich find that gold is too heavy and too conspicuous to transfer wealth quickly. At this time, Bitcoin in a hardware wallet becomes the best option. Such an incident has already happened to Russia. Simply put, gold is a "bulky store of value" and Bitcoin is a "light store of value." If the price of gold reaches a very high level, funds need to look for alternatives with similar properties but cheaper prices. In this case, Bitcoin has the opportunity to gradually break away from the gravity of the US dollar and Trump, obtain capital overflow from gold, and move closer to "digital gold" again. In summary, the relationship between Bitcoin and gold should not be understood as one replacing the other, but rather as one of inheritance and evolution. Gold is the wealth memory of human civilization, and Bitcoin is the wealth imagination of the digital age. 70-year-old Aunt Li buys gold jewelry, 25-year-old programmer Li Xiaoming hoards Bitcoin, and everyone has a bright future.

BitcoinWorld Lovable AI’s Astonishing Rise: Anton Osika Reveals Startup Secrets at Bitcoin World Disrupt 2025 Are you ready to witness a phenomenon? The world of technology is abuzz with the incredible rise of Lovable AI, a startup that’s not just breaking records but rewriting the rulebook for rapid growth. Imagine creating powerful apps and websites just by speaking to an AI – that’s the magic Lovable brings to the masses. This groundbreaking approach has propelled the company into the spotlight, making it one of the fastest-growing software firms in history. And now, the visionary behind this sensation, co-founder and CEO Anton Osika, is set to share his invaluable insights on the Disrupt Stage at the highly anticipated Bitcoin World Disrupt 2025. If you’re a founder, investor, or tech enthusiast eager to understand the future of innovation, this is an event you cannot afford to miss. Lovable AI’s Meteoric Ascent: Redefining Software Creation In an era where digital transformation is paramount, Lovable AI has emerged as a true game-changer. Its core premise is deceptively simple yet profoundly impactful: democratize software creation. By enabling anyone to build applications and websites through intuitive AI conversations, Lovable is empowering the vast majority of individuals who lack coding skills to transform their ideas into tangible digital products. This mission has resonated globally, leading to unprecedented momentum. The numbers speak for themselves: Achieved an astonishing $100 million Annual Recurring Revenue (ARR) in less than a year. Successfully raised a $200 million Series A funding round, valuing the company at $1.8 billion, led by industry giant Accel. Is currently fielding unsolicited investor offers, pushing its valuation towards an incredible $4 billion. As industry reports suggest, investors are unequivocally “loving Lovable,” and it’s clear why. This isn’t just about impressive financial metrics; it’s about a company that has tapped into a fundamental need, offering a solution that is both innovative and accessible. The rapid scaling of Lovable AI provides a compelling case study for any entrepreneur aiming for similar exponential growth. The Visionary Behind the Hype: Anton Osika’s Journey to Innovation Every groundbreaking company has a driving force, and for Lovable, that force is co-founder and CEO Anton Osika. His journey is as fascinating as his company’s success. A physicist by training, Osika previously contributed to the cutting-edge research at CERN, the European Organization for Nuclear Research. This deep technical background, combined with his entrepreneurial spirit, has been instrumental in Lovable’s rapid ascent. Before Lovable, he honed his skills as a co-founder of Depict.ai and a Founding Engineer at Sana. Based in Stockholm, Osika has masterfully steered Lovable from a nascent idea to a global phenomenon in record time. His leadership embodies a unique blend of profound technical understanding and a keen, consumer-first vision. At Bitcoin World Disrupt 2025, attendees will have the rare opportunity to hear directly from Osika about what it truly takes to build a brand that not only scales at an incredible pace in a fiercely competitive market but also adeptly manages the intense cultural conversations that inevitably accompany such swift and significant success. His insights will be crucial for anyone looking to understand the dynamics of high-growth tech leadership. Unpacking Consumer Tech Innovation at Bitcoin World Disrupt 2025 The 20th anniversary of Bitcoin World is set to be marked by a truly special event: Bitcoin World Disrupt 2025. From October 27–29, Moscone West in San Francisco will transform into the epicenter of innovation, gathering over 10,000 founders, investors, and tech leaders. It’s the ideal platform to explore the future of consumer tech innovation, and Anton Osika’s presence on the Disrupt Stage is a highlight. His session will delve into how Lovable is not just participating in but actively shaping the next wave of consumer-facing technologies. Why is this session particularly relevant for those interested in the future of consumer experiences? Osika’s discussion will go beyond the superficial, offering a deep dive into the strategies that have allowed Lovable to carve out a unique category in a market long thought to be saturated. Attendees will gain a front-row seat to understanding how to identify unmet consumer needs, leverage advanced AI to meet those needs, and build a product that captivates users globally. The event itself promises a rich tapestry of ideas and networking opportunities: For Founders: Sharpen your pitch and connect with potential investors. For Investors: Discover the next breakout startup poised for massive growth. For Innovators: Claim your spot at the forefront of technological advancements. The insights shared regarding consumer tech innovation at this event will be invaluable for anyone looking to navigate the complexities and capitalize on the opportunities within this dynamic sector. Mastering Startup Growth Strategies: A Blueprint for the Future Lovable’s journey isn’t just another startup success story; it’s a meticulously crafted blueprint for effective startup growth strategies in the modern era. Anton Osika’s experience offers a rare glimpse into the practicalities of scaling a business at breakneck speed while maintaining product integrity and managing external pressures. For entrepreneurs and aspiring tech leaders, his talk will serve as a masterclass in several critical areas: Strategy Focus Key Takeaways from Lovable’s Journey Rapid Scaling How to build infrastructure and teams that support exponential user and revenue growth without compromising quality. Product-Market Fit Identifying a significant, underserved market (the 99% who can’t code) and developing a truly innovative solution (AI-powered app creation). Investor Relations Balancing intense investor interest and pressure with a steadfast focus on product development and long-term vision. Category Creation Carving out an entirely new niche by democratizing complex technologies, rather than competing in existing crowded markets. Understanding these startup growth strategies is essential for anyone aiming to build a resilient and impactful consumer experience. Osika’s session will provide actionable insights into how to replicate elements of Lovable’s success, offering guidance on navigating challenges from product development to market penetration and investor management. Conclusion: Seize the Future of Tech The story of Lovable, under the astute leadership of Anton Osika, is a testament to the power of innovative ideas meeting flawless execution. Their remarkable journey from concept to a multi-billion-dollar valuation in record time is a compelling narrative for anyone interested in the future of technology. By democratizing software creation through Lovable AI, they are not just building a company; they are fostering a new generation of creators. His appearance at Bitcoin World Disrupt 2025 is an unmissable opportunity to gain direct insights from a leader who is truly shaping the landscape of consumer tech innovation. Don’t miss this chance to learn about cutting-edge startup growth strategies and secure your front-row seat to the future. Register now and save up to $668 before Regular Bird rates end on September 26. To learn more about the latest AI market trends, explore our article on key developments shaping AI features. This post Lovable AI’s Astonishing Rise: Anton Osika Reveals Startup Secrets at Bitcoin World Disrupt 2025 first appeared on BitcoinWorld.